SBI Cards operates as NBFC in cards and payment services. Market cap ₹60,236 Cr; quarterly revenues ₹4.4–5.1k Cr.
Generated analysis · source review pending
Generated analysis · source review pending
1,616 historical price candles were omitted because the exchange source has not been verified.
Structured signal from quality, growth, valuation and momentum.
₹ crore, by fiscal year
% of revenue, by fiscal year
Comparable companies from the narrowest available industry classification.
Reported profit and loss, balance sheet, cash flow and growth history.
Annual operating, return, leverage and working-capital ratios.
Current futures and options contracts with compact option-chain pages.
Mutual-fund schemes that disclosed a holding in the company.
Annual reports, exchange filings, offer documents, ratings and earnings-call material.
Upcoming dates and the company’s corporate-action history.
Latest exchange announcements, filings and downloadable documents.
| Holder (%) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 68.94% | 68.75% | 68.63% | 68.62% | 68.61% | 68.6% | 68.6% | 68.59% | 68.59% | 68.58% | 68.92% | 68.86% | |
| 9.09% | 9.35% | 8.59% | 8.73% | 9.18% | 9.51% | 9.88% | 10.22% | 10.1% | 10.15% | 9.54% | 8.99% | |
| 17.29% | 16.28% | 16.69% | 16.53% | 16.75% | 16.48% | 17.22% | 17.51% | 17.76% | 17.85% | 18.12% | 18.13% | |
| Government | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| 4.68% | 5.62% | 6.09% | 6.12% | 5.46% | 5.41% | 4.3% | 3.68% | 3.55% | 3.42% | 3.42% | 4.02% | |
| No. of shareholders | — | — | — | — | — | — | — | — | 7,50,786 | 7,18,342 | 7,05,597 | 7,29,862 |
Promoter holding down 0.08 percentage points since Sep 2023.
| Date | Client | Type | Venue | Side | Quantity | Price | Value |
|---|---|---|---|---|---|---|---|
| 31 Aug 2026 | BNP PARIBAS FINANCIAL MARKETS | Bulk | NSE | Buy | 97,83,762 | ₹646.04 | ₹632.07 Cr |
| 31 Aug 2026 | BLACKROCK INTL LTD | Bulk | NSE | Sell | 52,86,841 | ₹647.68 | ₹342.42 Cr |
| 31 Aug 2026 | BLACKROCK GLOBAL FUNDS | Bulk | NSE | Sell | 49,98,879 | ₹644.75 | ₹322.30 Cr |
| 14 Nov 2022 | ISHARES CORE MSCI EMERGING MARKETS ETF | Block | NSE | Buy | 4,36,385 | ₹812.35 | ₹35.45 Cr |
| 14 Nov 2022 | ISHARES CORE EMERGING MARKETS MAURITIUS CO | Block | NSE | Sell | 4,36,385 | ₹812.35 | ₹35.45 Cr |
| 3 Nov 2022 | ISHARES CORE MSCI EMERGING MARKETS ETF | Block | NSE | Buy | 4,36,385 | ₹835.90 | ₹36.48 Cr |
| 3 Nov 2022 | ISHARES CORE EMERGING MARKETS MAURITIUS CO | Block | NSE | Sell | 4,36,385 | ₹835.90 | ₹36.48 Cr |
| 17 Oct 2022 | ISHARES CORE MSCI EMERGING MARKETS ETF | Block | BSE | Buy | 2,90,738 | ₹846.85 | ₹24.62 Cr |
| 17 Oct 2022 | ISHARES CORE EMERGING MARKETS MAURITIUS CO | Block | BSE | Sell | 2,90,738 | ₹846.85 | ₹24.62 Cr |
| 11 Oct 2022 | ISHARES CORE MSCI EMERGING MARKETS ETF | Block | BSE | Buy | 2,84,298 | ₹882.95 | ₹25.10 Cr |
Standalone figures
| Ratio | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Margins | |||||||
| Gross margin % | — | — | — | — | — | — | — |
| EBITDA margin % | |||||||
End of day 30 Sept 2026 · underlying ₹578.0 · volume and open interest in contracts
| Expiry | Close | Chg | % Chg | Settlement | Open interest | Change in OI | Volume | Lot size | History |
|---|---|---|---|---|---|---|---|---|---|
| 27 Oct 2026 | ₹582.6 | -7.4 | -1.2% | ₹582.6 | 20,388 | +12 | 2,185 | 800 | |
| 23 Nov 2026 | ₹584.6 | -7.8 | -1.3% | ₹584.6 | 936 | +64 | 119 | 800 | |
| 29 Dec 2026 | ₹585.2 | -4.4 | -0.8% | ₹585.2 | 22 | +22 | 27 | 800 |
Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.
Current officeholders as filed with BSE. A person holding two offices is listed once per office.
| Company | Mkt Cap | EV | Revenue | EBITDA | OPM | PAT | NPM | ROCE | ROE | WC Days |
|---|---|---|---|---|---|---|---|---|---|---|
| Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN | ₹1,77,811 Cr | ₹4,28,503 Cr | ₹49,997 Cr | ₹36,981 Cr | 73.7% | ₹11,318 Cr | 20.8% | — | 16.4% | — |
| Tata Capital LimitedTATACAPTATACAP | ₹1,35,540 Cr | ₹3,71,517 Cr | ₹32,695 Cr | ₹24,219 Cr | 73.2% | ₹5,404 Cr | 15.5% | — | 13.3% | — |
| Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN | ₹1,33,352 Cr | ₹3,45,452 Cr | ₹32,663 Cr | ₹22,399 Cr | 68.2% | ₹5,751 Cr | 16.8% | — | 19.3% | — |
| Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN | ₹1,08,289 Cr | ₹2,60,075 Cr | ₹33,431 Cr | ₹27,558 Cr | 81.4% | ₹11,373 Cr | 34% | — | 30.9% | — |
| L&T Finance LimitedLTFLTF | ₹66,238 Cr | ₹1,76,126 Cr | ₹18,928 Cr | ₹11,603 Cr | 61.1% | ₹3,226 Cr | 16.7% | — | 11.2% | — |
| Sbi Cards And Payment Services LimitedSBICARDSBICARD | ₹53,594 Cr | ₹97,658 Cr | ₹20,063 Cr | ₹5,374 Cr | 26.7% | ₹2,275 Cr | 10.9% | — | 14.7% | — |
| Hdb Financial Services LimitedHDBFSHDBFS | ₹51,335 Cr | ₹1,38,733 Cr | ₹16,300 Cr | ₹9,318 Cr | 57.2% | ₹2,176 Cr | 13.4% | — | 14.7% | — |
| Sundaram Finance LimitedSUNDARMFINSUNDARMFIN | ₹48,838 Cr | ₹1,18,475 Cr | ₹10,104 Cr | ₹7,957 Cr | 78.3% | ₹2,220 Cr | 21% | — | 14.7% | — |
| Piramal Finance LimitedPIRAMALFINPIRAMALFIN | ₹45,868 Cr | ₹1,25,857 Cr | ₹11,852 Cr | ₹7,051 Cr | 59.5% | ₹1,504 Cr | 12.7% | — | 5.3% | — |
| Authum Investment & Infrastructure LimitedAIILAIIL | ₹45,797 Cr | ₹49,133 Cr | ₹2,863 Cr | ₹2,451 Cr | 88.2% | ₹3,582 Cr | 74% | — | 13.1% | — |
| Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN | ₹44,445 Cr | ₹1,72,816 Cr | ₹21,733 Cr | ₹13,785 Cr | 62.5% | ₹3,253 Cr | 13.6% | — | 11.9% | — |
| Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA | ₹38,161 Cr | ₹86,259 Cr | ₹7,813 Cr | ₹4,291 Cr | 52.7% | ₹787 Cr | 8% | — | 5.9% | — |
Documents link to external sources (exchange filings, company investor pages).
| 28.7% |
| 22.1% |
| 25.5% |
| 30.9% |
| 32.5% |
| 29.6% |
| 26.7% |
| EBIT margin % | 27.5% | 20.8% | 24.1% | 29.7% | 31.3% | 28.7% | 26% |
| PAT margin % | 13.4% | 10.6% | 15.1% | 16.5% | 14.2% | 10.6% | 10.9% |
| Working capital | |||||||
| Receivable days | — | — | 6 | — | — | — | — |
| Inventory days | — | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable days | — | — | 2 | — | — | — | — |
| NWC days | — | — | 4 | — | — | — | — |
| Leverage | |||||||
| Current ratio | — | — | — | — | — | — | — |
| Debt to EBITDA | 6.53 | 8.8 | 8.44 | 7.37 | 7.24 | 8.42 | 8.29 |
| Debt to equity | — | 2.87 | 2.96 | 3.16 | 3.3 | 3.26 | 2.8 |
| Interest coverage | 2.3 | 2.3 | 3.1 | 2.8 | 2.2 | 1.8 | 1.9 |
| Asset turnover | — | 0.34 | 0.31 | 0.3 | 0.29 | 0.28 | 0.3 |
| Return ratios | |||||||
| Return on assets % | — | 3.6% | 4.7% | 5% | 4.1% | 2.9% | 3.3% |
| Return on capital employed % | — | — | — | — | — | — | — |
| Return on equity % | — | 15.6% | 20.8% | 23% | 19.9% | 13.9% | 13.8% |
Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.
Open the chart icon on a row for that contract's close over 103 stored sessions, with open interest as bars beneath it.
| Calls | Strike | Puts | ||||||
|---|---|---|---|---|---|---|---|---|
| OI | Chg OI | Volume | LTP | — | LTP | Volume | Chg OI | OI |
| 0 | 0 | 0 | ₹0.0 | 480 | ₹0.0 | 0 | 0 | 0 |
| 0 | 0 | 0 | ₹0.0 | 500 | ₹1.2 | 2 | +2 | 2 |
| 0 | 0 | 0 | ₹79.0 | 520 | ₹2.3 | 249 | +99 | 206 |
| 1 | 0 | 0 | ₹65.0 | 530 | ₹3.3 | 225 | +61 | 160 |
| 4 | +3 | 6 | ₹49.9 | 540 | ₹5.1 | 120 | +36 | 144 |
| 2 | +1 | 1 | ₹40.0 | 550 | ₹7.3 | 207 | +72 | 406 |
| 34 | 0 | 0 | ₹37.5 | 560 | ₹10.1 | 177 | +39 | 312 |
| 34 | +13 | 36 | ₹25.8 | 570 | ₹13.3 | 123 | +30 | 217 |
Shaded cells are in the money against the underlying close. Green and red mark the move against the previous close — on the premium for LTP, on the position for change in OI. Settlement prices are the exchange's, not the last trade.
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations, 2015
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015 -ESG Rating
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
| Date | Category | Subject | Filing |
|---|---|---|---|
| 30 Sept 2026, 10:57 pm | Company Update Analyst / Investor Meet | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome | |
| 29 Sept 2026, 6:36 pm | Company Update Analyst / Investor Meet | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome |
| 28 Sept 2026, 7:05 pm | Company Update Analyst / Investor Meet | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome |
| 28 Sept 2026, 6:48 pm | Company Update Analyst / Investor Meet | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome |
| 22 Sept 2026, 6:09 pm | Company Update Appointment of Statutory Auditor/s | Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s |
| 21 Sept 2026, 8:03 pm | Company Update Code of Conduct under SEBI (PIT) Regulations, 2015 | Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations, 2015 |
| 18 Sept 2026, 12:27 pm | Company Update General | Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015 -ESG Rating |
| 17 Sept 2026, 6:39 pm | Company Update Analyst / Investor Meet | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome |
71 schemes · 15 fund houses
| Shares | ||||||
|---|---|---|---|---|---|---|
| Large & Mid Cap Fund | ICICI Prudential Mutual Fund | 2.66 Cr | 1,717.35 | 5.11% | 2.799% | +19.16 L |
| India Opportunities Fund | ICICI Prudential Mutual Fund | 75.93 L | 489.57 | 1.28% | 0.798% | -29,600 |
| Multi Cap FundNEW | Nippon India Mutual Fund | 65.53 L | 422.48 | 0.75% | 0.689% | — |
| Banking & Financial Services Fund | ICICI Prudential Mutual Fund | 53.46 L | 344.69 | 3.04% | 0.562% | -0 |
| Focused Fund | Nippon India Mutual Fund | 46.78 L | 301.59 | 3.49% | 0.492% | -0 |
| LARGE CAP FUND | Nippon India Mutual Fund | 46.4 L | 299.15 | 0.55% | 0.488% | -0 |
| LARGE & MID CAP FUND | Tata Mutual Fund | 46 L | 296.59 | 3.86% | 0.483% | -0 |
| BANKING & FINANCIAL SERVICES FUND | Nippon India Mutual Fund | 38.94 L | 251.05 | 3.17% | 0.409% | -0 |
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 9,276 | 9,277 | 10,677 | 13,667 | 16,968 | 18,072 | 19,900 | |
| Interest | 1,301 | 1,043 | 1,027 | 1,648 | 2,595 | 3,178 | 3,072 |
| Expenses | 6,618 | 7,223 | 7,953 | 9,444 | 11,460 | 12,731 | 14,587 |
| Financing profit | 1,358 | 1,011 | 1,696 | 2,575 | 2,913 | 2,163 | 2,241 |
| Financing margin % | 14.6% | 10.9% | 15.9% | 18.8% | 17.2% | 12% | 11.3% |
| Other income | 476 | 436 | 624 | 619 | 515 | 565 | 808 |
| Depreciation | 104 | 123 | 149 | 164 | 197 | 147 | 136 |
| Profit before tax | 1,730 | 1,324 | 2,172 | 3,031 | 3,232 | 2,581 | 2,913 |
| Tax | 485 | 339 | 556 | 772 | 824 | 664 | 746 |
| Tax % | 28% | 25.6% | 25.6% | 25.5% | 25.5% | 25.7% | 25.6% |
| PAT | 1,245 | 985 | 1,616 | 2,258 | 2,408 | 1,916 | 2,167 |
| EPS (₹) | 13.4 | 10.5 | 17.2 | 23.9 | 25.4 | 20.2 | 22.8 |
| EPS adjusted (₹) | — | 10.5 | 17.1 | 23.9 | 25.3 | 20.1 | 22.8 |
| 0% | 9.5% | 14.6% | 10.5% | 9.8% | 12.4% | — | |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | — | 941 | 943 | 946 | 951 | 951 | 952 |
| Reserves | — | 5,362 | 6,810 | 8,884 | 11,133 | 12,830 | 14,774 |
| 17,365 | 18,068 | 22,982 | 31,110 | 39,891 | 44,947 | 44,064 | |
| — | 2,643 | 3,913 | 4,606 | 6,196 | 6,817 | 6,539 | |
| Total equity & liabilities | — | 27,013 | 34,648 | 45,546 | 58,171 | 65,546 | 66,328 |
| — | 308 | 439 | 551 | 542 | 320 | 219 | |
| CWIP | — | 0 | 0 | 6 | 0 | 0 | 0 |
| Investments | 1 | 958 | 1,297 | 2,140 | 3,519 | 6,235 | 6,374 |
| — | 25,747 | 32,911 | 42,849 | 54,110 | 58,990 | 59,735 | |
| Total assets | — | 27,013 | 34,648 | 45,546 | 58,171 | 65,546 | 66,328 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| 692 | -4,391 | -6,671 | -5,452 | -2,140 | 493 | |
| -997 | -538 | -921 | -1,457 | -2,491 | 245 | |
| 432 | 5,045 | 7,824 | 8,401 | 4,687 | -1,172 | |
| Net cash flow | 127 | 115 | 232 | 1,492 | 55 | -434 |
| Free cash flow | 635 | -4,491 | -6,764 | -5,526 | -2,196 | 459 |
| CFO / Operating profit % | 33.7% | -161.2% | -158% | -99% | -40.1% | 9.3% |