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Shalibhadra Finance Limited (SAHLIBHFI) · mywealthgrid

About

Shalibhadra Finance is an NBFC with market cap ₹222.48 Cr, running quarterly revenue of ₹11 Cr with operating margins of 75%+. The company maintains conservative leverage (D/E 0.33) and pays regular dividends.

Face value: ₹10

Market cap

₹243 Cr

P/E

18.3×

P/B

1.4×

Dividend yield

0.6%

ROE

11.3%

ROCE

—

Debt / equity

0.33

OPM

75.1%

EPS (TTM)

₹4.3

Book value

₹55.7

52-week high

₹122.5

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Operating margins at 75%+ are unusually high for NBFCs; verify sustainability if concentration in single products or lending environments drives them
Revenue growth slow (₹5–6 Cr in 2018 to ₹11 Cr in 2026); verify whether growth is constrained by capital, market saturation, or product limits
Market cap ₹222 Cr with minimal institutional participation (FII 0–2%, DII 0–1%) creates illiquidity
ROE 11.33% despite 75% margins indicates capital is not generating proportional returns; verify asset turnover or leverage constraints

Generated analysis · source review pending

Growth drivers

Revenue doubled over 8 years; verify what drove it (market, products, distribution) and whether growth momentum will continue
Stable 75%+ margins indicate cost control or pricing power; verify whether competitive advantage will persist
Conservative D/E 0.33 provides capacity for growth financing; verify management's capital allocation priorities

Generated analysis · source review pending

₹78.7-28.5%1Y

Beta

0.89

Moves with the index

Volatility (1y)

43.6%

Annualised, daily returns

RSI (14)

40.1

Neither overbought nor oversold

Rel. strength (1y)

-39.7%

Behind the market

Beta is measured against NIFTY 50 over three years of weekly returns — 1 moves with the index, above 1 amplifies it, below 1 damps it.

Quick read

rule-based

Pros

+Healthy operating margin of 75.1%
+Profit CAGR of 65.5% over the last 3 years
+Revenue CAGR of 37.9% over the last 3 years

Cons

−Low dividend payout of 11.7% of profit

Research score

Structured signal from quality, growth, valuation and momentum.

63/100

Business quality: 61
Growth: 100
Valuation: 76
Momentum

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2026
	13	16	19	22	41
Interest	4	4	7	8	5
Expenses	4	5	5	5	10
Financing profit	6	6	8	9	26
Financing margin %	44.1%	41.5%	41.3%	40.6%	62.5%
Other income	—	—	—	—	0
Depreciation	—	—	0	0	0
Profit before tax	6	6	8	9	26
Tax	2	2	2	3	6
Tax %	35.1%	33.6%	28.6%	28.4%	23.9%
PAT	4	4	6	6	19
EPS (₹)	—	—	11.3	12.8	6.3
EPS adjusted (₹)	—	—	—	—	6.3
	—	—	10.6%	9.4%	7.9%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	—

₹ Cr	Mar 2026
Equity capital	31
Reserves	141
Borrowings	56
	4
Total equity & liabilities	232
	4
CWIP	—
Investments	3
	225
Total assets	232

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-5	3	-27	-20
	-2	-2	-10	5
	11	2	24	17
Net cash flow	—	3	-13	2
Free cash flow	-5	2	-28	-20
CFO / Operating profit %	—	—	—	-64.1%

Compounded sales growth

7 years: —
5 years: —
3 years: 38%
1 year: 85%

Compounded profit growth

7 years: —
5 years: —
3 years: 66%
1 year: 204%

Stock price CAGR

10 years: —
5 years: 25%
3 years: -2%
1 year: -31%

Return on equity

7 years

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2026
Margins
Gross margin %	—	—	—	—	—
EBITDA margin %	72.3%	69.3%	74.9%	76.3%	75.1%
EBIT margin %	72.3%	69.3%	74.5%	75.9%	74.8%
PAT margin %	28.6%	27.5%	29.2%	28.8%	47.5%
Working capital
Receivable days	—	—	—	—	—
Inventory days	—	—	—	—	0
Payable days	—	—	—	—	—
NWC days	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—
Debt to EBITDA	—	—	—	—	1.82
Debt to equity	—	—	—	—	0.33
Interest coverage	2.6	2.5	2.2	2.1	6
Asset turnover	—	—	—	—	0.18
Return ratios
Return on assets %	—	—	—	—	8.4%
Return on capital employed %	—	—	—	—	—
Return on equity %	—	—	—	—	11.3%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	55.35%	60%	60%	60%	54.83%	54.83%	55.36%	55.55%	56.24%	56.99%	57.78%	58.1%
	0%	0%	0%	0%	1.05%	1.01%	0.82%	2.71%	2.47%	2.43%	2.24%	0%
	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	1.26%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	44.65%	40%	40%	40%	44.12%	44.16%	43.82%	41.74%	41.29%	40.58%	39.98%	40.64%
No. of shareholders	—	—	—	—	—	—	—	—	4,587	4,365	4,212	4,329

Promoter holding up 2.75 percentage points since Sep 2023.

16 deals · 6 Dec 2021 – 2 Sept 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
2 Sept 2026	PIYUSH SECURITIES PRIVATE LIMITED	Bulk	NSE	Sell	6,42,640	₹86.46	₹5.56 Cr
2 Sept 2026	PH CAPITAL LIMITED	Bulk	NSE	Buy	2,50,000	₹87.02	₹2.18 Cr
2 Sept 2026	PIYUSH SECURITIES PRIVATE LIMITED	Bulk	NSE	Buy	1,49,364	₹80.39	₹1.20 Cr
25 Jun 2026	BNP PARIBAS FINANCIAL MARKETS	Bulk	BSE	Sell	3,41,285	₹75.00	₹2.56 Cr
25 Jun 2026	DHYANA CAPITAL	Bulk	BSE	Buy	3,27,668	₹75.04	₹2.46 Cr
8 May 2026	ARYAVARDHAN TRADING LLP	Bulk	BSE	Sell	1,88,527	₹75.62	₹1.43 Cr
25 Mar 2026	DEVANSH TRADEMART LLP	Bulk	BSE	Sell	9,60,000	₹83.00	₹7.97 Cr
25 Mar 2026	ARYAVARDHAN TRADING LLP	Bulk	BSE	Buy	9,60,000	₹83.16	₹7.98 Cr
26 May 2025	BNP PARIBAS FINANCIAL MARKETS	Bulk	BSE	Buy	1,40,000	₹540.00	₹7.56 Cr
26 May 2025	VIKAS RAMESH MEHTA	Bulk	BSE	Sell	54,066	₹540.06	₹2.92 Cr

1–10 of 16

1 / 2

Mr. Govind KeswaniNon-Executive - Independent Director-Chairperson
Mr. Minesh M. DoshiNon-Executive - Non Independent Director
Mr. Vatsal DoshiExecutive Director-MD
Mr. Kamalkant A KeswaniNon-Executive - Independent Director
Ms. Ayushi DoshiNon-Executive - Non Independent Director
Mr. Dhruvil DoshiNon-Executive - Non Independent Director
Mrs. Megha SinghCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Shalibhadra Finance Limited. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

May 2026Transcript AI Summary PPT REC

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

18

Final dividend23 Sept 2026 · ex-date₹0.5
Dividend dividend22 Sept 2025 · ex-date₹0.4
Dividend dividend23 Sept 2024 · ex-date₹1.2
Dividend dividend22 Sept 2023 · ex-date₹1
Dividend dividend22 Sept 2022 · ex-date₹0.8
Dividend dividend20 Sept 2021 · ex-date₹0.5
Final dividend24 Sept 2019 · ex-date₹1.2
Dividend dividend14 Sept 2018 · ex-date₹1.2
Dividend dividend22 Sept 2016 · ex-date₹1
Dividend dividend23 Sept 2015 · ex-date₹1
Dividend dividend25 Sept 2014 · ex-date₹1
Dividend dividend19 Sept 2013 · ex-date₹0.9
Dividend dividend20 Sept 2012 · ex-date₹0.8
Dividend dividend15 Sept 2011 · ex-date₹0.8
Dividend dividend17 Sept 2010 · ex-date₹0.8
Dividend dividend18 Sept 2009 · ex-date₹0.7
Dividend dividend19 Sept 2008 · ex-date₹0.7
Dividend dividend21 Sept 2007 · ex-date₹0.7

1

Board meeting to consider results12 Aug 2026

1

Bonus 3:14 Jun 2025 · ex-date

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

26 announcementsExport CSV

1 Oct 2026, 8:18 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

AGM PDF

Loading announcements…

Date	Category	Subject	Filing
1 Oct 2026, 8:18 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report	PDF
30 Sept 2026, 7:15 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
30 Sept 2026, 2:20 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Outcome of AGM	PDF
17 Sept 2026, 7:22 pm	Board Meeting Outcome of Board Meeting	Board Meeting Outcome for Board Has Approved Issuance Of Non-Convertible Debentures (NCD) Of Aggregate Nominal Value Up To Rupees Twenty Crores On A Private Placement Basis	PDF
11 Sept 2026, 6:55 pm	Board Meeting	Board Meeting Intimation for Issuance Of The Non-Convertible Debentures	PDF
10 Sept 2026, 8:13 pm	Company Update General	Additional Submission Of Disclosure Under Regulation 52(4) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015	PDF
7 Sept 2026, 6:29 pm	Others Reg. 34 (1) Annual Report	Reg. 34 (1) Annual Report.	PDF
7 Sept 2026, 6:24 pm	Others	Regulation 53 (1) Annual Report.	PDF

Shalibhadra Finance Limited

Shalibhadra Finance Limited

About

Key insights

Key risks

Growth drivers

Risk & technicals

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Stock price CAGR

Return on equity

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Events

Dividends18

Board meetings1

Bonus issues1

Announcements

Dividends18

Board meetings1

Bonus issues1

Ratio timeline

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Quarterly record

Bulk & block deals

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Stock price CAGR

Return on equity

18

1

1

18

1

1