The South Indian Bank is a mid-sized private sector bank with ₹11,975 Cr market cap operating in retail and commercial banking. After 56.7% annual appreciation, it now trades at ₹45.74 (PE 7.92) and has shown quarterly revenue growth averaging 9.2% annualized.
Generated analysis · source review pending
Generated analysis · source review pending
2,528 historical price candles were omitted because the exchange source has not been verified.
Structured signal from quality, growth, valuation and momentum.
₹ crore, by fiscal year
% of revenue, by fiscal year
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Reported profit and loss, balance sheet, cash flow and growth history.
Annual operating, return, leverage and working-capital ratios.
Current futures and options contracts with compact option-chain pages.
Mutual-fund schemes that disclosed a holding in the company.
Annual reports, exchange filings, offer documents, ratings and earnings-call material.
Upcoming dates and the company’s corporate-action history.
Latest exchange announcements, filings and downloadable documents.
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Consolidated figures
| Ratio | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Margins | |||||
| PAT margin % | 0.7% | 10.7% | 12.4% | 13.8% | 14.8% |
| Return ratios | |||||
| Holder (%) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| 15.01% | 14.68% | 15.17% | 13.44% | 11.48% | 11.46% | 11.96% | 17.58% | 17.91% | 20.94% | 24.21% | 25.39% | |
| 6.59% | 7.61% | 4.67% | 5.11% | 5.25% | 7.25% | 10.42% | 11.1% | 11.92% | 13.8% | 12.76% | 14.25% | |
| Government | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| 78.4% | 77.71% | 80.16% | 81.45% | 83.27% | 81.29% | 77.62% | 71.32% | 70.17% | 65.26% | 63.03% | 60.36% | |
| No. of shareholders | — | — | — | — | — | — | — | — | 11,81,505 | 11,51,966 | 11,67,278 | 11,43,415 |
Documents link to external sources (exchange filings, company investor pages).
| Return on assets % | 0% | 0.7% | 0.9% | 1% | 1% |
| Return on capital employed % | 4.3% | 5.2% | 6.2% | 6.5% | 6.4% |
| Return on equity % | 0.8% | 11.6% | 12.1% | 12.9% | 12.8% |
Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Margin, working-capital and leverage ratios are omitted: a bank funds itself with deposits and books interest as its cost of revenue, so they would measure something other than what they name.
Promoter holding up 0 percentage points since Sep 2023.
| Date | Client | Type | Venue | Side | Quantity | Price | Value |
|---|---|---|---|---|---|---|---|
| 30 Jan 2026 | HRTI PRIVATE LIMITED | Bulk | NSE | Sell | 1,65,77,816 | ₹37.81 | ₹62.68 Cr |
| 30 Jan 2026 | HRTI PRIVATE LIMITED | Bulk | NSE | Buy | 86,88,192 | ₹37.56 | ₹32.63 Cr |
| 20 Oct 2025 | ADITYA KUMAR HALWASIYA | Bulk | NSE | Buy | 2,01,00,000 | ₹35.24 | ₹70.83 Cr |
| 8 Apr 2024 | CITIGROUP GLOBAL MARKETS MAURITIUS PRIVATE LIMITED | Bulk | BSE | Buy | 1,76,68,000 | ₹28.78 | ₹50.85 Cr |
| 8 Apr 2024 | COPTHALL MAURITIUS INVESTMENT LIMITED | Bulk | BSE | Sell | 1,76,68,000 | ₹28.78 | ₹50.85 Cr |
| 15 Mar 2024 | NORGES BANK ON ACCOUNT OF THE GOVERNMENT PENSION FUND GLOBAL | Bulk | NSE | Buy | 1,57,82,629 | ₹29.35 | ₹46.32 Cr |
| 27 Feb 2024 | HRTI PRIVATE LIMITED | Bulk | NSE | Buy | 1,29,16,200 | ₹32.99 | ₹42.61 Cr |
| 27 Feb 2024 | HRTI PRIVATE LIMITED | Bulk | NSE | Sell | 1,22,44,700 | ₹32.98 | ₹40.38 Cr |
| 2 Feb 2024 | HRTI PRIVATE LIMITED | Bulk | NSE | Sell | 1,78,30,984 | ₹38.96 | ₹69.47 Cr |
| 2 Feb 2024 | HRTI PRIVATE LIMITED | Bulk | NSE | Buy | 1,76,34,774 | ₹38.91 | ₹68.62 Cr |
Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.
Current officeholders as filed with BSE. A person holding two offices is listed once per office.
| Company | Mkt Cap | EV | Revenue | EBITDA | OPM | PAT | NPM | ROCE | ROE | WC Days |
|---|---|---|---|---|---|---|---|---|---|---|
| Idbi Bank LimitedIDBIIDBI | ₹93,084 Cr | ₹1,21,187 Cr | ₹29,542 Cr | ₹21,383 Cr | 72.8% | ₹9,343 Cr | 31.8% | 6.5% | 14.2% | — |
| The Federal Bank LimitedFEDERALBNKFEDERALBNK | ₹78,500 Cr | ₹1,11,693 Cr | ₹30,385 Cr | ₹19,589 Cr | 64.8% | ₹4,692 Cr | 15.1% | 6.4% | 11.4% | — |
| Idfc First Bank LimitedIDFCFIRSTBIDFCFIRSTB | ₹69,254 Cr | ₹1,05,886 Cr | ₹41,958 Cr | ₹14,462 Cr | 35.6% | ₹2,305 Cr | 4% | 6% | 3.8% | — |
| Indusind Bank LimitedINDUSINDBKINDUSINDBK | ₹69,094 Cr | ₹1,11,884 Cr | ₹45,297 Cr | ₹22,203 Cr | 49.3% | ₹1,322 Cr | 1.9% | 5.7% | 1.4% | — |
| Yes Bank LimitedYESBANKYESBANK | ₹65,126 Cr | ₹1,30,577 Cr | ₹30,658 Cr | ₹18,224 Cr | 61.5% | ₹3,775 Cr | 11.6% | 6% | 7.1% | — |
| Rbl Bank LimitedRBLBANKRBLBANK | ₹63,709 Cr | ₹80,506 Cr | ₹14,736 Cr | ₹5,360 Cr | 36.3% | ₹899 Cr | 6.1% | 5.8% | 5.4% | — |
| Bandhan Bank LimitedBANDHANBNKBANDHANBNK | ₹28,355 Cr | ₹42,658 Cr | ₹21,844 Cr | ₹10,127 Cr | 46.9% | ₹1,353 Cr | 5.6% | 6.4% | 4.9% | — |
| Karur Vysya Bank LimitedKARURVYSYAKARURVYSYA | ₹26,027 Cr | ₹28,650 Cr | ₹11,555 Cr | ₹7,832 Cr | 67.7% | ₹2,745 Cr | 22.7% | 7.6% | 19.3% | — |
| City Union Bank LimitedCUBCUB | ₹17,092 Cr | ₹22,419 Cr | ₹7,249 Cr | ₹4,979 Cr | 69.6% | ₹1,403 Cr | 19.3% | 6.7% | 13.2% | — |
| The Jammu & Kashmir Bank LimitedJ&KBANKJ&KBANK | ₹15,415 Cr | ₹18,846 Cr | ₹13,429 Cr | ₹9,521 Cr | 70.6% | ₹2,301 Cr | 17.9% | 5.8% | 15.3% | — |
| Tamilnad Mercantile Bank LimitedTMBTMB | ₹13,813 Cr | ₹14,513 Cr | ₹6,096 Cr | ₹4,458 Cr | 74.1% | ₹1,444 Cr | 23% | 7.5% | 14% | — |
| The South Indian Bank LimitedSOUTHBANKSOUTHBANK | ₹12,420 Cr | ₹16,347 Cr | ₹10,112 Cr | ₹6,746 Cr | 66.3% | ₹1,511 Cr | 14.8% | 6.4% | 13.5% | — |
Business Updates For The Quarter Ended September 30, 2026
Announcement under Regulation 30 (LODR)-Change in Management
Announcement under Regulation 30 (LODR)-Cessation
Announcement under Regulation 30 (LODR)-Change in Directorate
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Announcement under Regulation 30 (LODR)-Change in Management
Opening Of New Branch - Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
| Date | Category | Subject | Filing |
|---|---|---|---|
| 1 Oct 2026, 4:30 pm | Company Update General | Business Updates For The Quarter Ended September 30, 2026 | |
| 30 Sept 2026, 8:17 pm | Company Update Change in Management | Announcement under Regulation 30 (LODR)-Change in Management |
| 30 Sept 2026, 8:13 pm | Company Update Cessation | Announcement under Regulation 30 (LODR)-Cessation |
| 30 Sept 2026, 8:09 pm | Company Update Change in Directorate | Announcement under Regulation 30 (LODR)-Change in Directorate |
| 29 Sept 2026, 6:39 pm | Company Update Analyst / Investor Meet | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome |
| 22 Sept 2026, 8:35 pm | Company Update Analyst / Investor Meet | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome |
| 18 Sept 2026, 2:55 pm | Company Update Change in Management | Announcement under Regulation 30 (LODR)-Change in Management |
| 17 Sept 2026, 11:08 am | Company Update General | Opening Of New Branch - Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015 |
14 schemes · 7 fund houses
| Shares | ||||||
|---|---|---|---|---|---|---|
| Portfolio of Kotak Multi Cap FundNEW | Kotak Mahindra Mutual Fund | 12.16 Cr | 555.22 | 1.82% | 4.645% | — |
| Banking And Financial Services Fund | SBI Mutual Fund | 4.8 Cr | 219.17 | 2.02% | 1.833% | -0 |
| Portfolio of Kotak Multi Asset Allocation Fund | Kotak Mahindra Mutual Fund | 2.37 Cr | 108.16 | 0.71% | 0.905% | -0 |
| ELSS Tax Saver Fund | SBI Mutual Fund | 1.71 Cr | 77.9 | 0.25% | 0.652% | -0 |
| (Investment Manager for Motilal Oswal Mutual Fund) | Motilal Oswal Mutual Fund | 67.87 L | 30.99 | 1.24% | 0.259% | -1.49 L |
| Portfolio of Kotak Special Opportunities Fund | Kotak Mahindra Mutual Fund | 40.97 L | 18.71 | 1.1% | 0.156% | -0 |
| Portfolio of Kotak Banking & Financial Services FundNEW | Kotak Mahindra Mutual Fund | 36.48 L | 16.66 | 1.07% | 0.139% | — |
| ACTIVE MOMENTUM FUND | Samco Mutual Fund | 14.04 L | 6.41 | 0.85% | 0.054% | -2.79 L |
Consolidated figures · ₹ crore
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| 6,587 | 7,233 | 8,613 | 9,413 | 9,847 | |
| Interest | 4,347 | 4,221 | 5,281 | 5,928 | 6,409 |
| Expenses | 3,025 | 2,315 | 3,034 | 3,239 | 3,317 |
| Financing profit | -786 | 697 | 298 | 246 | 120 |
| Financing margin % | -11.9% | 9.6% | 3.5% | 2.6% | 1.2% |
| Other income | 1,034 | 811 | 1,515 | 1,813 | 2,009 |
| Depreciation | 341 | 400 | 284 | 302 | 173 |
| Profit before tax | -92 | 1,109 | 1,529 | 1,757 | 1,957 |
| Tax | -137 | 333 | 459 | 454 | 501 |
| Tax % | -148.6% | 30.1% | 30% | 25.8% | 25.6% |
| PAT | 45 | 775 | 1,070 | 1,303 | 1,456 |
| EPS (₹) | 0.2 | 3.7 | 5.1 | 5 | 5.6 |
| EPS adjusted (₹) | 0.2 | 3.7 | 4.1 | 5 | 5.6 |
| 0% | 8.1% | 5.9% | 8% | 8.1% | |
| Gross NPA % | 5.9% | 5.1% | 4.5% | 3.2% | 1.4% |
| Net NPA % | 3% | 1.9% | 1.5% | 0.9% | 0.3% |
| Annual report | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 209 | 209 | 262 | 262 | 262 |
| Reserves | 5,644 | 6,465 | 8,562 | 9,839 | 11,143 |
| Deposits | 89,142 | 91,650 | 1,01,919 | 1,07,522 | 1,23,341 |
| Borrowings | 3,294 | 6,994 | 3,912 | 4,300 | 3,927 |
| Other liabilities | 1,763 | 2,379 | 2,758 | 2,732 | 3,084 |
| Total equity & liabilities | 1,00,052 | 1,07,697 | 1,17,412 | 1,24,655 | 1,41,756 |
| Fixed assets | 811 | 878 | 966 | 1,018 | 1,043 |
| Investments | 21,445 | 24,641 | 23,977 | 21,777 | 27,327 |
| 77,796 | 82,178 | 92,469 | 1,01,860 | 1,13,386 | |
| Total assets | 1,00,052 | 1,07,697 | 1,17,412 | 1,24,655 | 1,41,756 |
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| 4,352 | -7,261 | 7,075 | -2,353 | 3,907 | |
| -1,741 | -386 | -1,986 | 4,434 | -5,465 | |
| -175 | 3,524 | -2,148 | 157 | -561 | |
| Net cash flow | 2,436 | -4,123 | 2,942 | 2,238 | -2,119 |
| Free cash flow | 4,283 | -7,370 | 6,941 | -2,473 | 3,797 |
| CFO / Operating profit % | 122.2% | -147.6% | 126.8% | -38.1% | 59.8% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Other Retail Banking | 4,487.02 | 1,198.89 | 47,661.13 | 44,455.56 | 3,205.57 | 37.4 |
| Corporate/ Wholesale Banking | 3,442.34 | 247.11 |
| 54,123.5 |
| 50,489.46 |
| 3,634.04 |
| 6.8 |
| Treasury | 2,596.37 | 457.52 | 29,966.19 | 27,321.71 | 2,644.48 | 17.3 |
| Digital Banking | 853.04 | -108.02 | 6,179.89 | 5,764.95 | 414.94 | -26.03 |
| Other Banking Operations | 476.51 | 160.54 | 11.93 | 0 | 11.93 | 1,345.68 |
₹ crore by fiscal year