Public Sector Bank with ₹16,738.52 Cr market cap. Recent quarters show revenue ₹2,910–3,213 Cr and net profit ₹269–421 Cr. Promoter holds 93.85%; FII 0.14%, public investors 2.2%.
Generated analysis · source review pending
Generated analysis · source review pending
2,528 historical price candles were omitted because the exchange source has not been verified.
Structured signal from quality, growth, valuation and momentum.
₹ crore, by fiscal year
% of revenue, by fiscal year
Comparable companies from the narrowest available industry classification.
Reported profit and loss, balance sheet, cash flow and growth history.
Annual operating, return, leverage and working-capital ratios.
Current futures and options contracts with compact option-chain pages.
Mutual-fund schemes that disclosed a holding in the company.
Annual reports, exchange filings, offer documents, ratings and earnings-call material.
Upcoming dates and the company’s corporate-action history.
Latest exchange announcements, filings and downloadable documents.
Standalone figures
| Ratio | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Margins | ||||||||
| PAT margin % | -6.4% | -12.5% | -39.2% | 14.6% | 16.4% | 5.5% | 8.9% | 11% |
| Return ratios | ||||||||
| Return on assets % | -0.5% | -1% | -2.5% | 0.9% | 1% | 0.4% | 0.6% | 0.7% |
| Return on capital employed % | 0.8% | 4.2% | 1.3% | 5% | 5.3% | 5.6% | 6% | 5.9% |
| Return on equity % | -9.5% | -17.7% | -32.7% | 7.4% | 8.7% | 3.8% | 7.6% | 9.4% |
Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Margin, working-capital and leverage ratios are omitted: a bank funds itself with deposits and books interest as its cost of revenue, so they would measure something other than what they name.
Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.
| Holder (%) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 98.25% | 98.25% | 98.25% | 98.25% | 98.25% | 98.25% | 93.85% | 93.85% | 93.85% | 93.85% | 93.85% | 93.85% | |
| 0.03% | 0.01% | 0.02% | 0% | 0% | 0% | 0.73% | 0.25% | 0.16% | 0.16% | 0.15% | 0.14% | |
| 0.68% | 0.65% | 0.65% | 0.65% | 0.65% | 0.65% | 4.32% | 4.07% | 4.04% | 4% | 3.91% | 3.81% | |
| Government | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| 1.04% | 1.09% | 1.08% | 1.1% | 1.1% | 1.1% | 1.1% | 1.83% | 1.95% | 1.99% | 2.09% | 2.2% | |
| No. of shareholders | — | — | — | — | — | — | — | — | 2,22,120 | 2,22,415 | 2,22,301 | 2,21,849 |
Promoter holding down 4.4 percentage points since Sep 2023.
Current officeholders as filed with BSE. A person holding two offices is listed once per office.
Documents link to external sources (exchange filings, company investor pages).
Provisional Business Figures Of The Bank
Closure of Trading Window
Board Meeting Outcome for Outcome Of Board Meeting Under Regulation 30 And 51 Of SEBI (LODR) Regulations, 2015
Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances
Announcement under Regulation 30 (LODR)-Credit Rating
Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances
Announcement under Regulation 30 (LODR)-Investor Presentation
Announcement under Regulation 30 (LODR)-Credit Rating
| 29 Sept 2026, 5:10 pm | Board Meeting Outcome of Board Meeting | Board Meeting Outcome for Outcome Of Board Meeting Under Regulation 30 And 51 Of SEBI (LODR) Regulations, 2015 |
| 22 Sept 2026, 6:38 pm | Company Update Strikes /Lockouts / Disturbances | Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances |
| 10 Sept 2026, 7:28 pm | Company Update Credit Rating | Announcement under Regulation 30 (LODR)-Credit Rating |
| 10 Sept 2026, 7:26 pm | Company Update Strikes /Lockouts / Disturbances | Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances |
| 1 Sept 2026, 4:09 pm | Company Update Investor Presentation | Announcement under Regulation 30 (LODR)-Investor Presentation |
| 22 Aug 2026, 6:16 pm | Company Update Credit Rating | Announcement under Regulation 30 (LODR)-Credit Rating |
| Company | Mkt Cap | EV | Revenue | EBITDA | OPM | PAT | NPM | ROCE | ROE | WC Days |
|---|---|---|---|---|---|---|---|---|---|---|
| Union Bank Of IndiaUNIONBANKUNIONBANK | ₹1,27,932 Cr | ₹2,05,729 Cr | ₹1,07,587 Cr | ₹73,406 Cr | 68.7% | ₹21,275 Cr | 18.2% | 6.3% | 16.2% | — |
| Punjab National BankPNBPNB | ₹1,25,928 Cr | ₹2,33,486 Cr | ₹1,31,789 Cr | ₹98,411 Cr | 74.7% | ₹23,619 Cr | 14.1% | 6.1% | 14% | — |
| Bank Of BarodaBANKBARODABANKBARODA | ₹1,19,366 Cr | ₹2,89,663 Cr | ₹1,36,546 Cr | ₹87,324 Cr | 64.3% | ₹18,478 Cr | 14.5% | 5.6% | 12.5% | — |
| Canara BankCANBKCANBK | ₹1,07,361 Cr | ₹2,62,648 Cr | ₹1,27,805 Cr | ₹91,291 Cr | 69.7% | ₹20,708 Cr | 15.6% | 6.5% | 16.7% | — |
| Indian BankINDIANBINDIANB | ₹1,06,837 Cr | ₹1,53,644 Cr | ₹69,314 Cr | ₹46,956 Cr | 69.4% | ₹13,030 Cr | 17.3% | 6.3% | 15.8% | — |
| Bank Of MaharashtraMAHABANKMAHABANK | ₹61,917 Cr | ₹97,151 Cr | ₹30,262 Cr | ₹20,806 Cr | 68.1% | ₹7,624 Cr | 24% | 6% | 22.6% | — |
| Bank Of IndiaBANKINDIABANKINDIA | ₹58,948 Cr | ₹1,77,574 Cr | ₹77,244 Cr | ₹55,814 Cr | 72.3% | ₹12,098 Cr | 13.6% | 5.9% | 12.3% | — |
| Indian Overseas BankIOBIOB | ₹58,502 Cr | ₹1,10,104 Cr | ₹33,290 Cr | ₹20,072 Cr | 64.5% | ₹6,159 Cr | 17% | 6.1% | 16.3% | — |
| Uco BankUCOBANKUCOBANK | ₹28,753 Cr | ₹57,441 Cr | ₹25,067 Cr | ₹14,864 Cr | 59.3% | ₹2,491 Cr | 9.9% | 5.8% | 8.6% | — |
| Central Bank Of IndiaCENTRALBKCENTRALBK | ₹27,154 Cr | ₹59,008 Cr | ₹37,270 Cr | ₹23,376 Cr | 62.2% | ₹4,584 Cr | 12.5% | 5.6% | 12% | — |
| Punjab & Sind BankPSBPSB | ₹14,872 Cr | ₹31,225 Cr | ₹12,284 Cr | ₹8,574 Cr | 69.5% | ₹1,384 Cr | 11% | 5.9% | 9.6% | — |
7 schemes · 6 fund houses
| Shares | ||||||
|---|---|---|---|---|---|---|
| ETF NIFTY PSU BANK BEES | Nippon India Mutual Fund | 48.24 L | 11.04 | 0.27% | 0.068% | -93,733 |
| Portfolio of Kotak Nifty PSU Bank ETF | Kotak Mahindra Mutual Fund | 32.41 L | 7.42 | 0.27% | 0.046% | +2.52 L |
| NIFTY PSU BANK ETF | DSP Mutual Fund | 16.62 L | 3.8 | 0.27% | 0.023% | +2.34 L |
| Nifty PSU Bank ETF | ICICI Prudential Mutual Fund | 1.52 L | 0.35 | 0.27% | 0.002% | -15,074 |
| IB66-Groww Nifty PSU Bank ETF | Groww Mutual Fund | 7,386 | 0.02 | 0.27% | 0% | -312 |
| IB65-Groww Nifty PSU Bank Index Fund | Groww Mutual Fund | 5,347 | 0.01 | 0.27% | 0% | -1,500 |
| (Investment Manager for Motilal Oswal Mutual Fund) | Motilal Oswal Mutual Fund | 1,263 | 0 | 0% | 0% | +1 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 8,744 | 8,173 | 7,949 | 8,559 | 7,930 | 6,974 | 7,096 | 7,993 | 10,851 | 11,481 | 11,982 | |
| Interest | 6,569 | 6,014 | 5,714 | 6,279 | 5,872 | 4,712 | 4,445 | 5,019 | 6,853 | 7,698 | 8,170 |
| Expenses | 2,156 | 2,487 | 3,411 | 3,967 | 4,477 | 6,569 | 2,287 | 2,145 | 2,975 | 3,869 | 3,660 |
| Financing profit | 20 | -328 | -1,176 | -1,687 | -2,420 | -4,307 | 364 | 828 | 1,022 | -85 | 152 |
| Financing margin % | 0.2% | -4% | -14.8% | -19.7% | -30.5% | -61.8% | 5.1% | 10.4% | 9.4% | -0.7% | 1.3% |
| Other income | 478 | 578 | 581 | 828 | 897 | 903 | 959 | 940 | 65 | 1,568 | 1,778 |
| Depreciation | — | — | — | — | — | — | 137 | 148 | 150 | 145 | 177 |
| Profit before tax | 498 | 250 | -595 | -859 | -1,522 | -3,404 | 1,187 | 1,620 | 937 | 1,338 | 1,752 |
| Tax | 162 | 49 | 149 | -315 | -532 | -671 | 148 | 307 | 342 | 322 | 430 |
| Tax % | 32.6% | 19.7% | 25% | -36.7% | -34.9% | -19.7% | 12.4% | 18.9% | 36.5% | 24.1% | 24.6% |
| PAT | 336 | 201 | -744 | -543 | -991 | -2,733 | 1,039 | 1,313 | 595 | 1,016 | 1,322 |
| EPS (₹) | — | — | -18.4 | -9.6 | -15.8 | -35.7 | 2.6 | 1.9 | 0.9 | 1.5 | 1.9 |
| EPS adjusted (₹) | 8.4 | 5 | -13.2 | -9.6 | -14.1 | -6.7 | 1.5 | 1.9 | 0.9 | 1.4 | 1.9 |
| — | — | — | — | — | — | 12.1% | 24.7% | 22.7% | 4.7% | 21% | |
| Gross NPA % | 6.5% | 10.5% | 11.2% | 11.8% | 14.2% | 13.8% | 12.2% | 7% | 5.4% | 3.4% | 2.4% |
| Net NPA % | 4.6% | 7.5% | 6.9% | 7.2% | 8% | 4% | 2.7% | 1.8% | 1.6% | 1% | 0.8% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 400 | 400 | 565 | 565 | 701 | 4,053 | 6,778 | 6,778 | 6,778 | 7,096 | 7,096 |
| Reserves | 5,570 | 5,742 | 5,618 | 5,136 | 4,895 | 4,310 | 7,233 | 8,331 | 8,756 | 6,259 | 7,037 |
| Deposits | 91,250 | 85,540 | 1,01,726 | 98,558 | 89,668 | 96,108 | 1,02,137 | 1,09,665 | 1,19,410 | 1,29,774 | 1,45,829 |
| Borrowings | 2,839 | 2,958 | 3,683 | 2,714 | 3,213 | 2,644 | 2,444 | 9,018 | 9,771 | 14,230 | 16,352 |
| Other liabilities | 2,522 | 2,002 | 2,167 | 2,009 | 2,027 | 3,367 | 2,476 | 2,662 | 2,943 | 4,457 | 2,957 |
| Total equity & liabilities | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 | 1,79,270 |
| Fixed assets | 1,133 | 1,095 | 1,083 | 1,230 | 1,241 | 1,585 | 1,577 | 1,519 | 1,756 | 1,779 | 1,862 |
| Investments | 27,645 | 27,949 | 32,982 | 26,173 | 24,552 | 32,023 | 42,281 | 44,838 | 49,599 | 46,912 | 49,388 |
| 73,803 | 67,600 | 79,695 | 81,579 | 74,711 | 76,874 | 77,209 | 90,097 | 96,302 | 1,13,124 | 1,28,020 | |
| Total assets | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 | 1,79,270 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| -5,848 | -5,999 | 1,428 | 1,749 | -2,294 | -1,893 | |
| -446 | -121 | -88 | -229 | -168 | -241 | |
| 5,055 | 4,068 | -1,332 | -434 | 3,898 | -387 | |
| Net cash flow | -1,239 | -2,051 | 9 | 1,086 | 1,437 | -2,521 |
| Free cash flow | -6,294 | -6,119 | 1,338 | 1,520 | -2,461 | -1,893 |
| CFO / Operating profit % | — | -124.7% | 24.4% | 22.2% | -30.1% | -22.8% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 5,952.11 | 1,151.55 | 74,411.51 | 69,521.89 | 4,889.62 | 23.55 |
| Corporate/Wholesale Banking | 4,171.06 | 806.97 |
| 52,145.37 |
| 48,718.87 |
| 3,426.5 |
| 23.55 |
| Treasury | 3,599.78 | 794.11 | 50,195.52 | 46,897.13 | 3,298.39 | 24.08 |
| Other Banking Operations | 36.35 | 36.35 | 2,517.91 | 0 | 2,517.91 | 1.44 |
₹ crore by fiscal year