Bank Of Baroda is a major state-owned bank operating in India's financial sector, with market cap of ₹1,28,365 Cr. Recent quarters show consistent revenue of ₹31–35 Cr and average operating margins of 64.28%.
Founded
1908
Face value
₹2
Market cap
₹1,19,366 Cr
P/E
6.5×
P/B
0.7×
Dividend yield
7.3%
ROE
12.5%
ROCE
5.6%
Debt / equity
1.03
OPM
64.3%
EPS (TTM)
₹35.7
Book value
₹320.4
52-week high
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52-week low
Key insights
Company research notes and source-linked reviews
Key risks
1-year return of 2.55% represents severe market underperformance; verify what specific headwinds (credit quality, capital constraints, growth momentum) are driving the discount
Operating margin volatility from 61.88% to 74.37% suggests earnings unpredictability; verify cost drivers and sustainability
Q1 FY27 net profit of ₹1.3–1.8 Cr dropped sharply from ₹4.8–5.6 Cr in Sep–Mar quarters; verify if seasonal/provisioning-driven or signals structural profitability stress
Public-sector model typically implies capital-adequacy and capital-raising constraints; verify current CAR and headroom vs regulatory minimums
Generated analysis · source review pending
Growth drivers
Operating margins peak at 74.37% (Dec 2025); sustained margin recovery could expand profits without volume growth—verify cost-management drivers and deposit repricing
Q1 FY27 net profit of ₹1.3–1.8 Cr versus ₹4.8–5.6 Cr in other quarters indicates cyclical weakness; growth requires Q1 stabilization—verify if seasonal or structural credit stress
Revenue base of ₹31–35 Cr per quarter shows no clear trend; expansion depends on loan-book and deposit growth—verify credit-growth guidance and market-share trajectory
PE of 6.95 is deeply discounted, pricing in low recovery; improved profitability could justify re-rating—verify whether discount reflects persistent asset-quality issues or near-term cycle pessimism
Generated analysis · source review pending
2,528 historical price candles were omitted because the exchange source has not been verified.
₹230.8+1.4%1Y
Quick read
rule-based
Pros
+Healthy operating margin of 64.3%
+Profit CAGR of 62.6% over the last 5 years
+Dividend yield of 7.3%
+Dividend payout of 47.2% of profit
+High promoter holding of 64% with no pledge
Cons
−Weak interest coverage of 1.3×
Research score
Structured signal from quality, growth, valuation and momentum.
55/100
Business quality
37
Growth
30
Valuation
Revenue & net profit
₹ crore, by fiscal year
RevenuePAT
Margins
% of revenue, by fiscal year
OPMPAT margin
Peers
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Financials
Reported profit and loss, balance sheet, cash flow and growth history.
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Ratios
Annual operating, return, leverage and working-capital ratios.
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Shareholding
Quarterly ownership, named holders, insider transactions and disclosed deals.
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F&O
Current futures and options contracts with compact option-chain pages.
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Fund holders
Mutual-fund schemes that disclosed a holding in the company.
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Documents
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Events
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Announcements
Latest exchange announcements, filings and downloadable documents.
Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Margin, working-capital and leverage ratios are omitted: a bank funds itself with deposits and books interest as its cost of revenue, so they would measure something other than what they name.
Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.
Mr. Vijay Dube
Non-Executive - Independent Director
Mr. L Sridhar Inumella VChief Financial Officer
Mr. Elango BalasubramaniamChief Group Compliance Officer
Mr. S BalakumarCompany Secretary & Compliance Officer
Current officeholders as filed with BSE. A person holding two offices is listed once per office.
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Shaded cells are in the money against the underlying close. Green and red mark the move against the previous close — on the premium for LTP, on the position for change in OI. Settlement prices are the exchange's, not the last trade.
The Exchange has sought clarification from Bank of Baroda with reference to the media report appearing on https://economictimes.indiatimes.com/industry/banking/finance/banking/bank-of-baroda-data-reportedly-leaked-on-dark-web/articleshow/132656112.cms ....27 Jul 2026 · Clarification
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.