Purple Finance Ltd (PURPLEFIN)

Loading page…

Purple Finance Ltd (PURPLEFIN) · mywealthgrid

About

Purple Finance Ltd operates in the non-banking financial services sector as an NBFC, with market capitalisation of ₹437.86 Crore. The company is positioned in the mid-cap segment, competing with traditional banks and other non-bank lenders in India's financial services industry.

Face value: ₹10

Market cap

₹402 Cr

P/E

—

P/B

3.1×

Dividend yield

ROE

-6.2%

ROCE

—

Debt / equity

0.81

OPM

EPS (TTM)

₹-1.1

Book value

₹22.3

52-week high

—

52-week low

—

Key insights

Company research notes and source-linked reviews

Key risks

Negative ROE of -6.17% indicates the company is destroying shareholder value rather than generating returns

Thin operating margin of 6% leaves little buffer against cost inflation or credit deterioration—verify revenue trends and whether the margin has been compressing

Absence of FII investment (0% holding) suggests limited institutional confidence; verify what institutional investors cite as concerns

PE ratio unavailable, consistent with losses or near-zero earnings—confirm the profitability trajectory and whether recent results (July 2026) signal a turnaround

Generated analysis · source review pending

Growth drivers

Stock gained 95.73% in 1y; verify whether results filed July 2026 confirm profitability turning positive from -6.17% ROE

Operating margin at 6% can expand if efficiency improves or portfolio quality increases—verify what recent results reveal on costs and credit trends

Leverage headroom exists with D/E at 0.81; verify whether company plans to use this capacity to grow its lending book

Market cap of ₹437.86 Cr indicates established scale; verify whether recent results show the company is gaining market share or benefiting from credit-cycle tailwinds

Generated analysis · source review pending

566 historical price candles were omitted because the exchange source has not been verified.

₹68.2-3.4%1Y

Quick read

rule-based

Pros

No positive flags triggered.

Cons

−Low return on equity of -15.6% (3-yr avg)
−Thin operating margin of 6%
−Weak interest coverage of 0.3×
−Low promoter holding of 24.5%
−Promoter holding fell 25.8 pts over the last year

Research score

Structured signal from quality, growth, valuation and momentum.

28/100

Business quality: 16
Valuation: 41

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Loading peers…

Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore

₹ Cr	Mar 2024	Mar 2025	Mar 2026
	4	15	48
Interest	1	6	12
Expenses	17	30	45
Financing profit	-13	-21	-9
Financing margin %	-300.5%	-140.3%	-19.5%
Other income	0	0	0
Depreciation	—	—	—
Profit before tax	—	—	—
Tax	-6	-5	-3
PAT	-8	-16	-6
EPS (₹)	—	—	—
EPS adjusted (₹)	-2.3	-3.5	-1.1
Annual report	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2024	Mar 2025	Mar 2026
Equity capital	34	45	59
Reserves	15	32	73
Borrowings	22	72	106
	3	5	7
Total equity & liabilities	74	154	245
	31	32	31
CWIP	—	0	0
Investments	1	1	5
	42	121	208
Total assets	74	154	245

₹ Cr	Mar 2024	Mar 2025	Mar 2026
Cash from operations	-60	-78	-98
	-1	-1	-1
Cash from financing	60	92	93
Net cash flow	-1	13	-6
Free cash flow	-62	-79	-99
CFO / Operating profit %	—	—	—

Compounded sales growth

7 years: —
5 years: —
3 years: —
1 year: 224%

Return on equity

7 years: —
5 years: —
3 years: -14%
Last year: -5%

Loading financials…

Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—
EBITDA margin %	-276.9%	-101.4%	6%
EBIT margin %	-276.9%	-101.4%	6%
PAT margin %	-172.2%	-105.6%	-13.5%
Working capital
Receivable days	—	1	4
Inventory days	—	—	—
Payable days	—	1	1
NWC days	—	—	—
Leverage
Current ratio	—	—	—
Debt to EBITDA	—	—	37.18
Debt to equity	0.46	0.93	0.81
Interest coverage	-11.8	-2.6	0.3
Asset turnover	0.06	0.1	0.19
Return ratios
Return on assets %	-10.3%	-10.1%	-2.6%
Return on capital employed %	—	—	—
Return on equity %	-15.7%	-20.2%	-4.9%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

Loading ratios…

Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	72.11%	72.11%	72.11%	60.71%	60.58%	50.24%	43.14%	36.18%	24.46%	24.46%
FII	0%	0%	0.04%	0%	0%	0%	0%	0%	0%	0%
	4.09%	4.09%	4.09%	4.09%	4.09%	3.72%	3.72%	3.72%	3.22%	3.22%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	23.8%	23.8%	23.76%	35.2%	35.33%	46.04%	53.14%	60.1%	72.32%	72.32%
No. of shareholders	—	—	—	—	—	—	3,277	3,513	3,563	3,597

Promoter holding down 47.65 percentage points since Mar 2024.

4 deals · 20 Oct 2025 – 30 Jul 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
30 Jul 2026	NYAASA GLOBAL FUND VCC - NYAASA INDIA EM SUB FUND	Bulk	BSE	Buy	5,00,000	₹70.00	₹3.50 Cr
12 Dec 2025	BARUN MAHANSARIA	Bulk	BSE	Sell	3,02,000	₹45.95	₹1.39 Cr
20 Oct 2025	HIRISE INFRACON LIMITED	Bulk	BSE	Sell	3,42,000	₹36.06	₹1.23 Cr
20 Oct 2025	ANITA MANOJ AGARWAL	Bulk	BSE	Buy	3,00,000	₹36.07	₹1.08 Cr

1–4 of 4

1 / 1

Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Mr. Amitabh ChaturvediExecutive Director-Chairperson
Mr. Sabyasachi RathExecutive Director-CEO
Mr. Sandeep JindalExecutive Director
Mrs. Minal Amitabh ChaturvediNon-Executive - Non Independent Director
Mrs. Sumeet SandhuNon-Executive - Independent Director
Mr. Amit Jayvant SonawalaNon-Executive - Independent Director
Mr. Rajan Chandrakant BhatNon-Executive - Independent Director
Mr. Sriram KalyanaramanNon-Executive - Independent Director
Ms. Meghana LaleChief Financial Officer
Ms. Ruchi NisharCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

Loading shareholding…

F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

Loading f&o…

Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Purple Finance Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

Loading fund holders…

Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Credit ratings

Documents link to external sources (exchange filings, company investor pages).

Loading documents…

Events

Upcoming dates and the company’s corporate-action history.

1

Board meeting to consider results21 Jul 2026

Loading events…

Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

188 announcementsExport CSV

30 Sept 2026, 4:15 pmOthers

Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD

Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD PDF

28 Sept 2026, 5:20 pmCompany Update

Announcement under Regulation 30 (LODR)-Allotment

Allotment of Equity Shares PDF

22 Sept 2026, 3:08 pmBoard Meeting

Board Meeting Outcome for Outcome Of Finance Committee Meeting Held On September 22, 2026

Outcome of Board Meeting PDF

21 Sept 2026, 11:08 amInsider Trading / SAST

Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011

Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011 PDF

17 Sept 2026, 7:46 pmBoard Meeting

Board Meeting Intimation for Intimation Of Meeting Of The Finance Committee Of Board Of Directors Of The Company To Be Held On September 22, 2026

Exchange filing PDF

10 Sept 2026, 2:11 pmCompany Update

Announcement under Regulation 30 (LODR)-Allotment

Allotment of Equity Shares PDF

10 Sept 2026, 2:09 pmOthers

Board Meeting Outcome for Outcome Of The Finance Committee Meeting Held On September 10, 2026

Outcome without intimation PDF

4 Sept 2026, 7:02 pmCompany Update

Announcement under Regulation 30 (LODR)-Investor Presentation

Investor Presentation PDF

Date	Category	Subject	Filing
30 Sept 2026, 4:15 pm	Others Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD	Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD	PDF
28 Sept 2026, 5:20 pm	Company Update Allotment of Equity Shares	Announcement under Regulation 30 (LODR)-Allotment

Loading announcements…

Ratio	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—
EBITDA margin %	-276.9%	-101.4%	6%
EBIT margin %	-276.9%	-101.4%	6%
PAT margin %	-172.2%	-105.6%	-13.5%
Working capital
Receivable days	—	1	4
Inventory days	—	—	—
Payable days	—	1	1
NWC days	—	—	—
Leverage
Current ratio	—	—	—
Debt to EBITDA	—	—	37.18
Debt to equity	0.46	0.93	0.81
Interest coverage	-11.8	-2.6	0.3
Asset turnover	0.06	0.1	0.19
Return ratios
Return on assets %	-10.3%	-10.1%	-2.6%
Return on capital employed %	—	—	—
Return on equity %	-15.7%	-20.2%	-4.9%

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

Purple Finance Ltd

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Return on equity

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Credit ratings

Events

Board meetings1

Announcements

Board meetings1

Ratio timeline

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Credit ratings

Quarterly record

Bulk & block deals

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Return on equity

1

1