Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 44,061 | 42,200 | 43,649 | 49,974 | 75,984 | 70,495 | 69,881 | 89,589 | 1,12,606 | 1,21,442 | 1,26,994 | |
| Interest | 31,321 | 28,687 | 28,127 | 31,290 | 48,532 | 41,686 | 37,259 | 48,233 | 67,884 | 75,783 | 79,311 |
| Expenses | 24,437 | 17,799 | 24,970 | 24,077 | 39,571 | 35,617 | 33,329 | 27,996 | 32,739 | 34,421 | 36,353 |
| Financing profit | -11,697 | -4,285 | -9,448 | -5,393 | -12,119 | -6,808 | -708 | 13,360 | 11,983 | 11,237 | 11,329 |
| Financing margin % | -26.6% | -10.2% | -21.7% | -10.8% | -16% | -9.7% | -1% | 14.9% | 10.6% | 9.3% | 8.9% |
| Other income | 4,999 | 6,758 | 6,657 | 6,091 | 10,317 | 12,364 | 11,484 | 10,026 | 14,495 | 16,647 | 15,757 |
| Depreciation | — | — | — | — | — | — | 1,390 | 3,659 | 1,588 | 1,430 | 1,976 |
| Profit before tax | -6,698 | 2,473 | -2,791 | 698 | -1,802 | 5,556 | 9,386 | 19,727 | 24,890 | 26,454 | 25,110 |
| Tax | -1,303 | 1,090 | -359 | 265 | -2,348 | 4,727 | 2,114 | 5,617 | 7,101 | 6,873 | 5,089 |
| Tax % | -19.5% | 44.1% | -12.9% | 37.9% | -130.3% | 85.1% | 22.5% | 28.5% | 28.5% | 26% | 20.3% |
| PAT | -5,396 | 1,383 | -2,432 | 434 | 546 | 829 | 7,272 | 14,110 | 17,789 | 19,581 | 20,021 |
| EPS (₹) | — | — | -10.5 | 1.6 | 1 | 1.8 | 14.1 | 27.3 | 34.4 | 37.9 | 38.7 |
| EPS adjusted (₹) | -23.4 | 6 | -9.2 | 1.6 | 1.2 | 1.6 | 14.1 | 27.3 | 34.4 | 37.8 | 38.7 |
| — | — | — | 0% | 0% | 0% | 20.3% | 20.2% | 22.1% | 22.1% | 22% | |
| Gross NPA % | 10% | 10.5% | 12.3% | 9.6% | 9.4% | 8.9% | 6.6% | 3.8% | 2.9% | 2.3% | 1.9% |
| Net NPA % | 5.1% | 4.7% | 5.5% | 3.3% | 3.1% | 3.1% | 1.7% | 0.9% | 0.7% | 0.6% | 0.5% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 444 | 462 | 462 | 530 | 530 | 925 | 1,036 | 1,036 | 1,036 | 1,036 | 1,036 | 1,036 |
| Reserves | 39,392 | 39,737 | 39,841 | 42,864 | 45,411 | 70,931 | 76,010 | 84,874 | 97,187 | 1,11,188 | 1,35,890 | 1,52,173 |
| Deposits | 6,17,560 | 5,74,038 | 6,01,675 | 5,91,315 | 6,38,690 | 9,45,984 | 9,66,997 | 10,45,939 | 12,03,688 | 13,26,958 | 14,72,035 | 16,48,487 |
| Borrowings | 35,264 | 33,472 | 30,611 | 62,572 | 67,201 | 93,069 | 66,848 | 1,03,899 | 1,01,910 | 94,402 | 1,23,716 | 1,56,357 |
| Other liabilities | 22,329 | 23,668 | 22,286 | 22,718 | 29,155 | 47,006 | 44,474 | 42,252 | 54,740 | 52,213 | 48,571 | 51,110 |
| Total equity & liabilities | 7,14,989 | 6,71,376 | 6,94,875 | 7,20,000 | 7,80,987 | 11,57,916 | 11,55,365 | 12,78,000 | 14,58,562 | 15,85,797 | 17,81,247 | 20,09,164 |
| Fixed assets | 2,875 | 6,254 | 5,758 | 5,367 | 6,990 | 8,889 | 8,016 | 9,922 | 8,707 | 7,913 | 12,376 | 11,879 |
| Investments | 1,16,812 | 1,20,451 | 1,29,631 | 1,63,185 | 1,82,298 | 2,74,615 | 2,61,220 | 3,15,795 | 3,62,485 | 3,69,817 | 3,85,398 | 3,86,415 |
| 5,95,301 | 5,44,672 | 5,59,487 | 5,51,448 | 5,91,699 | 8,74,412 | 8,86,128 | 9,52,283 | 10,87,370 | 12,08,068 | 13,83,473 | 16,10,869 | |
| Total assets | 7,14,989 | 6,71,376 | 6,94,875 | 7,20,000 | 7,80,987 | 11,57,916 | 11,55,365 | 12,78,000 | 14,58,562 | 15,85,797 | 17,81,247 | 20,09,164 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| -4,609 | 7,529 | -19,376 | -5,457 | 28,020 | 30,975 | |
| -269 | -3,967 | -1,850 | -575 | -855 | -685 | |
| 3,390 | -1,319 | -5,725 | 5,452 | 3,560 | -2,059 | |
| Net cash flow | -1,488 | 2,242 | -26,952 | -579 | 30,725 | 28,232 |
| Free cash flow | -4,609 | 4,124 | -20,279 | -6,496 | 26,875 | 29,282 |
| CFO / Operating profit % | -13.2% | 20.6% | -31.5% | -6.8% | 32.2% | 34.2% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Other Retail Banking | 59,722.48 | 12,314.7 | 6,09,166.56 | 5,62,714.56 | 46,452 | 26.51 |
| Wholesale Banking | 49,567.32 | 10,474.79 |
| 8,06,629.63 |
| 7,45,120.08 |
| 61,509.55 |
| 17.03 |
| Treasury Operations | 32,963.24 | 7,074.56 | 5,51,606.99 | 5,09,544.2 | 42,062.79 | 16.82 |
| other Banking Operations | 495.72 | 495.73 | 0 | 0 | — | — |
| Digital Banking | 1.73 | -16.31 | 26.47 | 24.45 | 2.02 | -807.43 |
₹ crore by fiscal year