Comfort Fincap Ltd (COMFINCAP)

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Comfort Fincap Ltd (COMFINCAP) · mywealthgrid

About

Comfort Fincap Ltd operates in Non Banking Financial Company (NBFC) within the Financials sector.

Face value: ₹2

Market cap

₹74 Cr

P/E

28.9×

P/B

1.3×

Dividend yield

1.3%

ROE

9.8%

ROCE

—

Debt / equity

0.47

OPM

71.4%

EPS (TTM)

₹0.3

Book value

₹5.6

52-week high

—

52-week low

—

840 historical price candles were omitted because the exchange source has not been verified.

₹7.5-0.5%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 71.4%
+Profit CAGR of 16.2% over the last 5 years
+Dividend payout of 38.4% of profit

Cons

−Low return on equity of 10.1% (3-yr avg)

Research score

Structured signal from quality, growth, valuation and momentum.

44/100

Business quality: 54
Growth: 21
Valuation: 58

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Consolidated Standalone

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	4	5	7	7	11	12	15	14
Interest	0	1	2	1	3	3	5	3
Expenses	1	2	2	2	3	3	3	4
Financing profit	3	3	3	4	6	6	7	7
Financing margin %	66.2%	52%	45.5%	49.4%	50%	49.3%	44.4%	52.2%
Other income	—	0	—	—	0	0	0	0
Depreciation	0	0	0	—	0	0	0	0
Profit before tax	3	3	3	4	6	6	7	7
Tax	1	1	1	1	1	2	2	2
Tax %	25.3%	31.2%	28.3%	29%	25.1%	28.6%	25.8%	29.1%
PAT	2	2	2	3	4	4	5	5
EPS (₹)	2	1.8	2.1	2.4	3.9	4.1	0.9	1
EPS adjusted (₹)	—	—	—	—	0.8	0.8	0.9	1
	9.9%	11.1%	11.9%	0%	0%	0%	0%	10.5%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity capital	11	11	11	11
Reserves	30	34	39	44
	31	51	28	26
	2	1	1	2
Total equity & liabilities	74	98	79	83
	0	0	0	1
CWIP	0	0	0	0
Investments	3	4	4	6
	70	94	75	76
Total assets	74	98	79	83

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	-13	-15	27	4	-20
	4	0	-0	-1	1
	9	17	-28	-4	20
Net cash flow	0	2	-1	-1	—
Free cash flow	-13	-15	27	3	-20
CFO / Operating profit %	-158.9%	-157.3%	236.2%	42%	—

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	73.4%	65%	74.2%	68.2%	74.1%	76.8%	78.7%	71.4%
EBIT margin %	73.2%	64.8%	74.1%	68.2%	74.1%	76.7%	78.6%	71%
PAT margin %	49.4%	36.1%	33.5%	35.6%	37.6%	35.6%	33.3%	37.1%
Working capital
Receivable days	—	—	—	—	—	—	—	—
Inventory days	—	—	—	—	0	0	0	0
Payable days	—	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	—	—	—	—	3.72	5.35	2.39	2.63
Debt to equity	—	—	—	—	0.75	1.13	0.55	0.47
Interest coverage	10.2	5	2.6	3.6	3.1	2.8	2.3	3.7
Asset turnover	—	—	—	—	0.15	0.13	0.19	0.17
Return ratios
Return on assets %	—	—	—	—	5.7%	4.5%	6.2%	6.2%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	—	—	—	—	10.3%	9.8%	9.8%	9.4%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	55.61%	55.61%	56.19%	56.75%	56.75%	57.37%	53.6%	54.61%	54.91%	54.91%	55.05%	57.16%
FII	1.01%	1.01%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
DII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	43.38%	43.38%	43.81%	43.25%	43.25%	42.63%	46.4%	45.39%	45.09%	45.09%	44.95%	42.84%
No. of shareholders	—	—	—	—	—	—	—	—	16,685	16,541	16,321	16,208

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Comfort Fincap Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Loading documents…

Events

Upcoming dates and the company’s corporate-action history.

9

Final dividend11 Sept 2026 · ex-date₹0.1
Final dividend4 Sept 2025 · ex-date₹0.1
Final dividend16 Aug 2024 · ex-date₹0.1
Final dividend18 Sept 2018 · ex-date₹0.25
Dividend dividend31 Aug 2017 · ex-date₹0.2
Dividend dividend1 Sept 2016 · ex-date₹0.2
Dividend dividend16 Sept 2015 · ex-date₹0.2
Dividend dividend23 Sept 2014 · ex-date₹0.2
Dividend dividend19 Jun 2013 · ex-date₹0.5

1

Board meeting to consider results12 Aug 2026

1

Face value ₹10 → ₹24 May 2023 · ex-date

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

17 announcementsExport CSV

28 Sept 2026, 5:26 pmInsider Trading / SAST

Closure of Trading Window

Closure of Trading Window PDF

Loading announcements…

Ratio	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	73.4%	65%	74.2%	68.2%	74.1%	76.8%	78.7%	71.4%
EBIT margin %	73.2%	64.8%	74.1%	68.2%	74.1%	76.7%	78.6%	71%
PAT margin %	49.4%	36.1%	33.5%	35.6%	37.6%	35.6%	33.3%	37.1%
Working capital
Receivable days	—	—	—	—	—	—	—	—
Inventory days	—	—	—	—	0	0	0	0
Payable days	—	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	—	—	—	—	3.72	5.35	2.39	2.63
Debt to equity	—	—	—	—	0.75	1.13	0.55	0.47
Interest coverage	10.2	5	2.6	3.6	3.1	2.8	2.3	3.7
Asset turnover	—	—	—	—	0.15	0.13	0.19	0.17
Return ratios
Return on assets %	—	—	—	—	5.7%	4.5%	6.2%	6.2%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	—	—	—	—	10.3%	9.8%	9.8%	9.4%

27 deals · 14 Dec 2021 – 8 Aug 2024

Date	Client	Type	Venue	Side	Quantity	Price	Value
8 Aug 2024	WEALTH MINE NETWORKS PRIVATE LIMITED	Bulk	BSE	Sell	3,49,882	₹10.04	₹0.35 Cr
12 Oct 2023	GAURAV CHANDRAKANT SHAH	Bulk	BSE	Sell	3,91,414	₹10.85	₹0.42 Cr
1 Aug 2023	PINKY SURESHKUMAR JAIN	Bulk	BSE	Sell	3,72,576	₹7.68	₹0.29 Cr
26 Apr 2023	MULTIPLIER SHARE & STOCK ADVISORS PRIVATE LIMITED	Bulk	BSE	Buy	68,782	₹38.09	₹0.26 Cr
26 Apr 2023	MULTIPLIER SHARE & STOCK ADVISORS PRIVATE LIMITED	Bulk	BSE	Sell	33,402	₹38.68	₹0.13 Cr
3 Apr 2023	GLOBE CAPITAL MARKET LIMITED	Bulk	BSE	Sell	61,308	₹43.55	₹0.27 Cr
29 Mar 2023	KRIPA SECURITIES PVT. LTD.	Bulk	BSE	Sell	61,308	₹37.65	₹0.23 Cr
29 Mar 2023	LUHARUKA SALES & SERVICES PRIVATE LIMITED	Bulk	BSE	Buy	54,400	₹37.12	₹0.20 Cr
17 Mar 2023	MULTIPLIER SHARE & STOCK ADVISORS PRIVATE LIMITED	Bulk	BSE	Sell	1,56,794	₹53.46	₹0.84 Cr
17 Mar 2023	MULTIPLIER SHARE & STOCK ADVISORS PRIVATE LIMITED	Bulk	BSE	Buy	1,56,794	₹52.42	₹0.82 Cr

1–10 of 27

1 / 3

Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Date	Category	Subject	Filing
28 Sept 2026, 5:26 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
22 Sept 2026, 4:42 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report	PDF
21 Sept 2026, 7:21 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Outcome of AGM	PDF
30 Aug 2026, 4:47 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF
28 Aug 2026, 4:29 pm	Company Update General	Communication To Shareholders Under Regulation 36(1)(B).	PDF
28 Aug 2026, 4:17 pm	Company Update General	Communication To Shareholders For Deduction Of Tax At Source On Dividend.	PDF
28 Aug 2026, 4:01 pm	Others Reg. 34 (1) Annual Report	Reg. 34 (1) Annual Report.	PDF
28 Aug 2026, 3:49 pm	AGM/EGM AGM	Notice Convening The 44Th Annual General Meeting Of Comfort Fincap Limited.	PDF

Comfort Fincap Ltd

About

Quick read

Pros

Cons

Research score

Peers

Financials

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

9

1

1

Announcements

9

1

1

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Compounded sales growth

Compounded profit growth

Return on equity

Comfort Fincap Ltd

About

Quick read

Pros

Cons

Research score

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Ratios

Ratio timeline

Shareholding

Quarterly record

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

Dividends9

Board meetings1

Stock splits1

Announcements

Dividends9

Board meetings1

Stock splits1

Ratio timeline

Not in the F&O segment

No fund holdings on record

Announcements

Quarterly record

Annual reports

Bulk & block deals

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

9

1

1

9

1

1