PMC Fincorp Ltd (PMCFIN)

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PMC Fincorp Ltd (PMCFIN) · mywealthgrid

About

PMC Fincorp Ltd operates in Non Banking Financial Company (NBFC) within the Financials sector.

Face value: ₹1

Market cap

₹136 Cr

P/E

85.2×

P/B

1.2×

Dividend yield

0.5%

ROE

10.4%

ROCE

—

Debt / equity

0.16

OPM

90.7%

EPS (TTM)

₹0.0

Book value

₹1.6

52-week high

—

52-week low

—

2,176 historical price candles were omitted because the exchange source has not been verified.

₹1.9-5.4%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 90.7%
+Profit CAGR of 61.3% over the last 5 years
+Revenue CAGR of 22.2% over the last 5 years
+Dividend payout of 44.6% of profit

Cons

−Low return on equity of 2% (3-yr avg)
−Expensive at 85.2× trailing earnings
−Low promoter holding of 20.9%

Research score

Structured signal from quality, growth, valuation and momentum.

64/100

Business quality: 68
Growth: 100

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	14	7	6	9	5	7	9	16
Interest	2	4	2	1	1	1	2	2
Expenses	11	2	2	5	2	4	14	1
Financing profit	2	2	2	2	2	3	-6	13
Financing margin %	11.1%	23.5%	26.4%	26.5%	45.1%	34.7%	-68.1%	80.7%
Other income	—	—	—	—	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	1	2	1	2	2	3	-6	13
Tax	—	—	—	—	1	1	0	1
Tax %	—	—	—	—	25.5%	29%	0%	9.9%
PAT	1	1	1	2	2	2	-6	11
EPS (₹)	0	—	0	0	0	0	-0.1	0.2
EPS adjusted (₹)	—	—	—	—	0	0	-0.1	0.2
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity capital	51	51	53	53
Reserves	21	40	50	62
	6	25	27	19
	3	1	3	3
Total equity & liabilities	80	117	134	136
	0	0	0	0
CWIP	0	0	0	0
Investments	4	5	16	21
	76	112	118	115
Total assets	80	117	134	136

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	-3	-32	-4	10	-28
	6	0	-21	-1	-2
	-4	36	21	-9	76
Net cash flow	-0	4	-4	0	46
Free cash flow	-3	-32	-4	10	—
CFO / Operating profit %	-82.9%	-966.1%	—	71%	—

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—	98.1%	—
EBITDA margin %	27%	71.5%	62.5%	36.8%	57.1%	44.3%	-51.2%	90.7%
EBIT margin %	26.1%	70%	61.6%	36.4%	56.7%	44.2%	-51.8%	90.1%
PAT margin %	6.3%	17%	18.2%	18.8%	33.5%	24.5%	-68.3%	72.9%
Working capital
Receivable days	—	—	—	—	—	—	—	—
Inventory days	—	—	—	—	31	22	183	28
Payable days	—	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	—	—	—	—	2	7.52	—	1.31
Debt to equity	—	—	—	—	0.09	0.27	0.27	0.16
Interest coverage	1.6	1.5	1.7	3.5	4.7	4.6	-3.1	9.1
Asset turnover	—	—	—	—	0.07	0.06	0.07	0.11
Return ratios
Return on assets %	—	—	—	—	2.3%	1.5%	-4.7%	8.3%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	—	—	—	—	2.5%	2%	-6.2%	9.9%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	19.34%	19.74%	20.03%	20.03%	20.13%	20.13%	20.13%	20.13%	20.89%	20.89%	20.89%	20.89%
FII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
DII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	80.66%	80.26%	79.97%	79.97%	79.87%	79.87%	79.87%	79.87%	79.11%	79.11%	79.11%	79.11%
No. of shareholders	—	—	—	—	—	—	—	—	1,81,131	1,80,430	1,76,491	1,72,648

Promoter holding up 1.55 percentage points since Sep 2023.

11 deals · 17 Nov 2021 – 11 Sept 2025

Date	Client	Type	Venue	Side	Quantity	Price	Value
11 Sept 2025	CROMEWELL ENTERPRISE PRIVATE LIMITED	Bulk	BSE	Sell	49,40,000	₹2.01	₹0.99 Cr
16 Jun 2023	DIPAK MATHURBHAI SALVI	Bulk	BSE	Sell	71,53,106	₹1.65	₹1.18 Cr
14 Jun 2023	DIPAK MATHURBHAI SALVI	Bulk	BSE	Sell	32,50,659	₹1.76	₹0.57 Cr
13 Jun 2023	ANKIT MAHENDRABHAI PARLESHA	Bulk	BSE	Sell	1,30,09,266	₹1.82	₹2.37 Cr
13 Jun 2023	ANKIT MAHENDRABHAI PARLESHA	Bulk	BSE	Buy	19,08,409	₹2.07	₹0.40 Cr
28 Mar 2023	BHAVYADHIMAN	Bulk	BSE	Sell	1,05,00,000	₹1.60	₹1.68 Cr
28 Mar 2023	ANKIT MAHENDRABHAI PARLESHA	Bulk	BSE	Buy	1,02,75,000	₹1.60	₹1.64 Cr
24 Dec 2021	RUSHIN ASHER	Bulk	BSE	Sell	30,32,520	₹4.94	₹1.50 Cr
26 Nov 2021	ALPHA LEON ENTERPRISES LLP	Bulk	BSE	Sell	30,54,200	₹3.43	₹1.05 Cr
17 Nov 2021	ALPHA LEON ENTERPRISES LLP	Bulk	BSE	Sell	30,60,867	₹2.59	₹0.79 Cr

1–10 of 11

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Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Mr. MAHAVIR PRASAD GARGNon-Executive - Independent Director-Chairperson
Mrs. REKHA MODINon-Executive - Non Independent Director
Mr. RAJ KUMAR MODIExecutive Director-MD
Mr. YOGESH KUMAR GARGNon-Executive - Independent Director
Mr. Chandresh Kumar SharmaChief Financial Officer
Mr. PRABHAT MODIExecutive Director
Mrs. DEEPALI SEHGAL KULSHRESTHANon-Executive - Independent Director
Mr. PUNEET ARORANon-Executive - Non Independent Director
Mr. KailashCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in PMC Fincorp Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Loading documents…

Events

Upcoming dates and the company’s corporate-action history.

3

Final dividend29 Aug 2025 · ex-date₹0.01
Dividend dividend17 Sept 2013 · ex-date₹0.25
Dividend dividend18 Sept 2012 · ex-date₹0.5

1

Board meeting to consider results13 Aug 2026

2

Face value ₹5 → ₹122 Oct 2014 · ex-date
Face value ₹10 → ₹57 Feb 2013 · ex-date

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

15 announcementsExport CSV

2 Sept 2026, 5:29 pmCompany Update

Resignation Of Mr. Puneet Arora (DIN: 03056312) From The Post Of Non Executive Non Independent Director

General PDF

2 Sept 2026, 5:16 pmCompany Update

Announcement under Regulation 30 (LODR)-Resignation of Director

Resignation of Director PDF

2 Sept 2026, 1:27 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

31 Aug 2026, 5:13 pmCorp. Action

Intimation Of Book Closure & Cut-Off Date For The Purpose Of 41St Annual General Meeting Scheduled To Be Held On Thursday, 24Th September, 2026

Book Closure PDF

31 Aug 2026, 4:02 pmOthers

Reg. 34 (1) Annual Report.

Reg. 34 (1) Annual Report PDF

31 Aug 2026, 1:24 pmAGM/EGM

Notice Of 41St Annual General Meeting ("AGM") Of The Company To Be Held On September 24, 2026

AGM PDF

28 Aug 2026, 1:36 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

17 Aug 2026, 6:06 pmCompany Update

Details Required Under Regulation 30 Of The SEBI Listing Regulations Read With SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 Dated January 30, 2026 ("SEBI Master Circular")

General PDF

Date	Category	Subject	Filing
2 Sept 2026, 5:29 pm	Company Update General	Resignation Of Mr. Puneet Arora (DIN: 03056312) From The Post Of Non Executive Non Independent Director	PDF
2 Sept 2026, 5:16 pm	Company Update Resignation of Director	Announcement under Regulation 30 (LODR)-Resignation of Director

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PMC Fincorp Ltd

About

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

3

1

2

Announcements

3

1

2

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Compounded sales growth

Compounded profit growth

Return on equity

PMC Fincorp Ltd

About

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

Dividends3

Board meetings1

Stock splits2

Announcements

Ratio timeline

Quarterly record

Bulk & block deals

Board and management

Dividends3

Board meetings1

Stock splits2

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

3

1

2

3

1

2