Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 5,557 | 5,847 | 6,193 | 6,877 | 7,764 | 7,305 | 6,587 | 7,233 | 8,613 | 9,413 | 9,847 | |
| Interest | 4,048 | 4,172 | 4,227 | 4,857 | 5,446 | 4,899 | 4,347 | 4,221 | 5,281 | 5,928 | 6,409 |
| Expenses | 1,517 | 1,791 | 2,303 | 2,365 | 3,214 | 3,506 | 3,025 | 2,317 | 3,035 | 3,240 | 3,318 |
| Financing profit | -8 | -115 | -337 | -346 | -896 | -1,099 | -786 | 695 | 297 | 246 | 119 |
| Financing margin % | -0.1% | -2% | -5.5% | -5% | -11.5% | -15% | -11.9% | 9.6% | 3.5% | 2.6% | 1.2% |
| Other income | 517 | 716 | 837 | 726 | 1,046 | 1,185 | 1,034 | 813 | 1,516 | 1,813 | 2,009 |
| Depreciation | — | — | — | — | — | — | 341 | 400 | 284 | 302 | 173 |
| Profit before tax | 510 | 600 | 500 | 381 | 150 | 87 | -92 | 1,108 | 1,529 | 1,757 | 1,956 |
| Tax | 176 | 208 | 165 | 133 | 45 | 25 | -137 | 333 | 459 | 454 | 501 |
| Tax % | 34.6% | 34.6% | 33% | 35% | 30.1% | 28.6% | -148.9% | 30.1% | 30% | 25.8% | 25.6% |
| PAT | 333 | 393 | 335 | 248 | 105 | 62 | 45 | 775 | 1,070 | 1,303 | 1,455 |
| EPS (₹) | — | 2.8 | 1.9 | 1.4 | 0.6 | 0.3 | 0.2 | 3.7 | 5.1 | 5 | 5.6 |
| EPS adjusted (₹) | — | — | — | — | — | 0.3 | 0.2 | 3.7 | 4.1 | 5 | 5.6 |
| — | 14.1% | 21.6% | 18.2% | 0% | 0% | 0% | 8.1% | 5.9% | 8% | 8.1% | |
| Gross NPA % | 3.8% | 2.5% | 3.6% | 4.9% | 5% | 7% | 5.9% | 5.1% | 4.5% | 3.2% | 1.4% |
| Net NPA % | 2.9% | 1.5% | 2.6% | 3.5% | 3.3% | 4.7% | 3% | 1.9% | 1.5% | 0.9% | 0.3% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 209 | 209 | 209 | 262 | 262 | 262 |
| Reserves | 5,598 | 5,644 | 6,465 | 8,562 | 9,838 | 11,142 |
| Deposits | 82,711 | 89,142 | 91,651 | 1,01,920 | 1,07,526 | 1,23,346 |
| Borrowings | 4,108 | 3,294 | 6,994 | 3,912 | 4,300 | 3,927 |
| Other liabilities | 1,523 | 1,763 | 2,378 | 2,757 | 2,729 | 3,079 |
| Total equity & liabilities | 94,149 | 1,00,052 | 1,07,698 | 1,17,413 | 1,24,655 | 1,41,756 |
| Fixed assets | 795 | 811 | 878 | 966 | 1,018 | 1,043 |
| Investments | 20,321 | 21,445 | 24,642 | 23,977 | 21,777 | 27,328 |
| 73,033 | 77,796 | 82,178 | 92,469 | 1,01,860 | 1,13,386 | |
| Total assets | 94,149 | 1,00,052 | 1,07,698 | 1,17,413 | 1,24,655 | 1,41,756 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 109 | 1,957 | 793 | 1,678 | 656 | 5,808 | 4,352 | -7,261 | 7,075 | -2,353 | 3,907 | |
| -1,398 | -1,842 | -824 | -1,175 | -1,577 | -1,092 | -1,741 | -386 | -1,986 | 4,434 | -5,465 | |
| 168 | 498 | 364 | 98 | 289 | -138 | -175 | 3,524 | -2,148 | 157 | -561 | |
| Net cash flow | -1,121 | 613 | 333 | 602 | -633 | 4,578 | 2,436 | -4,123 | 2,942 | 2,238 | -2,119 |
| Free cash flow | 33 | 1,834 | 704 | 1,580 | 572 | 5,727 | 4,283 | -7,370 | 6,941 | -2,880 | 3,797 |
| CFO / Operating profit % | — | — | — | 37.2% | 14.4% | 152.9% | 122.2% | -147.7% | 126.8% | -38.1% | 59.8% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Other Retail Banking | 4,487.02 | 1,198.89 | 47,661.13 | 44,460.99 | 3,200.14 | 37.46 |
| Corporate/ Wholesale Banking | 3,442.34 | 247.11 |
| 54,123.5 |
| 50,489.46 |
| 3,634.04 |
| 6.8 |
| Treasury | 2,596.37 | 457.52 | 29,966.69 | 27,321.71 | 2,644.98 | 17.3 |
| Digital Banking | 853.04 | -108.02 | 6,179.89 | 5,764.95 | 414.94 | -26.03 |
| Other Banking Operations | 477.22 | 160.54 | 11.93 | 0 | 11.93 | 1,345.68 |
₹ crore by fiscal year