Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 4,192 | 4,660 | 5,425 | 6,992 | 8,653 | 9,516 | 10,048 | 12,757 | 18,845 | 25,746 | 30,982 | |
| Interest | 2,051 | — | 2,308 | 3,589 | 4,592 | 4,576 | 4,299 | 5,749 | 9,231 | 12,485 | 14,374 |
| Expenses | 1,251 | 1,855 | 1,585 | 1,525 | 2,367 | 2,807 | 2,852 | 3,511 | 5,208 | 7,591 | 9,829 |
| Financing profit | 891 | — | 1,533 | 1,878 | 1,693 | 2,133 | 2,898 | 3,498 | 4,407 | 5,670 | 6,779 |
| Financing margin % | 21.3% | — | 28.3% | 26.9% | 19.6% | 22.4% | 28.8% | 27.4% | 23.4% | 22% | 21.9% |
| Other income | 1 | 1 | 0 | 1 | 0 | 4 | 90 | 221 | 371 | 309 | 463 |
| Depreciation | 21 | 38 | 50 | 55 | 108 | 98 | 97 | 119 | 196 | 242 | 281 |
| Profit before tax | 871 | 1,106 | 1,483 | 1,823 | 1,586 | 2,038 | 2,891 | 3,600 | 4,582 | 5,737 | 6,961 |
| Tax | 302 | 387 | 509 | 637 | 533 | 524 | 744 | 933 | 1,159 | 1,478 | 1,741 |
| Tax % | 34.7% | 35% | 34.3% | 34.9% | 33.6% | 25.7% | 25.7% | 25.9% | 25.3% | 25.8% | 25% |
| PAT | 568 | 719 | 974 | 1,186 | 1,052 | 1,515 | 2,147 | 2,666 | 3,423 | 4,259 | 5,220 |
| EPS (₹) | 37.3 | 46 | 62.3 | 75.9 | 13.4 | 18.5 | 26.2 | 32.5 | 41.2 | 50.7 | 61.8 |
| EPS adjusted (₹) | 7.3 | 9.2 | 12.5 | 15.2 | 12.8 | 18.5 | 26.1 | 32.4 | 40.7 | 50.6 | 61.2 |
| 12.1% | 12% | 10.4% | 6.5% | 12.7% | 10.8% | 7.6% | 6.2% | 4.9% | 3.9% | 3.2% | |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 156 | 156 | 156 | 156 | 164 | 164 | 164 | 164 | 168 | 168 | 170 |
| Reserves | 3,501 | 4,128 | 4,128 | 6,019 | 8,008 | 9,396 | 11,543 | 14,132 | 19,388 | 23,459 | 30,234 |
| 22,576 | 24,109 | 30,200 | 50,567 | 55,005 | 63,730 | 69,174 | 97,356 | 1,34,474 | 1,74,946 | 2,10,867 | |
| 1,655 | 2,201 | 552 | 684 | 825 | 1,258 | 1,482 | 1,863 | 2,421 | 3,074 | 3,799 | |
| Total equity & liabilities | 27,888 | 30,595 | 35,037 | 57,426 | 64,002 | 74,548 | 82,363 | 1,13,516 | 1,56,451 | 2,01,648 | 2,45,070 |
| 111 | 140 | 140 | 163 | 273 | 219 | 254 | 399 | 1,557 | 1,772 | 1,863 | |
| CWIP | — | — | — | — | — | — | 23 | 36 | 0 | 4 | 18 |
| Investments | 67 | 239 | 70 | 73 | 73 | 1,619 | 2,076 | 3,628 | 4,137 | 6,390 | 6,638 |
| 27,710 | 30,216 | 34,827 | 57,191 | 63,656 | 72,710 | 80,010 | 1,09,453 | 1,50,756 | 1,93,482 | 2,36,551 | |
| Total assets | 27,888 | 30,595 | 35,037 | 57,426 | 64,002 | 74,548 | 82,363 | 1,13,516 | 1,56,451 | 2,01,648 | 2,45,070 |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Vehicle Finance | 16,511.03 | 3,144.67 | 1,19,557.39 | 1,04,724.78 | 14,832.61 | 21.2 |
| Loan against property | 5,988.88 | 2,158.97 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -2,814 | -1,320 | -7,923 | -9,331 | -2,086 | -8,851 | -5,608 | -27,037 | -35,768 | -32,404 | -29,920 | |
| -147 | -202 | -63 | -4 | -51 | -1,571 | 1,667 | -2,160 | -2,705 | -2,867 | -2,543 | |
| 3,037 | 1,530 | 7,965 | 12,220 | 2,461 | 8,513 | 5,151 | 27,449 | 38,405 | 39,707 | 35,497 | |
| Net cash flow | 76 | 8 | -20 | 2,885 | 323 | -1,908 | 1,210 | -1,748 | -68 | 4,436 | 3,034 |
| Free cash flow | -2,889 | -1,377 | -7,995 | -9,399 | -2,154 | -8,871 | -5,664 | -27,178 | -36,816 | -32,599 | -30,184 |
| CFO / Operating profit % | -95.7% | -47.1% | -206.3% | -170.7% | -33.2% | -131.9% | -77.9% | -292.4% | -262.3% | -178.5% | -141.5% |
| 45,808.08 |
| 40,125.01 |
| 5,683.07 |
| 37.99 |
| Others | 4,734.46 | 518.55 | 29,792.68 | 26,096.52 | 3,696.16 | 14.03 |
| Home Loans | 3,240.91 | 857.36 | 22,448.37 | 19,663.37 | 2,785 | 30.78 |
| Unallocated | 969.56 | 281.11 | 27,463.33 | 24,056.15 | 3,407.18 | 8.25 |
₹ crore by fiscal year