Shriram Finance is an NBFC with ₹2.1 lakh crore market cap and ₹13.4k crore quarterly revenue, positioning it among India's significant non-bank lenders. The company delivers strong profitability with 73-75% operating margins and 16.38% ROE. Its PE valuation of 18.65x reflects market confidence in the NBFC growth cycle.
Face value
₹2
Market cap
₹1,77,811 Cr
P/E
15.7×
P/B
2.7×
Dividend yield
1.5%
ROE
16.4%
ROCE
—
Debt / equity
3.8
OPM
73.7%
EPS (TTM)
₹60.2
Book value
₹350.3
52-week high
—
52-week low
Key insights
Company research notes and source-linked reviews
Key risks
High leverage with D/E ratio of 3.8x; verify refinancing capacity, cost-of-funds trends, and stress scenarios in volatile funding environments
Net profit margin expanded from 19.4% (Sep 2025) to 25.7% (Jun 2026); verify if expansion is sustainable or includes one-time gains
Promoter holding declined from 25.38% (Mar 2026) to 20.3% (Jun 2026) through capital raises; verify governance and control implications
FII concentration at 54.77% (up from 45.15% Mar 2026) creates outflow risk; verify fund flow patterns and rebalancing sensitivity
Generated analysis · source review pending
Growth drivers
Quarterly revenue expanded from ₹11.9k Cr (Sep 2025) to ₹13.4k Cr (Jun 2026); verify if underlying loan portfolio/AUM growth sustains this 12% pace
Net profit margin widened from 19.4% to 25.7% over same period while revenue grew 12%; verify drivers—cost leverage, portfolio mix, or credit quality improvement
Operating margins sustained at 73-75% through recent quarters; verify durability given interest rate environment and refinancing cost trends
Market confidence shown by 1y return of 78.85% and stock split (Jan 2025); verify if company pursues growth capital raises or inorganic expansion
Generated analysis · source review pending
930 historical price candles were omitted because the exchange source has not been verified.
₹945.0-2.7%1Y
Quick read
rule-based
Pros
+Healthy operating margin of 73.7%
+Profit CAGR of 32% over the last 5 years
+Revenue CAGR of 22.5% over the last 5 years
Cons
−Heavily leveraged (debt/equity 3.8)
−Weak interest coverage of 1.6×
−Low promoter holding of 20.3%
−Promoter holding fell 5.1 pts over the last year
Research score
Structured signal from quality, growth, valuation and momentum.
63/100
Business quality
37
Growth
75
Revenue & net profit
₹ crore, by fiscal year
RevenuePAT
Margins
% of revenue, by fiscal year
OPMPAT margin
Peers
Comparable companies from the narrowest available industry classification.
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Financials
Reported profit and loss, balance sheet, cash flow and growth history.
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Ratios
Annual operating, return, leverage and working-capital ratios.
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Shareholding
Quarterly ownership, named holders, insider transactions and disclosed deals.
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F&O
Current futures and options contracts with compact option-chain pages.
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Fund holders
Mutual-fund schemes that disclosed a holding in the company.
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Documents
Annual reports, exchange filings, offer documents, ratings and earnings-call material.
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Events
Upcoming dates and the company’s corporate-action history.
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Announcements
Latest exchange announcements, filings and downloadable documents.
Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.
Updates In Accordance With Regulation 30 And Other Applicable Provisions Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015 ('Listing Regulations') Regarding Tender Offer For Purchase Of Certain Senior Secured Notes Issued Under The USD 3,500,000,000 Global Medium Term Note Programme ('GMTN Programme')
Promoter holding down 5.15 percentage points since Sep 2023.
262 deals · 23 Sept 2021 – 26 Sept 2025
Date
Client
Type
Venue
Side
Quantity
Price
Value
26 Sept 2025
MORGAN STANLEY ASIA SINGAPORE PTE
Block
NSE
Buy
5,33,842
₹612.70
₹32.71 Cr
26 Sept 2025
GOLDMAN SACHS BANK EUROPE SE - ODI
Block
NSE
Sell
5,33,842
₹612.70
₹32.71 Cr
12 Sept 2025
GOLDMAN SACHS (SINGAPORE) PTE
Block
NSE
Sell
15,98,438
₹620.05
₹99.11 Cr
12 Sept 2025
GOLDMAN SACHS BANK EUROPE SE - ODI
Block
NSE
Buy
15,98,438
₹620.05
₹99.11 Cr
11 Sept 2025
GOLDMAN SACHS (SINGAPORE) PTE - ODI
Block
NSE
Sell
18,22,889
₹620.00
₹113.02 Cr
11 Sept 2025
GOLDMAN SACHS BANK EUROPE SE - ODI
Block
NSE
Buy
18,22,889
₹620.00
₹113.02 Cr
10 Sept 2025
GOLDMAN SACHS (SINGAPORE) PTE - ODI
Block
NSE
Sell
24,61,744
₹602.50
₹148.32 Cr
10 Sept 2025
GOLDMAN SACHS BANK EUROPE SE - ODI
Block
NSE
Buy
24,61,744
₹602.50
₹148.32 Cr
4 Sept 2025
GOLDMAN SACHS (SINGAPORE) PTE - ODI
Block
NSE
Sell
20,68,046
₹586.30
₹121.25 Cr
4 Sept 2025
GOLDMAN SACHS BANK EUROPE SE - ODI
Block
NSE
Buy
20,68,046
₹586.30
₹121.25 Cr
1–10 of 262
1 / 27
Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.
Mr. Jugal Kishore MohapatraNon-Executive - Independent Director-Chairperson
Mr. Panja Pradeep KumarNon-Executive - Independent Director
Mr. S. RavindranNon-Executive - Independent Director
Mr. Gokul Subramanian DixitNon-Executive - Independent Director
Mrs. Bhanumathi Viswanathan MelatturNon-Executive - Independent Director
Mr. Devaki Venkataraman RaviNon-Executive - Non Independent Director
Mr. Ignatius Michael ViljoenNon-Executive - Non Independent Director
Mr. Morihiko FujiNon-Executive - Non Independent Director
Mr. Shinichi FujinamiNon-Executive - Non Independent Director
Mr. Umesh G. RevankarExecutive Director
Mr. Parag SharmaExecutive Director-CEO-MD
Mr. Sunder SubramanianExecutive Director
Mr. U. Balasundara RaoCompany Secretary & Chief Compliance Officer
Current officeholders as filed with BSE. A person holding two offices is listed once per office.
Open the chart icon on a row for that contract's close over 103 stored sessions, with open interest as bars beneath it.
Shaded cells are in the money against the underlying close. Green and red mark the move against the previous close — on the premium for LTP, on the position for change in OI. Settlement prices are the exchange's, not the last trade.
Updates In Accordance With Regulation 30 And Other Applicable Provisions Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015 ('Listing Regulations') Regarding Tender Offer For Purchase Of Certain Senior Secured Notes Issued Under The USD 3,500,000,000 Global Medium Term Note Programme ('GMTN Programme')
Updates In Accordance With Regulation 30 And Other Applicable Provisions Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015 ('Listing Regulations') Regarding Tender Offer For Purchase Of Certain Senior Secured Notes Issued Under The USD 3,500,000,000 Global Medium Term Note Programme ('GMTN Programme')
Updates In Accordance With Regulation 30 And Other Applicable Provisions Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015 ('Listing Regulations') Regarding Tender Offer For Purchase Of Certain Senior Secured Notes Issued Under The USD 3,500,000,000 Global Medium Term Note Programme ('GMTN Programme')