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Starteck Finance Limited (STARTECK) · mywealthgrid

About

Starteck Finance Limited is a Non-Banking Financial Company with ₹257 Crore market cap operating in the financial services sector. Quarterly revenue runs at ₹8–11 Crore with operating margins exceeding 93%, achieved through efficient cost management. The company maintains moderate leverage (D/E 1.33) and generates steady profits for shareholders.

Face value: ₹10

Market cap

₹288 Cr

P/E

11.8×

P/B

1.1×

Dividend yield

0.1%

ROE

9.5%

ROCE

—

Debt / equity

1.33

OPM

89.8%

EPS (TTM)

₹24.6

Book value

₹265.3

52-week high

₹335.4

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Profitability volatile: quarterly net profit ranges ₹0.5–7.48 Crore despite stable revenue (₹8–11 Crore/quarter) and steady 93%+ OPM. Verify: asset quality, provisioning spikes, one-time charges.
ROE 9.5% is low for an NBFC, suggesting constrained returns or capital underdeployment. Verify: asset yields and capital deployment strategy.
D/E 1.33 combined with earnings volatility elevates debt-service risk in downturns. Verify: stress scenarios and liquidity position.

Generated analysis · source review pending

Growth drivers

D/E ratio of 1.33 provides debt capacity for loan book expansion. Verify: origination pipeline and capital deployment strategy.
Quarterly revenue base of ₹8–11 Crore indicates established business model. Verify: loan origination growth and market share trends.
Operating margin of 93%+ shows lean cost structure. Verify: loan origination volume and asset quality.

Generated analysis · source review pending

₹291.0-7.4%1Y

Beta

0.44

Damps index moves

Volatility (1y)

39.2%

Annualised, daily returns

RSI (14)

61.6

Neither overbought nor oversold

Rel. strength (1y)

-17.1%

Behind the market

Beta is measured against NIFTY 50 over three years of weekly returns — 1 moves with the index, above 1 amplifies it, below 1 damps it.

Quick read

rule-based

Pros

+High return on capital employed of 31.9%
+Healthy operating margin of 89.8%
+High promoter holding of 73.3% with no pledge

Cons

−Low return on equity of 7.5% (3-yr avg)
−Profit declined 8.9% a year over the last 5 years
−Revenue shrank over the last 5 years (-2.7% a year)
−Low dividend payout of 1% of profit

Research score

Structured signal from quality, growth, valuation and momentum.

54/100

Business quality: 40
Growth: 57

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	41	28	26	37	33	36
Interest	31	14	9	12	19	22
Expenses	6	3	6	7	4	4
Financing profit	5	11	11	19	10	10
Financing margin %	11.5%	40.4%	42.5%	50.2%	29.9%	28.2%
Other income	35	1	2	0	4	17
Depreciation	0	0	1	1	1	1
Exceptional items	—	0	12	0	-1	0
Profit before tax	40	12	24	19	12	27
Tax	2	2	2	3	1	3
Tax %	5%	15.4%	10%	14.6%	9.9%	12.3%
PAT	38	10	22	16	10	24
EPS (₹)	—	10.3	22	16.1	10.5	23.8
EPS adjusted (₹)	38	10.3	22	16	10.5	23.8
	—	2.4%	1.1%	1.6%	2.4%	1%
Annual report	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	—

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	10	10	10	10	10	10	10	10	10	10	10
Reserves	99	101	102	92	95	137	151	170	194	224	253
	198	138	91	91	88	640	92	181	202	227	351
	4	5	8	8	8	27	15	24	36	54	61
Total equity & liabilities	311	254	211	201	201	814	268	384	442	515	675
	—	—	—	—	—	0	0	102	101	101	100
CWIP	—	—	—	—	—	—	—	0	0	0	—
Investments	64	60	54	66	73	80	89	72	131	196	323
	247	194	157	135	128	735	179	210	210	219	252
Total assets	311	254	211	201	201	814	268	384	442	515	675

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-50	-5	86	36	27	33
	47	-5	-50	-58	-39	-123
	2	6	-35	24	9	90
Net cash flow	-1	-4	0	2	-2	0
Free cash flow	—	-5	86	36	27	33
CFO / Operating profit %	-140.6%	-19.4%	416.5%	119.6%	95.3%	101.4%

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Ratios

Annual operating, return, leverage and working-capital ratios.

Consolidated Standalone

Consolidated figures

Ratio	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—	—	—	—

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	71.69%	72.55%	72.76%	72.76%	72.76%	72.76%	72.95%	73.1%	73.1%	73.3%	73.3%	73.3%
	0%	0.01%	0%	0%	0%	0%	0%	0%	0.08%	0%	0%	0%
DII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	28.31%	27.44%	27.24%	27.24%	27.24%	27.24%	27.05%	26.9%	26.82%	26.7%	26.7%	26.7%
No. of shareholders	—	—	—	—	—	—	—	—	1,519	1,470	1,490	1,448

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Starteck Finance Limited. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Clarification sought on significant movement in price30 Sept 2026 · General
The Exchange has sought clarification from Starteck Finance Ltd on September 29, 2026 with reference to significant movement in price, in order to ensure that investors have latest relevant ....29 Sept 2026 · Clarification
Closure of Trading Window28 Sept 2026 · Closure of Trading Window
Voting Results of 41st AGM along with Scrutinizer''s Report

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Events

Upcoming dates and the company’s corporate-action history.

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

51 announcementsExport CSV

30 Sept 2026, 11:03 amCompany Update

Clarification Sought On Significant Movement In Price

General PDF

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2 deals · 3 Jul 2023 – 3 Jul 2023

Date	Client	Type	Venue	Side	Quantity	Price	Value
3 Jul 2023	KANKESHWARI SECURITIES PVT LTD	Bulk	NSE	Buy	75,000	₹171.48	₹1.29 Cr
3 Jul 2023	SHREEJI CAPITAL AND FINANCE LIMITED	Bulk	NSE	Sell	75,000	₹171.48	₹1.29 Cr

1–2 of 2

1 / 1

Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Date	Category	Subject	Filing
30 Sept 2026, 11:03 am	Company Update General	Clarification Sought On Significant Movement In Price	PDF
29 Sept 2026, 5:43 pm	Company Update Clarification	Clarification sought from Starteck Finance Ltd	—
28 Sept 2026, 6:41 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
21 Sept 2026, 7:56 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report	PDF
21 Sept 2026, 7:51 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Outcome of AGM	PDF
21 Sept 2026, 7:27 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report	PDF
18 Sept 2026, 7:25 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Outcome of AGM	PDF
5 Sept 2026, 10:24 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF

Return ratios
Return on assets %	4.6%	3.8%	5.7%	3.6%	2%	3.5%

Starteck Finance Limited

Starteck Finance Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

Announcements

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

10

1

Compounded sales growth

Compounded profit growth

Stock price CAGR

Return on equity

Starteck Finance Limited

Starteck Finance Limited

About

Key insights

Key risks

Growth drivers

Risk & technicals

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Ratios

Ratio timeline

Shareholding

Quarterly record

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

Announcements

Not in the F&O segment

No fund holdings on record

Announcements

Ratio timeline

Quarterly record

Annual reports

Dividends10

Board meetings1

Bulk & block deals

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Stock price CAGR

Return on equity

10

1