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Nalin Lease Finance Ltd (NLFL) · mywealthgrid

About

Nalin Lease Finance Ltd operates in Non Banking Financial Company (NBFC) within the Financials sector.

Face value: ₹10

Market cap

₹25 Cr

P/E

19.9×

P/B

0.8×

Dividend yield

ROE

13%

ROCE

—

Debt / equity

0.12

OPM

70.6%

EPS (TTM)

₹1.9

Book value

₹48.1

52-week high

₹55.1

52-week low

₹36.4

₹38.4-25.1%1Y

Beta

0.86

Moves with the index

Volatility (1y)

59.8%

Annualised, daily returns

RSI (14)

Neither overbought nor oversold

Rel. strength (1y)

-36.8%

Behind the market

Beta is measured against NIFTY 50 over three years of weekly returns — 1 moves with the index, above 1 amplifies it, below 1 damps it.

Quick read

rule-based

Pros

+Healthy operating margin of 70.6%
+Profit CAGR of 24.8% over the last 5 years
+Comfortable interest coverage of 13×
+High promoter holding of 74.9% with no pledge

Cons

No red flags triggered.

Research score

Structured signal from quality, growth, valuation and momentum.

50/100

Business quality: 78
Growth: 31
Valuation: 76
Momentum

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	2	3	3	4	5	5	6	6	7
Interest	—	0	1	1	1	0	0	0	0
Expenses	1	1	1	1	2	2	2	2	2
Financing profit	—	1	1	2	2	3	3	4	4
Financing margin %	—	49.2%	40.1%	47.4%	49.6%	67.5%	61.3%	66.2%	64.2%
Other income	0	0	—	—	0	0	0	0	1
Depreciation	—	—	—	0	—	—	—	—	0
Profit before tax	1	1	1	2	3	3	4	4	5
Tax	—	—	—	0	1	1	1	1	1
Tax %	—	—	—	27%	28.2%	23.6%	25.9%	25%	25.5%
PAT	1	1	1	1	2	3	3	3	4
EPS (₹)	—	—	3.1	3.9	3	3.9	4	4.6	5.9
EPS adjusted (₹)	—	—	—	1.9	3	3.8	4	4.6	5.9
	—	—	0%	0%	0%	13%	0%	0%	0%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024

₹ Cr	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity capital	7	7	7	7	7	7
Reserves	10	13	16	18	21	25
	7	4	0	0	2	4
	0	1	1	1	1	2
Total equity & liabilities	24	25	24	26	30	37
	—	—	0	1	1	1
CWIP	—	—	—	0	0	0
Investments	—	1	1	1	5	10
	24	24	23	24	25	26
Total assets	24	25	24	26	30	37

₹ Cr	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	1	4	2	1	4	1
	0	0	-1	-1	-4	-5
	-1	-2	-4	-0	1	3
Net cash flow	—	3	-3	0	0	-1
Free cash flow	—	—	2	0	3	1
CFO / Operating profit %	44.4%	125.2%	61.7%	22.1%	93.8%	24.2%

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	54.8%	62.8%	71.1%	64.7%	69.3%	63%	67.5%	70.6%
EBIT margin %	54.8%	62.8%	69.7%	64.7%	69.3%	63%	67.5%	68.1%
PAT margin %	54.4%	28.9%	33.4%	40%	51.5%	46.4%	51.9%	57.7%
Working capital
Receivable days	—	—	—	—	—	—	—	—
Inventory days	—	—	3	8	15	16	14	9
Payable days	—	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	—	—	2.73	1.36	0.05	0.13	0.4	0.78
Debt to equity	—	—	0.46	0.22	0.01	0.02	0.06	0.12
Interest coverage	11.1	2.7	2.9	4.7	37.7	36.1	50.9	13
Asset turnover	—	—	0.16	0.2	0.21	0.21	0.19	0.18
Return ratios
Return on assets %	—	—	5.3%	7.9%	10.7%	10%	9.9%	10.3%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	—	—	7.8%	10%	11.2%	10.5%	10.8%	12.2%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	71.04%	71.2%	71.39%	71.39%	71.39%	71.39%	71.39%	71.9%	72.06%	73.3%	74.87%	74.87%
FII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
DII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	28.96%	28.8%	28.61%	28.61%	28.61%	28.61%	28.61%	28.1%	27.94%	26.7%	25.13%	25.13%
No. of shareholders	—	—	—	—	—	—	—	—	3,305	3,231	3,155	3,117

Promoter holding up 3.83 percentage points since Sep 2023.

12 deals · 13 Feb 2024 – 29 Jul 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
29 Jul 2026	NPLUS CONSULTANTS PRIVATE LIMITED	Bulk	BSE	Buy	66,000	₹37.33	₹0.25 Cr
29 Jul 2026	DILIPKUMAR NALINKANT GANDHI	Bulk	BSE	Sell	66,000	₹37.33	₹0.25 Cr
2 Jun 2026	NPLUS CONSULTANTS PRIVATE LIMITED	Bulk	BSE	Buy	63,000	₹39.63	₹0.25 Cr
2 Jun 2026	DILIPKUMAR NALINKANT GANDHI	Bulk	BSE	Sell	63,000	₹39.54	₹0.25 Cr
27 Mar 2026	PATEL KIRANKUMAR RAMJIBHAI	Bulk	BSE	Sell	39,121	₹39.18	₹0.15 Cr
27 Mar 2026	NPLUS CONSULTANTS PRIVATE LIMITED	Bulk	BSE	Buy	35,084	₹39.17	₹0.14 Cr
23 Mar 2026	NPLUS CONSULTANTS PRIVATE LIMITED	Bulk	BSE	Buy	42,080	₹40.60	₹0.17 Cr
13 Mar 2026	PATEL KIRANKUMAR RAMJIBHAI	Bulk	BSE	Sell	34,300	₹44.26	₹0.15 Cr
13 Mar 2026	NPLUS CONSULTANTS PRIVATE LIMITED	Bulk	BSE	Buy	34,200	₹44.27	₹0.15 Cr
10 Dec 2025	NLFL COMMERCIALS PRIVATE LIMITED	Bulk	BSE	Buy	36,699	₹46.31	₹0.17 Cr

1–10 of 12

1 / 2

Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Mr. DILIPKUMAR NALINKANT GANDHIExecutive Director-Chairperson related to Promoter
Mrs. PALLAVIBEN DILIPKUMAR GANDHIExecutive Director
Nikulkumar K . PatelChief Financial Officer
Mr. HARSH DILIPKUMAR GANDHIExecutive Director-MD
Mr. ASHWINBHAI MAGANBHAI PRAJAPATINon-Executive - Independent Director
Mr. HIRENKUMAR SATISHKUMAR SONINon-Executive - Independent Director
Mr. SAMSAD ALAM KHANNon-Executive - Independent Director
Mr. Swati Ajay ShahCompliance Officer & Company Secretary

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Nalin Lease Finance Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

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Events

Upcoming dates and the company’s corporate-action history.

1

Dividend dividend30 Aug 2021 · ex-date₹0.5

1

Board meeting to consider results17 Jul 2026

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

12 announcementsExport CSV

1 Sept 2026, 12:41 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

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Date	Category	Subject	Filing
1 Sept 2026, 12:41 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF
31 Aug 2026, 1:56 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF
29 Aug 2026, 5:34 pm	Others Reg. 34 (1) Annual Report	Reg. 34 (1) Annual Report.	PDF
29 Aug 2026, 5:28 pm	AGM/EGM AGM	Notice Of 35Th Annual General Meeting (AGM) And Annual Report For The Financial Year 2025-26	PDF
27 Aug 2026, 2:34 pm	AGM/EGM AGM	Intimation Of 35Th Annual General Meeting (AGM) Scheduled To Be Held On Thursday, 24Th September, 2026 Through Video Conference (Vc) / Other Audio Visual Means (Oavm) And Book Closure & Cut Off Date.	PDF
30 Jul 2026, 3:56 pm	Insider Trading / SAST Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011	Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011	PDF
30 Jul 2026, 3:54 pm	Insider Trading / SAST Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011	Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011	PDF
18 Jul 2026, 3:24 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF

Nalin Lease Finance Ltd

Nalin Lease Finance Ltd

About

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

1

1

Announcements

Not in the F&O segment

No fund holdings on record

1

1

Announcements

Annual reports

Compounded sales growth

Compounded profit growth

Stock price CAGR

Return on equity

Nalin Lease Finance Ltd

Nalin Lease Finance Ltd

About

Risk & technicals

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Compounded returns

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

Dividends1

Board meetings1

Announcements

Not in the F&O segment

No fund holdings on record

Ratio timeline

Dividends1

Board meetings1

Announcements

Annual reports

Quarterly record

Bulk & block deals

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Stock price CAGR

Return on equity

1

1

1

1