| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 8,744 | 8,173 | 7,949 | 8,559 | 7,930 | 6,974 | 7,096 | 7,993 | 10,851 | 11,481 | 11,982 | |
| Interest | 6,569 | 6,014 | 5,714 | 6,279 | 5,872 | 4,712 | 4,445 | 5,019 | 6,853 | 7,698 | 8,170 |
| Expenses | 2,156 | 2,487 | 3,411 | 3,967 | 4,477 | 6,569 | 2,287 | 2,145 | 2,975 | 3,869 | 3,660 |
| Financing profit | 20 | -328 | -1,176 | -1,687 | -2,420 | -4,307 | 364 | 828 | 1,022 | -85 | 152 |
| Financing margin % | 0.2% | -4% | -14.8% | -19.7% | -30.5% | -61.8% | 5.1% | 10.4% | 9.4% | -0.7% | 1.3% |
| Other income | 478 | 578 | 581 | 828 | 897 | 903 | 959 | 940 | 65 | 1,568 | 1,778 |
| Depreciation | — | — | — | — | — | — | 137 | 148 | 150 | 145 | 177 |
| Profit before tax | 498 | 250 | -595 | -859 | -1,522 | -3,404 | 1,187 | 1,620 | 937 | 1,338 | 1,752 |
| Tax | 162 | 49 | 149 | -315 | -532 | -671 | 148 | 307 | 342 | 322 | 430 |
| Tax % | 32.6% | 19.7% | 25% | -36.7% | -34.9% | -19.7% | 12.4% | 18.9% | 36.5% | 24.1% | 24.6% |
| PAT | 336 | 201 | -744 | -543 | -991 | -2,733 | 1,039 | 1,313 | 595 | 1,016 | 1,322 |
| EPS (₹) | — | — | -18.4 | -9.6 | -15.8 | -35.7 | 2.6 | 1.9 | 0.9 | 1.5 | 1.9 |
| EPS adjusted (₹) | 8.4 | 5 | -13.2 | -9.6 | -14.1 | -6.7 | 1.5 | 1.9 | 0.9 | 1.4 | 1.9 |
| — | — | — | — | — | — | 12.1% | 24.7% | 22.7% | 4.7% | 21% | |
| Gross NPA % | 6.5% | 10.5% | 11.2% | 11.8% | 14.2% | 13.8% | 12.2% | 7% | 5.4% | 3.4% | 2.4% |
| Net NPA % | 4.6% | 7.5% | 6.9% | 7.2% | 8% | 4% | 2.7% | 1.8% | 1.6% | 1% | 0.8% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 400 | 400 | 565 | 565 | 701 | 4,053 | 6,778 | 6,778 | 6,778 | 7,096 | 7,096 |
| Reserves | 5,570 | 5,742 | 5,618 | 5,136 | 4,895 | 4,310 | 7,233 | 8,331 | 8,756 | 6,259 | 7,037 |
| Deposits | 91,250 | 85,540 | 1,01,726 | 98,558 | 89,668 | 96,108 | 1,02,137 | 1,09,665 | 1,19,410 | 1,29,774 | 1,45,829 |
| Borrowings | 2,839 | 2,958 | 3,683 | 2,714 | 3,213 | 2,644 | 2,444 | 9,018 | 9,771 | 14,230 | 16,352 |
| Other liabilities | 2,522 | 2,002 | 2,167 | 2,009 | 2,027 | 3,367 | 2,476 | 2,662 | 2,943 | 4,457 | 2,957 |
| Total equity & liabilities | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 | 1,79,270 |
| Fixed assets | 1,133 | 1,095 | 1,083 | 1,230 | 1,241 | 1,585 | 1,577 | 1,519 | 1,756 | 1,779 | 1,862 |
| Investments | 27,645 | 27,949 | 32,982 | 26,173 | 24,552 | 32,023 | 42,281 | 44,838 | 49,599 | 46,912 | 49,388 |
| 73,803 | 67,600 | 79,695 | 81,579 | 74,711 | 76,874 | 77,209 | 90,097 | 96,302 | 1,13,124 | 1,28,020 | |
| Total assets | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 | 1,79,270 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| -5,848 | -5,999 | 1,428 | 1,749 | -2,294 | -1,893 | |
| -446 | -121 | -88 | -229 | -168 | -241 | |
| 5,055 | 4,068 | -1,332 | -434 | 3,898 | -387 | |
| Net cash flow | -1,239 | -2,051 | 9 | 1,086 | 1,437 | -2,521 |
| Free cash flow | -6,294 | -6,119 | 1,338 | 1,520 | -2,461 | -1,893 |
| CFO / Operating profit % | — | -124.7% | 24.4% | 22.2% | -30.1% | -22.8% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 5,952.11 | 1,151.55 | 74,411.51 | 69,521.89 | 4,889.62 | 23.55 |
| Corporate/Wholesale Banking | 4,171.06 | 806.97 |
| 52,145.37 |
| 48,718.87 |
| 3,426.5 |
| 23.55 |
| Treasury | 3,599.78 | 794.11 | 50,195.52 | 46,897.13 | 3,298.39 | 24.08 |
| Other Banking Operations | 36.35 | 36.35 | 2,517.91 | 0 | 2,517.91 | 1.44 |
₹ crore by fiscal year