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Shalibhadra Finance Limited (SAHLIBHFI) · mywealthgrid

About

Shalibhadra Finance is an NBFC with market cap ₹222.48 Cr, running quarterly revenue of ₹11 Cr with operating margins of 75%+. The company maintains conservative leverage (D/E 0.33) and pays regular dividends.

Face value: ₹10

Market cap

₹243 Cr

P/E

18.3×

P/B

1.4×

Dividend yield

0.6%

ROE

11.3%

ROCE

—

Debt / equity

0.33

OPM

75.1%

EPS (TTM)

₹4.3

Book value

₹55.7

52-week high

₹122.5

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Operating margins at 75%+ are unusually high for NBFCs; verify sustainability if concentration in single products or lending environments drives them
Revenue growth slow (₹5–6 Cr in 2018 to ₹11 Cr in 2026); verify whether growth is constrained by capital, market saturation, or product limits
Market cap ₹222 Cr with minimal institutional participation (FII 0–2%, DII 0–1%) creates illiquidity
ROE 11.33% despite 75% margins indicates capital is not generating proportional returns; verify asset turnover or leverage constraints

Generated analysis · source review pending

Growth drivers

Revenue doubled over 8 years; verify what drove it (market, products, distribution) and whether growth momentum will continue
Stable 75%+ margins indicate cost control or pricing power; verify whether competitive advantage will persist
Conservative D/E 0.33 provides capacity for growth financing; verify management's capital allocation priorities

Generated analysis · source review pending

₹78.7-28.5%1Y

Beta

0.89

Moves with the index

Volatility (1y)

43.6%

Annualised, daily returns

RSI (14)

40.1

Neither overbought nor oversold

Rel. strength (1y)

-39.7%

Behind the market

Beta is measured against NIFTY 50 over three years of weekly returns — 1 moves with the index, above 1 amplifies it, below 1 damps it.

Quick read

rule-based

Pros

+Healthy operating margin of 75.1%
+Profit CAGR of 65.5% over the last 3 years
+Revenue CAGR of 37.9% over the last 3 years

Cons

−Low dividend payout of 11.7% of profit

Research score

Structured signal from quality, growth, valuation and momentum.

63/100

Business quality: 61
Growth: 100
Valuation: 76
Momentum

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2026
	13	16	19	22	41
Interest	4	4	7	8	5
Expenses	4	5	5	5	10
Financing profit	6	6	8	9	26
Financing margin %	44.1%	41.5%	41.3%	40.6%	62.5%
Other income	—	—	—	—	0
Depreciation	—	—	0	0	0
Profit before tax	6	6	8	9	26
Tax	2	2	2	3	6
Tax %	35.1%	33.6%	28.6%	28.4%	23.9%
PAT	4	4	6	6	19
EPS (₹)	—	—	11.3	12.8	6.3
EPS adjusted (₹)	—	—	—	—	6.3
	—	—	10.6%	9.4%	7.9%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	—

₹ Cr	Mar 2026
Equity capital	31
Reserves	141
Borrowings	56
	4
Total equity & liabilities	232
	4
CWIP	—
Investments	3
	225
Total assets	232

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-5	3	-27	-20
	-2	-2	-10	5
	11	2	24	17
Net cash flow	—	3	-13	2
Free cash flow	-5	2	-28	-20
CFO / Operating profit %	—	—	—	-64.1%

Compounded sales growth

7 years: —
5 years: —
3 years: 38%
1 year: 85%

Compounded profit growth

7 years: —
5 years: —
3 years: 66%
1 year: 204%

Stock price CAGR

10 years: —
5 years: 25%
3 years: -2%
1 year: -31%

Return on equity

7 years

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2026
Margins
Gross margin %	—	—	—	—	—
EBITDA margin %	72.3%	69.3%	74.9%	76.3%	75.1%
EBIT margin %	72.3%	69.3%	74.5%	75.9%	74.8%
PAT margin %	28.6%	27.5%	29.2%	28.8%	47.5%
Working capital
Receivable days	—	—	—	—	—
Inventory days	—	—	—	—	0
Payable days	—	—	—	—	—
NWC days	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—
Debt to EBITDA	—	—	—	—	1.82
Debt to equity	—	—	—	—	0.33
Interest coverage	2.6	2.5	2.2	2.1	6
Asset turnover	—	—	—	—	0.18
Return ratios
Return on assets %	—	—	—	—	8.4%
Return on capital employed %	—	—	—	—	—
Return on equity %	—	—	—	—	11.3%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	55.35%	60%	60%	60%	54.83%	54.83%	55.36%	55.55%	56.24%	56.99%	57.78%	58.1%
	0%	0%	0%	0%	1.05%	1.01%	0.82%	2.71%	2.47%	2.43%	2.24%	0%
	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	1.26%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	44.65%	40%	40%	40%	44.12%	44.16%	43.82%	41.74%	41.29%	40.58%	39.98%	40.64%
No. of shareholders	—	—	—	—	—	—	—	—	4,587	4,365	4,212	4,329

Promoter holding up 2.75 percentage points since Sep 2023.

16 deals · 6 Dec 2021 – 2 Sept 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
2 Sept 2026	PIYUSH SECURITIES PRIVATE LIMITED	Bulk	NSE	Sell	6,42,640	₹86.46	₹5.56 Cr
2 Sept 2026	PH CAPITAL LIMITED	Bulk	NSE	Buy	2,50,000	₹87.02	₹2.18 Cr
2 Sept 2026	PIYUSH SECURITIES PRIVATE LIMITED	Bulk	NSE	Buy	1,49,364	₹80.39	₹1.20 Cr
25 Jun 2026	BNP PARIBAS FINANCIAL MARKETS	Bulk	BSE	Sell	3,41,285	₹75.00	₹2.56 Cr
25 Jun 2026	DHYANA CAPITAL	Bulk	BSE	Buy	3,27,668	₹75.04	₹2.46 Cr
8 May 2026	ARYAVARDHAN TRADING LLP	Bulk	BSE	Sell	1,88,527	₹75.62	₹1.43 Cr
25 Mar 2026	DEVANSH TRADEMART LLP	Bulk	BSE	Sell	9,60,000	₹83.00	₹7.97 Cr
25 Mar 2026	ARYAVARDHAN TRADING LLP	Bulk	BSE	Buy	9,60,000	₹83.16	₹7.98 Cr
26 May 2025	BNP PARIBAS FINANCIAL MARKETS	Bulk	BSE	Buy	1,40,000	₹540.00	₹7.56 Cr
26 May 2025	VIKAS RAMESH MEHTA	Bulk	BSE	Sell	54,066	₹540.06	₹2.92 Cr

1–10 of 16

1 / 2

Mr. Govind KeswaniNon-Executive - Independent Director-Chairperson
Mr. Minesh M. DoshiNon-Executive - Non Independent Director
Mr. Vatsal DoshiExecutive Director-MD
Mr. Kamalkant A KeswaniNon-Executive - Independent Director
Ms. Ayushi DoshiNon-Executive - Non Independent Director
Mr. Dhruvil DoshiNon-Executive - Non Independent Director
Mrs. Megha SinghCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Shalibhadra Finance Limited. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Loading documents…

Events

Upcoming dates and the company’s corporate-action history.

18

Final dividend23 Sept 2026 · ex-date₹0.5
Dividend dividend22 Sept 2025 · ex-date₹0.4
Dividend dividend23 Sept 2024 · ex-date₹1.2
Dividend dividend22 Sept 2023 · ex-date₹1
Dividend dividend22 Sept 2022 · ex-date₹0.8
Dividend dividend20 Sept 2021 · ex-date₹0.5
Final dividend24 Sept 2019 · ex-date₹1.2
Dividend dividend14 Sept 2018 · ex-date₹1.2
Dividend dividend22 Sept 2016 · ex-date₹1
Dividend dividend23 Sept 2015 · ex-date₹1
Dividend dividend25 Sept 2014 · ex-date₹1
Dividend dividend19 Sept 2013 · ex-date₹0.9
Dividend dividend20 Sept 2012 · ex-date₹0.8
Dividend dividend15 Sept 2011 · ex-date₹0.8
Dividend dividend17 Sept 2010 · ex-date₹0.8
Dividend dividend18 Sept 2009 · ex-date₹0.7
Dividend dividend19 Sept 2008 · ex-date₹0.7
Dividend dividend21 Sept 2007 · ex-date₹0.7

1

Board meeting to consider results12 Aug 2026

1

Bonus 3:14 Jun 2025 · ex-date

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

45 announcementsExport CSV

3 Oct 2026, 5:52 pmCompany Update

Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance Officer

Resignation of Company Secretary / Compliance Officer

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Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

Date	Category	Subject	Filing
3 Oct 2026, 5:52 pm	Company Update Resignation of Company Secretary / Compliance Officer	Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance Officer	PDF
1 Oct 2026, 8:18 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report	PDF
30 Sept 2026, 7:15 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
30 Sept 2026, 2:20 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Outcome of AGM	PDF
17 Sept 2026, 7:22 pm	Board Meeting Outcome of Board Meeting	Board Meeting Outcome for Board Has Approved Issuance Of Non-Convertible Debentures (NCD) Of Aggregate Nominal Value Up To Rupees Twenty Crores On A Private Placement Basis	PDF
11 Sept 2026, 6:55 pm	Board Meeting	Board Meeting Intimation for Issuance Of The Non-Convertible Debentures	PDF
10 Sept 2026, 8:13 pm	Company Update General	Additional Submission Of Disclosure Under Regulation 52(4) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015	PDF
7 Sept 2026, 6:29 pm	Others Reg. 34 (1) Annual Report	Reg. 34 (1) Annual Report.	PDF

Shalibhadra Finance Limited

Shalibhadra Finance Limited

About

Key insights

Key risks

Growth drivers

Risk & technicals

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Stock price CAGR

Return on equity

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

Dividends18

Board meetings1

Bonus issues1

Announcements

Dividends18

Board meetings1

Bonus issues1

Ratio timeline

Not in the F&O segment

No fund holdings on record

Quarterly record

Bulk & block deals

Board and management

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Stock price CAGR

Return on equity

18

1

1

18

1

1