Cholamandalam Investment And Finance Company Limited (CHOLAFIN)

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Cholamandalam Investment And Finance Company Limited (CHOLAFIN) · mywealthgrid

About

Cholamandalam Investment and Finance is a non-banking financial company (NBFC) with a market cap of ₹1,59,887 Cr. Latest quarterly revenue is ₹8,833 Cr with operating margins at 70%, reflecting a disciplined, profitable NBFC model. The company has delivered 18% revenue and 43% net profit growth over nine months.

Face value: ₹2

Market cap

₹1,33,352 Cr

P/E

23.2×

P/B

4.4×

Dividend yield

0.2%

ROE

19.3%

ROCE

—

Debt / equity

6.96

OPM

68.2%

EPS (TTM)

₹67.5

Book value

₹357.3

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Debt-to-equity ratio of 6.96 is very high; leverage amplifies business risk if growth slows or credit quality deteriorates.
Operating margins fluctuate between 67% and 70% across quarters; sustained compression would significantly impact profitability.
PE ratio of 27.8 is elevated with stock up 27% in one year; verify if earnings growth can sustain this valuation.
NBFC-specific credit risk: verify delinquency rates, asset quality metrics, and funding cost trends.

Generated analysis · source review pending

Growth drivers

Revenue growing 18% in nine months (₹7,469 Cr to ₹8,833 Cr); verify which segments or products are driving this expansion.
Net profit up 43% over the same period, significantly ahead of revenue growth; verify whether margin expansion or favorable mix shift is the primary driver.
Operating margin stable near 68% across recent quarters; if sustained as company scales, it provides a strong profitability foundation.
ROE of 19.33% shows efficient capital deployment; verify if sustainable or inflated by high leverage.

Generated analysis · source review pending

2,528 historical price candles were omitted because the exchange source has not been verified.

₹1,580.0-2.9%1Y

Quick read

rule-based

Pros

+Strong return on equity of 19.7% (3-yr avg)
+Healthy operating margin of 68.2%
+Profit CAGR of 28% over the last 5 years
+Revenue CAGR of 26.5% over the last 5 years

Cons

−Heavily leveraged (debt/equity 7)
−Weak interest coverage of 1.5×
−Low dividend payout of 4% of profit

Research score

Structured signal from quality, growth, valuation and momentum.

65/100

Business quality: 40
Growth: 93

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Part ofNIFTY NEXT 50 NIFTY 100 NIFTY 200 NIFTY 500 NIFTY TOTAL MARKET

Screen this industry

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	4,214	4,693	5,501	7,088	8,712	9,579	10,141	12,884	19,140	25,846	31,073
Interest	2,048	2,228	2,305	3,588	4,592	4,576	4,298	5,748	9,231	12,495	14,384
Expenses	1,267	1,322	1,661	1,632	2,421	2,858	2,926	3,622	5,386	7,672	9,898
Financing profit	899	1,143	1,534	1,867	1,699	2,146	2,917	3,514	4,523	5,680	6,791
Financing margin %	21.3%	24.4%	27.9%	26.4%	19.5%	22.4%	28.8%	27.3%	23.6%	22%	21.9%
Other income	2	3	1	21	1	4	91	221	280	307	466
Depreciation	22	39	51	57	111	102	101	121	198	245	284
Profit before tax	879	1,107	1,484	1,832	1,588	2,047	2,902	3,603	4,615	5,744	6,977
Tax	305	390	559	635	534	527	749	938	1,195	1,481	1,744
Tax %	34.7%	35.2%	37.7%	34.7%	33.6%	25.7%	25.8%	26%	25.9%	25.8%	25%
PAT	575	718	—	1,197	1,054	1,521	2,154	2,665	3,420	4,263	5,233
EPS (₹)	37.9	46.1	62.4	15.3	13.4	18.6	26.2	32.4	41.2	50.7	62
EPS adjusted (₹)	7.4	9.2	—	15.3	12.9	18.5	26.2	32.4	40.7	50.7	61.4
	11.9%	11.9%	10.4%	32%	12.7%	10.8%	7.6%	6.2%	4.9%	3.9%	3.2%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	156	156	156	156	164	164	164	164	168	168	170
Reserves	3,513	4,141	4,153	6,052	8,036	9,436	11,605	14,182	19,425	23,500	30,288
Minority interest	—	—	2	—	—	—	—	—	—	—	—
	22,546	24,071	30,162	50,567	55,005	63,730	69,174	97,358	1,34,475	1,75,036	2,12,100
	1,673	2,230	579	715	853	1,314	1,536	1,923	2,618	3,182	2,890
Total equity & liabilities	27,889	30,598	35,053	57,490	64,058	74,644	82,479	1,13,627	1,56,686	2,01,887	2,45,448
	113	143	143	167	283	227	258	403	1,563	1,780	1,869
CWIP	—	—	—	—	—	—	23	36	0	4	28
Investments	16	182	—	—	33	1,583	2,055	3,584	4,073	6,367	6,646
	27,760	30,273	34,910	57,323	63,775	74,417	82,197	1,09,604	1,51,050	1,93,736	2,36,906
Total assets	27,889	30,598	35,053	57,490	64,058	74,644	82,479	1,13,627	1,56,686	2,01,887	2,45,448

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Vehicle Finance	16,511.03	3,144.67	1,19,557.39	1,04,724.78	14,832.61	21.2
Loan against property	5,988.88	2,158.98

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Ratios

Annual operating, return, leverage and working-capital ratios.

Consolidated Standalone

Consolidated figures

Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	77%	72.2%	70.2%	71.2%	71.9%	71.9%	70.3%	68.2%
EBIT margin %	76.2%	70.9%	69.1%	70.2%	70.9%	70.8%	69.4%	67.2%
PAT margin %	16.9%	12.1%	15.9%	21.2%	20.7%	17.9%	16.5%	16.8%
Working capital
Receivable days	2	1	2	3	—	—	—	—
Inventory days	—	—	—	—	0	0	0	0
Payable days	29	48	82	106	—	—	—	—
NWC days	—	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	9.27	8.74	9.48	9.59	10.51	9.78	9.63	10.02
Debt to equity	8.14	6.71	6.64	5.88	6.79	6.86	7.4	6.96
Interest coverage	1.5	1.3	1.4	1.7	1.6	1.5	1.5	1.5
Asset turnover	0.12	0.14	0.13	0.12	0.11	0.12	0.13	0.13
Return ratios
Return on assets %	2.1%	1.6%	2%	2.6%	2.3%	2.2%	2.1%	2.1%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	19.3%	12.9%	15.8%	18.3%	18.6%	17.5%	18%	17.2%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	51.43%	50.37%	50.35%	50.33%	50.24%	49.93%	49.92%	49.9%	49.88%	49.72%	49.25%	49.22%
	21.51%	24.73%	26%	26.62%	27.18%	27.43%	28.23%	27.96%	26.85%	26.55%	24.87%	24.45%
	20.04%	18.38%	17.04%	16.86%	16.58%	16.1%	15.49%	16.06%	17.27%	17.55%	19.91%	20.62%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	7.02%	6.52%	6.61%	6.19%	6%	6.54%	6.36%	6.08%	6%	6.18%	5.97%	5.71%
No. of shareholders	1,46,815	1,40,636	1,55,055	1,43,097	1,46,889	1,76,231	1,78,471	1,83,933	1,65,068	1,70,050	1,60,428	1,51,219

Promoter holding down 2.21 percentage points since Sep 2023.

44 deals · 23 Sept 2021 – 5 Sept 2025

Date	Client	Type	Venue	Side	Quantity	Price	Value
5 Sept 2025	GOLDMAN SACHS (SINGAPORE) PTE - ODI	Block	NSE	Sell	6,42,667	₹1,461.20	₹93.91 Cr
5 Sept 2025	GOLDMAN SACHS BANK EUROPE SE - ODI	Block	NSE	Buy	6,42,667	₹1,461.20	₹93.91 Cr
2 Sept 2025	GOLDMAN SACHS (SINGAPORE) PTE - ODI	Block	NSE	Sell	6,70,924	₹1,453.80	₹97.54 Cr
2 Sept 2025	GOLDMAN SACHS BANK EUROPE SE - ODI	Block	NSE	Buy	6,70,924	₹1,453.80	₹97.54 Cr
29 Aug 2025	GOLDMAN SACHS (SINGAPORE) PTE - ODI	Block	NSE	Sell	2,42,876	₹1,439.80	₹34.97 Cr
29 Aug 2025	GOLDMAN SACHS BANK EUROPE SE - ODI	Block	NSE	Buy	2,42,876	₹1,439.80	₹34.97 Cr
14 Jul 2025	THE MTBJ LTD. AS TRST FOR GOVRNMNT PENSION INVSTMNT FUND MTBJ400045828	Block	NSE	Sell	95,273	₹1,532.00	₹14.60 Cr
14 Jul 2025	THE MTBJ LTD. AS TRST FOR GOVERNMENT PENSION INVESTMENT FUND MTBJ400045849	Block	NSE	Buy	95,273	₹1,532.00	₹14.60 Cr
19 May 2023	SECTOR INVESTMENT FUNDS PLC SECTOR GLOBAL EMERGING MARKETS FUND	Block	BSE	Buy	2,68,425	₹1,042.15	₹27.97 Cr
19 May 2023	GOLDMAN SACHS (SINGAPORE) PTE.- ODI	Block	BSE	Sell	2,68,425	₹1,042.15	₹27.97 Cr

1–10 of 44

1 / 5

Mr. SUBBIAH VELLAYANExecutive Director-Chairperson related to Promoter
Mr. Ajay BhatiaChief Risk Officer
D Arul SelvanExecutive Vice President & Chief Financial Officer
Mr. RAMESH RAJAN NATARAJANNon-Executive - Independent Director-Shareholder Director
Mrs. BHAMA KRISHNAMURTHYNon-Executive - Independent Director-Shareholder Director
Mr. MURUGAPPAN ARUNACHALAM MURUGAPPAN ARUNACHALAMNon-Executive - Non Independent Director
Mr. ANAND KUMARNon-Executive - Independent Director-Shareholder Director
Mr. MANGALAM SUBRAMANIAN KUMARNon-Executive - Independent Director-Shareholder Director
Mr. RAMKUMAR RAMAMOORTHYNon-Executive - Independent Director-Shareholder Director
Mr. RAVINDRA KUMAR KUNDUExecutive Director-MD

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F&O

Current futures and options contracts with compact option-chain pages.

End of day 30 Sept 2026 · underlying ₹1,620.0 · volume and open interest in contracts

3

Expiry	Close	Chg	% Chg	Settlement	Open interest	Change in OI	Volume	Lot size
27 Oct 2026	₹1,621.1	-23.1	-1.4%	₹1,621.1	21,645	+240	2,269	625
23 Nov 2026	₹1,628.0	-27.2	-1.6%	₹1,628.0	2,073	+41	77	625
29 Dec 2026	₹1,632.0	-19.5	-1.2%	₹1,645.6	1	+1	1	625

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

Portfolio month

Schemes holding

156

across 21 fund houses

Held by these funds

7.95%

of the company's equity

All mutual funds

15.14%

shareholding pattern, Jun 2026

Portfolios as of

August 2026

compared with July 2026

156 schemes · 21 fund houses

		Shares
Large Cap Fund	SBI Mutual Fund	66 L	1,225.88	2.22%	0.782%	-0
Portfolio of Kotak Mid Cap FundNEW	Kotak Mahindra Mutual Fund	43.94 L	816.06	1.15%	0.521%	—
ELSS- Tax Saver Fund	Axis Mutual Fund	42.1 L	782.04	2.39%	0.499%	-68,454
Balanced Advantage Fund	SBI Mutual Fund	36.37 L	675.57	1.62%	0.431%	-1.76 L
Focused Fund	Axis Mutual Fund	33.23 L	617.3	5.4%	0.394%	-0
Large Cap Fund	Axis Mutual Fund	32.41 L	602.06	1.92%	0.384%	-0
Mid Cap Fund	DSP Mutual Fund	29.31 L	544.31	2.59%	0.347%	-2.68 L
ELSS Tax Saver Fund	SBI Mutual Fund	26 L	482.92	1.52%	0.308%	-0

1–8 of 156

1 / 20

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

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Events

Upcoming dates and the company’s corporate-action history.

34

Final dividend21 Jul 2026 · ex-date₹0.7
Interim dividend5 Feb 2026 · ex-date₹1.3
Final dividend24 Jul 2025 · ex-date₹0.7
Interim dividend7 Feb 2025 · ex-date₹1.3
Final dividend19 Jul 2024 · ex-date₹0.7
Interim dividend7 Feb 2024 · ex-date₹1.3
Final dividend25 Jul 2023 · ex-date₹0.7
Interim dividend10 Feb 2023 · ex-date₹1.3
Final dividend21 Jul 2022 · ex-date₹0.7
Interim dividend10 Feb 2022 · ex-date₹1.3
Final dividend22 Jul 2021 · ex-date₹0.7
Interim dividend9 Feb 2021 · ex-date₹1.3
Interim dividend4 Mar 2020 · ex-date₹0.7
Interim dividend23 Dec 2019 · ex-date₹1
Final dividend22 Jul 2019 · ex-date₹0.4
Interim dividend8 Feb 2019 · ex-date₹4.5
Final dividend18 Jul 2018 · ex-date₹2
Interim dividend9 Feb 2018 · ex-date₹4.5
Final dividend19 Jul 2017 · ex-date₹2
Interim dividend6 Feb 2017 · ex-date₹3.5
Final dividend21 Jul 2016 · ex-date₹2
Interim dividend9 Feb 2016 · ex-date₹2.5
Final dividend23 Jul 2015 · ex-date₹1
Interim dividend5 Feb 2015 · ex-date₹2.5
Final dividend23 Jul 2014 · ex-date₹1
Interim dividend6 Feb 2014 · ex-date₹2.5
Final dividend24 Jul 2013 · ex-date₹1
Interim dividend30 Jan 2013 · ex-date₹2.5
Final dividend23 Jul 2012 · ex-date₹1
Interim dividend13 Feb 2012 · ex-date₹1.5
Dividend dividend21 Jul 2011 · ex-date₹1.5
Interim dividend5 May 2010 · ex-date₹1
Dividend dividend23 Jul 2008 · ex-date₹4
Dividend dividend23 Jul 2007 · ex-date₹4

1

Board meeting to consider results28 Jul 2026

1

Face value ₹10 → ₹214 Jun 2019 · ex-date

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

29 announcementsExport CSV

30 Sept 2026, 8:41 pmCorp. Action

Announcement under Regulation 30 (LODR)-Conversion of Securities

Conversion of Securities PDF

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Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	77%	72.2%	70.2%	71.2%	71.9%	71.9%	70.3%	68.2%
EBIT margin %	76.2%	70.9%	69.1%	70.2%	70.9%	70.8%	69.4%	67.2%
PAT margin %	16.9%	12.1%	15.9%	21.2%	20.7%	17.9%	16.5%	16.8%
Working capital
Receivable days	2	1	2	3	—	—	—	—
Inventory days	—	—	—	—	0	0	0	0
Payable days	29	48	82	106	—	—	—	—
NWC days	—	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	9.27	8.74	9.48	9.59	10.51	9.78	9.63	10.02
Debt to equity	8.14	6.71	6.64	5.88	6.79	6.86	7.4	6.96
Interest coverage	1.5	1.3	1.4	1.7	1.6	1.5	1.5	1.5
Asset turnover	0.12	0.14	0.13	0.12	0.11	0.12	0.13	0.13
Return ratios
Return on assets %	2.1%	1.6%	2%	2.6%	2.3%	2.2%	2.1%	2.1%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	19.3%	12.9%	15.8%	18.3%	18.6%	17.5%	18%	17.2%

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

37

27 Oct 2026 23 Nov 2026 29 Dec 2026

Calls				Strike	Puts
OI	Chg OI	Volume	LTP	—	LTP	Volume	Chg OI	OI
0	0	0	₹0.0	1,360	₹0.0	0	0	0
0	0	0	₹0.0	1,380	₹2.1	0	0	1
0	0	0	₹0.0	1,400	₹3.7	76	+38	46
0	0	0	₹0.0	1,420	₹0.0	0	0	0
0	0	0	₹0.0	1,440	₹7.2	0	0	1
0	0	0	₹0.0	1,460	₹7.1	111	+42	74
0	0	0	₹0.0	1,480	₹9.4	96	+30	58
0	0	0	₹0.0	1,500	₹11.3	270	+26	103

Shaded cells are in the money against the underlying close. Green and red mark the move against the previous close — on the premium for LTP, on the position for change in OI. Settlement prices are the exchange's, not the last trade.

Date	Category	Subject	Filing
30 Sept 2026, 8:41 pm	Corp. Action Conversion of Securities	Announcement under Regulation 30 (LODR)-Conversion of Securities	PDF
30 Sept 2026, 8:19 pm	Company Update Allotment of ESOP / ESPS	Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS	PDF
13 Sept 2026, 11:27 am	Company Update General	Response To Clarification Sought By The Exchange	PDF
11 Sept 2026, 8:23 pm	Company Update Allotment of ESOP / ESPS	Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS	PDF
11 Sept 2026, 6:34 pm	Company Update Clarification	Clarification sought from Cholamandalam Investment and Finance Company Ltd	—
1 Sept 2026, 9:12 pm	Company Update Allotment of Equity Shares	Announcement under Regulation 30 (LODR)-Allotment	PDF
21 Aug 2026, 6:40 pm	Company Update Allotment of Equity Shares	Announcement under Regulation 30 (LODR)-Allotment	PDF
4 Aug 2026, 8:49 pm	Company Update Analyst / Investor Meet	Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome	PDF

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-2,809	-1,297	-7,926	-9,317	-2,075	-8,842	-5,571	-27,105	-35,683	-32,413	-30,021
	-140	-222	-60	-11	-54	-1,572	1,640	-2,148	-2,855	-2,948	-2,554
	3,031	1,521	8,009	12,191	2,452	8,516	5,150	27,466	38,471	39,795	35,610
Net cash flow	82	2	22	2,862	323	-1,898	1,218	-1,787	-66	4,434	3,035
Free cash flow	-2,886	-1,355	-7,995	-9,394	-2,146	-8,863	-5,628	-27,248	-36,759	-32,613	-30,286
CFO / Operating profit %	-95.3%	-38.5%	-206.5%	-170.8%	-33%	-131.6%	-77.2%	-292.6%	-259.4%	-178.4%	-141.8%

Cholamandalam Investment And Finance Company Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Segment results

Ratios

Shareholding

F&O

3

Fund holders

Documents

Announcements

Events

34

1

1

Announcements

34

1

1

Announcements

3

Annual reports

Investor Presentation and earnings call

37

Segment results

Compounded sales growth

Compounded profit growth

Return on equity

Home Equity · revenue

Cholamandalam Investment And Finance Company Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Segment results

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Futures3

Fund holders

Documents

Announcements

Events

Dividends34

Board meetings1

Stock splits1

Announcements

Dividends34

Board meetings1

Stock splits1

Ratio timeline

Quarterly record

Bulk & block deals

Board and management

Announcements

Futures3

Annual reports

Investor Presentation and earnings call

Option chain37

Profit & loss

Balance sheet

Segment results

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

Home Equity · revenue

3

34

1

1

34

1

1

3

37