Consolidated figures · ₹ crore
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| 6,587 | 7,233 | 8,613 | 9,413 | 9,847 | |
| Interest | 4,347 | 4,221 | 5,281 | 5,928 | 6,409 |
| Expenses | 3,025 | 2,315 | 3,034 | 3,239 | 3,317 |
| Financing profit | -786 | 697 | 298 | 246 | 120 |
| Financing margin % | -11.9% | 9.6% | 3.5% | 2.6% | 1.2% |
| Other income | 1,034 | 811 | 1,515 | 1,813 | 2,009 |
| Depreciation | 341 | 400 | 284 | 302 | 173 |
| Profit before tax | -92 | 1,109 | 1,529 | 1,757 | 1,957 |
| Tax | -137 | 333 | 459 | 454 | 501 |
| Tax % | -148.6% | 30.1% | 30% | 25.8% | 25.6% |
| PAT | 45 | 775 | 1,070 | 1,303 | 1,456 |
| EPS (₹) | 0.2 | 3.7 | 5.1 | 5 | 5.6 |
| EPS adjusted (₹) | 0.2 | 3.7 | 4.1 | 5 | 5.6 |
| 0% | 8.1% | 5.9% | 8% | 8.1% | |
| Gross NPA % | 5.9% | 5.1% | 4.5% | 3.2% | 1.4% |
| Net NPA % | 3% | 1.9% | 1.5% | 0.9% | 0.3% |
| Annual report | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 209 | 209 | 262 | 262 | 262 |
| Reserves | 5,644 | 6,465 | 8,562 | 9,839 | 11,143 |
| Deposits | 89,142 | 91,650 | 1,01,919 | 1,07,522 | 1,23,341 |
| Borrowings | 3,294 | 6,994 | 3,912 | 4,300 | 3,927 |
| Other liabilities | 1,763 | 2,379 | 2,758 | 2,732 | 3,084 |
| Total equity & liabilities | 1,00,052 | 1,07,697 | 1,17,412 | 1,24,655 | 1,41,756 |
| Fixed assets | 811 | 878 | 966 | 1,018 | 1,043 |
| Investments | 21,445 | 24,641 | 23,977 | 21,777 | 27,327 |
| 77,796 | 82,178 | 92,469 | 1,01,860 | 1,13,386 | |
| Total assets | 1,00,052 | 1,07,697 | 1,17,412 | 1,24,655 | 1,41,756 |
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| 4,352 | -7,261 | 7,075 | -2,353 | 3,907 | |
| -1,741 | -386 | -1,986 | 4,434 | -5,465 | |
| -175 | 3,524 | -2,148 | 157 | -561 | |
| Net cash flow | 2,436 | -4,123 | 2,942 | 2,238 | -2,119 |
| Free cash flow | 4,283 | -7,370 | 6,941 | -2,473 | 3,797 |
| CFO / Operating profit % | 122.2% | -147.6% | 126.8% | -38.1% | 59.8% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Other Retail Banking | 4,487.02 | 1,198.89 | 47,661.13 | 44,455.56 | 3,205.57 | 37.4 |
| Corporate/ Wholesale Banking | 3,442.34 | 247.11 |
| 54,123.5 |
| 50,489.46 |
| 3,634.04 |
| 6.8 |
| Treasury | 2,596.37 | 457.52 | 29,966.19 | 27,321.71 | 2,644.48 | 17.3 |
| Digital Banking | 853.04 | -108.02 | 6,179.89 | 5,764.95 | 414.94 | -26.03 |
| Other Banking Operations | 476.51 | 160.54 | 11.93 | 0 | 11.93 | 1,345.68 |
₹ crore by fiscal year