Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 78,895 | 74,314 | 73,385 | 94,139 | 1,18,379 | 1,27,945 | 1,34,298 | |
| Interest | 50,040 | 43,201 | 38,815 | 49,942 | 69,899 | 78,265 | 81,860 |
| Expenses | 42,280 | 39,427 | 36,951 | 36,536 | 44,415 | 45,500 | 47,974 |
| Financing profit | -13,425 | -8,314 | -2,381 | 7,660 | 4,065 | 4,179 | 4,464 |
| Financing margin % | -17% | -11.2% | -3.2% | 8.1% | 3.4% | 3.3% | 3.3% |
| Other income | 12,191 | 14,687 | 14,395 | 16,639 | 23,399 | 24,939 | 22,527 |
| Depreciation | — | — | 2,005 | 3,735 | 1,665 | 1,500 | 2,047 |
| Profit before tax | -1,195 | 6,540 | 10,241 | 20,882 | 26,259 | 28,025 | 24,945 |
| Tax | -2,176 | 4,919 | 2,308 | 5,877 | 7,390 | 7,160 | 5,468 |
| Tax % | -182% | 75.2% | 22.5% | 28.1% | 28.1% | 25.6% | 21.9% |
| PAT | 981 | 1,620 | 7,933 | 15,005 | 18,869 | 20,865 | 19,477 |
| EPS (₹) | 1.7 | 3.3 | 15.2 | 28.8 | 36.3 | 40.1 | 38.4 |
| EPS adjusted (₹) | 2.1 | 3.3 | 15.6 | 29.4 | 37.1 | 40.8 | 37.6 |
| 0% | 0% | 18.8% | 19.1% | 20.9% | 20.8% | 22.1% | |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 444 | 462 | 462 | 530 | 530 | 925 | 1,036 | 1,036 | 1,036 | 1,036 | 1,036 | 1,036 |
| Reserves | 41,574 | 42,041 | 42,605 | 46,036 | 49,424 | 75,179 | 81,354 | 90,833 | 1,04,019 | 1,19,695 | 1,45,467 | 1,64,833 |
| Deposits | 6,29,981 | 5,86,690 | 6,17,257 | 6,07,451 | 6,65,589 | 9,73,228 | 9,95,910 | 10,75,804 | 12,34,682 | 13,51,802 | 14,96,688 | 16,75,895 |
| Borrowings | 35,502 | 33,845 | 31,242 | 64,860 | 68,868 | 95,753 | 71,263 | 1,09,526 | 1,07,910 | 1,01,959 | 1,35,813 | 1,70,297 |
| Other liabilities | 26,477 | 28,140 | 27,654 | 28,928 | 35,262 | 54,857 | 53,113 | 62,938 | 78,232 | 80,288 | 82,771 | 89,442 |
| Total equity & liabilities | 7,33,977 | 6,91,179 | 7,19,221 | 7,47,805 | 8,19,672 | 11,99,942 | 12,02,676 | 13,40,137 | 15,25,879 | 16,54,779 | 18,61,774 | 21,01,502 |
| Fixed assets | 2,978 | 6,359 | 5,930 | 5,532 | 7,144 | 9,044 | 8,217 | 10,188 | 8,957 | 8,148 | 12,634 | 12,197 |
| Investments | 1,24,739 | 1,28,894 | 1,40,716 | 1,75,137 | 1,95,716 | 2,89,727 | 2,81,859 | 3,47,587 | 3,97,487 | 4,07,136 | 4,27,380 | 4,35,778 |
| 6,06,260 | 5,55,926 | 5,72,574 | 5,67,135 | 6,16,812 | 9,01,172 | 9,12,600 | 9,82,362 | 11,19,435 | 12,39,495 | 14,21,761 | 16,53,527 | |
| Total assets | 7,33,977 | 6,91,179 | 7,19,221 | 7,47,805 | 8,19,672 | 11,99,942 | 12,02,676 | 13,40,137 | 15,25,879 | 16,54,779 | 18,61,774 | 21,01,502 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| -887 | 6,538 | -21,271 | -6,274 | 34,892 | 33,426 | |
| -471 | -3,652 | -1,096 | -1,285 | -6,494 | -3,275 | |
| -986 | -1,319 | -5,488 | 5,476 | 3,790 | -1,806 | |
| Net cash flow | -2,344 | 1,567 | -27,855 | -2,084 | 32,188 | 28,345 |
| Free cash flow | -3,673 | 3,376 | -22,254 | -7,629 | 28,559 | 31,610 |
| CFO / Operating profit % | -2.5% | 18% | -36.9% | -8.5% | 42.3% | 38.7% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Other Retail Banking | 62,446.78 | 12,561.76 | 6,24,924.65 | 5,75,600.37 | 49,324.28 | 25.47 |
| Wholesale Banking | 50,701.61 | 10,929.62 |
| 8,18,355.42 |
| 7,53,763.97 |
| 64,591.45 |
| 16.92 |
| Treasury Operations | 34,884.86 | 7,802.52 | 5,72,418.39 | 5,27,238.35 | 45,180.04 | 17.27 |
| other Banking Operations | 8,790.46 | 732.76 | 44,010.95 | 40,537.24 | 3,473.71 | 21.09 |
| Digital Banking | 1.73 | -16.31 | 26.47 | 24.38 | 2.09 | -780.38 |
₹ crore by fiscal year