Crest Ventures Limited (CREST)

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Crest Ventures Limited (CREST) · mywealthgrid

About

Crest Ventures Limited is a promoter-led NBFC (non-banking financial company) operating in India's financial services sector with a market cap of ₹1,024.67 crores. It operates with strong average margins (56.41% OPM) and maintains a consistent annual dividend policy since 2022, though capital efficiency remains low at 3.74% ROE.

Face value: ₹10

Market cap

₹1,029 Cr

P/E

29.9×

P/B

0.8×

Dividend yield

0.6%

ROE

3.7%

ROCE

—

Debt / equity

0.21

OPM

56.4%

EPS (TTM)

₹12.2

Book value

₹462.3

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Operating margin volatility: quarterly OPM ranges from 40.15% to 73.15%, creating earnings unpredictability despite 56.41% average
Poor capital returns: 3.74% ROE alongside 56.41% OPM suggests significant capital inefficiency relative to operational performance
Share price underperformance: -3.24% one-year return despite consistent dividend payments raises concerns about business momentum
NBFC sector credit risks: verify asset quality, NPA trends, and regulatory capital requirements given cyclical exposure

Generated analysis · source review pending

Growth drivers

D/E ratio of 0.21 provides leverage capacity to finance loan-book growth without straining the balance sheet; verify credit-demand environment and competitive positioning
Stable operating margins (56-73% across recent quarters) mean revenue growth would flow to profit; verify NBFC lending trends and pricing sustainability
Consistent dividend distributions (2022-2026) indicate stable cash generation; verify payout ratio and deployment of retained earnings toward growth initiatives

Generated analysis · source review pending

2,528 historical price candles were omitted because the exchange source has not been verified.

₹362.4+1.5%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 56.4%
+Profit CAGR of 73.5% over the last 5 years
+Revenue CAGR of 23.9% over the last 5 years
+High promoter holding of 69.8% with no pledge

Cons

−Low return on equity of 5.7% (3-yr avg)

Research score

Structured signal from quality, growth, valuation and momentum.

38/100

Business quality: 53
Growth: 0
Valuation

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	67	55	57	651	184	204	159
Interest	10	11	14	11	24	21	20
Expenses	40	50	60	70	75	67	69
Financing profit	17	-6	-18	569	85	117	70
Financing margin %	25.6%	-11.2%	-30.9%	87.4%	46.5%	57%	43.8%
Other income	1	0	0	0	0	0	0
Depreciation	3	3	3	4	5	4	5
Profit before tax	50	7	15	573	83	111	65
Tax	5	4	3	177	20	21	17
Tax %	9.6%	59.5%	20%	30.9%	24.8%	18.9%	26.3%
PAT	45	3	12	396	62	90	48
EPS (₹)	15.9	1.1	4.3	139.4	21.3	31.4	16.6
EPS adjusted (₹)	—	1.1	4.3	140.4	21.3	31.4	16.6
	3.1%	47.6%	11.8%	0.7%	4.7%	3.2%	6%
Annual report	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	—	28	28	28	28	28	28
Reserves	—	550	562	950	1,076	1,167	1,279
Minority interest	—	—	—	—	30	25	26
	96	59	58	173	203	163	279
	—	74	207	32	33	39	313
Total equity & liabilities	—	711	855	1,183	1,371	1,421	1,925
	—	2	—	13	14	15	23
CWIP	—	—	—	0	0	0	—
Investments	398	441	493	286	316	290	408
	—	268	362	885	1,041	1,116	1,494
Total assets	—	711	855	1,183	1,371	1,421	1,925

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-2	-104	-680	-7	-15	46
	-9	-22	782	48	29	-83
	19	124	-82	26	-53	109
Net cash flow	8	-2	20	66	-39	72
Free cash flow	-2	-108	-700	-20	-16	35
CFO / Operating profit %	-45.8%	—	-117.1%	-6.8%	-11.1%	51.4%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Investing & Credit Activities	74.13	55.21	777.11	216.58	560.53	9.85
Real Estate & Related Activities	52.53	8.65

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Ratios

Annual operating, return, leverage and working-capital ratios.

Consolidated Standalone

Consolidated figures

Ratio	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	97.3%	—	—	—	—	—	—
EBITDA margin %	40.7%	8.2%	-5.5%	89.2%	59.4%	67.2%	56.4%
EBIT margin %	36.3%	2.5%	-11.1%	88.5%	56.9%	65.1%	53.1%
PAT margin %	67.8%	5.5%	21.3%	60.9%	33.8%	44.1%	30.1%
Working capital
Receivable days	—	—	—	—	—	—	—
Inventory days	—	158	274	330	425	582	3,110
Payable days	—	0	15	—	—	—	—
NWC days	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—
Debt to EBITDA	3.55	13.16	—	0.3	1.87	1.18	3.11
Debt to equity	—	0.1	0.1	0.18	0.18	0.14	0.21
Interest coverage	2.5	0.2	-0.4	50.5	4.4	6.4	4.2
Asset turnover	—	0.08	0.07	0.55	0.13	0.14	0.08
Return ratios
Return on assets %	—	0.4%	1.4%	33.5%	4.5%	6.3%	2.5%
Return on capital employed %	—	—	—	—	—	—	—
Return on equity %	—	0.5%	2%	40.5%	5.6%	7.5%	3.7%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	69.11%	69.11%	69.11%	69.11%	69.11%	69.11%	69.46%	69.75%	69.75%	69.75%	69.75%	69.84%
	5.29%	4.74%	3.3%	1.25%	1.42%	1.43%	1.5%	1.63%	1.63%	1.63%	1.71%	1.71%
DII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	24.71%	25.26%	26.7%	28.75%	28.58%	28.57%	28.15%	27.73%	27.73%	27.73%	27.9%	27.82%
No. of shareholders	—	—	—	—	—	—	—	—	10,008	9,566	9,115	8,651

Promoter holding up 0.73 percentage points since Sep 2023.

25 deals · 24 Aug 2021 – 16 Apr 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
16 Apr 2026	JAINAM BROKING LIMITED	Bulk	NSE	Sell	3,98,116	₹353.52	₹14.07 Cr
16 Apr 2026	SIDDHISURI FINVEST PRIVATE LIMITED	Bulk	NSE	Buy	3,98,045	₹353.55	₹14.07 Cr
16 Apr 2026	JAINAM BROKING LIMITED	Bulk	NSE	Buy	146	₹361.81	₹0.01 Cr
10 Apr 2026	SIDDHISURI FINVEST PRIVATE LIMITED	Bulk	NSE	Buy	1,50,000	₹345.00	₹5.18 Cr
10 Apr 2026	CAPRI GLOBAL HOLDINGS PRIVATE LIMITED	Bulk	NSE	Sell	1,50,000	₹345.00	₹5.18 Cr
12 Mar 2025	NIDA MIRZA	Bulk	NSE	Buy	1,88,605	₹381.63	₹7.20 Cr
12 Mar 2025	MIRZA SHUJA	Bulk	NSE	Sell	1,86,905	₹381.88	₹7.14 Cr
23 Oct 2024	CAPRI GLOBAL HOLDINGS PRIVATE LIMITED	Bulk	NSE	Buy	1,50,000	₹470.00	₹7.05 Cr
19 Sept 2024	GRAVITON RESEARCH CAPITAL LLP	Bulk	NSE	Sell	1,99,211	₹552.82	₹11.01 Cr
19 Sept 2024	GRAVITON RESEARCH CAPITAL LLP	Bulk	NSE	Buy	1,99,211	₹551.59	₹10.99 Cr

1–10 of 25

1 / 3

Mr. Mohindar KumarNon-Executive - Independent Director-Chairperson
Mr. Vijay Kundanmal ChorariaExecutive Director-MD
Ms. Sheetal Kamalnayan KapadiaNon-Executive - Non Independent Director
Mr. Sivaramakrishnan Srinivasan IyerNon-Executive - Independent Director
Ms. Neha MehtaNon-Executive - Independent Director
Mr. Jagdish Mohan KirpalaniNon-Executive - Independent Director
Mr. Rajeev SharmaNon-Executive - Non Independent Director
Ms. Radhika BhakuniChief Financial Officer
Ms. Namita BapnaCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Crest Ventures Limited. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

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Events

Upcoming dates and the company’s corporate-action history.

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

83 announcementsExport CSV

3 Sept 2026, 5:16 pmAGM/EGM

Minutes Of The 44Th Annual General Meeting Of The Company.

AGM PDF

25 Aug 2026, 2:59 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

AGM PDF

22 Aug 2026, 12:09 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Outcome of AGM

AGM PDF

18 Aug 2026, 2:47 pmCompany Update

Announcement under Regulation 30 (LODR)-Acquisition

Acquisition PDF

15 Aug 2026, 4:16 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

13 Aug 2026, 7:01 pmCompany Update

Amendment To The Code Of Conduct For Prevention Of Insider Trading

General PDF

13 Aug 2026, 6:48 pmResult

Un-Audited Financial Results (Standalone And Consolidated) For The Quarter Ended June 30, 2026

Financial Results PDF

13 Aug 2026, 6:45 pmBoard Meeting

Board Meeting Outcome for The Meeting Held On August 13, 2026, Under Regulation 30 And 51 Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015

Outcome of Board Meeting PDF

Date	Category	Subject	Filing
3 Sept 2026, 5:16 pm	AGM/EGM AGM	Minutes Of The 44Th Annual General Meeting Of The Company.	PDF
25 Aug 2026, 2:59 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report	PDF

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Crest Ventures Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Segment results

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

Announcements

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Credit ratings

20

1

Segment results

Compounded sales growth

Compounded profit growth

Return on equity

Broking & Related Activities · revenue

Crest Ventures Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Segment results

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

Announcements

Ratio timeline

Not in the F&O segment

No fund holdings on record

Quarterly record

Bulk & block deals

Board and management

Announcements

Annual reports

Credit ratings

Dividends20

Board meetings1

Profit & loss

Balance sheet

Cash flow

Segment results

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

Broking & Related Activities · revenue

20

1