ICICI Bank (ICICIBANK) · mywealthgrid

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About

ICICI Bank is a full-service private bank with a strong retail franchise and digital-first distribution. With a market cap of ₹10,14,586 Cr and ROE of 15.44%, it is a major player in India's private banking sector. Standalone net profit of ₹16,276 Cr (Jun 2026) demonstrates operational scale.

Founded: 1994
Face value: ₹2

Market cap

₹9,38,403 Cr

P/E

16.7×

P/B

2.5×

Dividend yield

1.8%

ROE

15.4%

ROCE

7.2%

Debt / equity

0.58

OPM

26.8%

EPS (TTM)

₹78.7

Book value

₹526.3

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

FII shareholding surged from 34.49% (Mar 2026) to 49.82% (Jun 2026) while public holdings collapsed from 25.34% to 7.65%, concentrating foreign ownership. Verify drivers and implications for decision-making.
Operating margins gyrate between 15.67% and 71.84% quarterly, indicating earnings volatility or accounting inconsistency. Clarify whether this reflects provisioning, one-time items, or operating factors.
Stock returned -1.62% over one year despite net profit growth, suggesting valuation repricing or sector headwinds. Compare against peer returns to contextualize.
Debt-to-equity of 0.58 appears moderate, but verify alignment with banking-sector capital adequacy and regulatory norms.

Generated analysis · source review pending

Growth drivers

Net profit grew 43.8% from ₹11,317.86 Cr (Dec 2025) to ₹16,276.22 Cr (Jun 2026); verify whether this reflects sustainable credit growth, NII expansion, or one-time provisioning relief.
EPS increased 36% from ₹15.84 (Dec 2025) to ₹21.54 (Jun 2026); verify whether this pace reflects operating earnings growth or capital-structure changes like buybacks.
Digital-first distribution is noted as competitive positioning; verify deposit-growth rates and customer-acquisition efficiency versus peer banks to confirm advantage.

Generated analysis · source review pending

2,528 historical price candles were omitted because the exchange source has not been verified.

₹1,310.6+1.4%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 26.8%
+Profit CAGR of 24.1% over the last 5 years
+Revenue CAGR of 17% over the last 5 years
+Dividend payout of 29.2% of profit

Cons

−Weak interest coverage of 1.9×

Research score

Structured signal from quality, growth, valuation and momentum.

53/100

Business quality: 40
Growth: 53
Valuation: 66

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Part ofNIFTY 50 NIFTY 100 NIFTY 200 NIFTY 500 NIFTY TOTAL MARKET

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
HDFC BankHDFCBANKHDFCBANK	₹11,10,742 Cr	₹16,99,226 Cr	₹3,51,819 Cr	₹1,50,194 Cr	41.6%	₹79,013 Cr	21.8%	7.1%	13.8%	—
ICICI BankICICIBANKICICIBANK	₹9,38,403 Cr	₹11,58,667 Cr	₹1,98,379 Cr	₹49,020 Cr	26.8%	₹56,357 Cr	29.7%	7.2%	15.4%	—
State Bank of IndiaSBINSBIN	₹8,80,692 Cr	₹16,57,994 Cr	₹5,25,951 Cr	₹2,36,906 Cr	45.9%	₹87,755 Cr	16.8%	6.1%	15.1%	—
Bajaj FinanceBAJFINANCEBAJFINANCE	₹5,90,080 Cr	₹10,25,192 Cr	₹86,164 Cr	₹58,574 Cr	68%	₹20,304 Cr	23.6%	—	18.1%	—
Life Insurance Corporation Of IndiaLICILICI	₹4,95,690 Cr	—	₹9,96,996 Cr	₹0 Cr	—	₹60,080 Cr	5.9%	—	37.6%	—
National Stock Exchange of India LtdNSENSE	₹4,30,972 Cr	₹4,35,023 Cr	₹16,601 Cr	—	—	₹10,302 Cr	62.1%	3.3%	33%	—
Kotak Mahindra BankKOTAKBANKKOTAKBANK	₹4,16,112 Cr	₹5,11,505 Cr	₹70,887 Cr	₹16,835 Cr	26.7%	₹20,354 Cr	27.6%	6.9%	11.5%	—
Axis BankAXISBANKAXISBANK	₹3,78,299 Cr	₹6,58,810 Cr	₹1,35,732 Cr	₹81,034 Cr	60.7%	₹27,822 Cr	20%	6.2%	13.2%	—
Bajaj FinservBAJAJFINSVBAJAJFINSV	₹2,77,303 Cr	₹7,05,550 Cr	₹1,57,642 Cr	₹59,568 Cr	37.7%	₹10,144 Cr	13.1%	—	13%	—
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
SBI Life InsuranceSBILIFESBILIFE	₹1,72,160 Cr	—	₹1,20,361 Cr	₹0 Cr	—	₹2,601 Cr	2.2%	—	13.8%	—
ICICI Prudential Asset Management Company LimitedICICIAMCICICIAMC	₹1,52,462 Cr	₹1,52,462 Cr	₹5,765 Cr	₹4,294 Cr	74.5%	₹3,298 Cr	57.2%	—	85.8%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	59,294	60,940	62,162	71,982	84,836	89,163	95,407	1,21,067	1,59,516	1,86,331	1,95,218
Interest	33,996	34,836	34,262	39,178	44,666	42,659	41,167	50,543	74,108	89,028	89,029
Expenses	40,790	48,170	73,729	84,721	86,532	92,649	80,649	87,733	99,499	1,30,015	1,42,910
Financing profit	-15,492	-22,066	-45,828	-51,917	-46,362	-46,145	-26,409	-17,210	-14,092	-32,712	-36,720
Financing margin %	-26.1%	-36.2%	-73.7%	-72.1%	-54.7%	-51.8%	-27.7%	-14.2%	-8.8%	-17.6%	-18.8%
Other income	42,102	52,458	56,755	59,245	64,775	72,030	62,129	65,112	76,522	1,08,255	1,16,900
Depreciation	—	—	—	—	—	—	1,479	1,646	1,996	2,690	3,123
Profit before tax	—	—	10,978	7,408	18,589	26,028	34,996	47,255	61,508	73,004	77,320
Tax	—	—	1,879	1,719	7,363	5,664	8,457	11,793	15,428	18,435	19,384
Tax %	—	—	17.1%	23.2%	39.6%	21.8%	24.2%	25%	25.1%	25.3%	25.1%
PAT	10,927	11,340	9,100	5,689	11,225	20,364	26,538	35,461	46,081	54,569	57,936
EPS (₹)	17.5	15.9	12	6.6	14.8	27.3	36.2	14.1	63.2	72.4	75.9
EPS adjusted (₹)	17.1	17.7	12.1	6.7	15.1	26.8	37.2	50.2	64.5	71.9	76.1
	28.5%	15.7%	12.5%	15.1%	0%	7.3%	13.8%	56.7%	15.8%	15.2%	15.8%
Gross NPA %	—	—	9.5%	7.1%	5.9%	5.2%	3.7%	2.8%	2.2%	1.7%	1.4%
Net NPA %	—	—	5.2%	2.2%	1.5%	1.3%	0.8%	0.5%	0.5%	0.4%	0.4%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	1,160	1,163	1,165	1,286	1,289	1,295	1,383	1,390	1,397	1,405	1,425	1,432
Reserves	83,537	92,941	1,03,461	1,09,338	1,12,959	1,21,662	1,56,201	1,80,396	2,12,340	2,68,628	3,27,318	3,75,457
Deposits	3,85,955	4,51,077	5,12,587	5,85,796	6,81,317	8,00,784	9,59,940	10,91,366	12,10,832	14,43,580	16,41,637	18,30,020
Borrowings	2,11,252	2,20,378	1,88,287	2,29,402	2,10,324	2,13,852	1,43,900	1,61,603	1,89,062	2,07,428	2,18,883	2,20,264
Other liabilities	1,44,175	1,53,197	1,80,543	1,98,459	2,32,904	2,39,699	3,12,388	3,17,883	3,44,860	4,43,023	4,52,978	4,87,324
Total equity & liabilities	8,26,079	9,18,756	9,86,043	11,24,281	12,38,794	13,77,292	15,73,812	17,52,637	19,58,491	23,64,063	26,42,241	29,14,498
Fixed assets	5,871	8,713	9,338	9,465	9,660	10,409	10,809	10,605	10,969	13,240	15,812	17,420
Investments	3,02,762	2,86,044	3,04,502	3,72,208	3,98,201	4,43,473	5,36,579	5,67,098	6,39,552	8,27,163	8,86,377	8,70,720
	5,17,446	6,23,999	6,72,203	7,42,608	8,30,933	9,23,411	10,26,424	11,74,934	13,07,970	15,23,660	17,40,052	20,26,358
Total assets	8,26,079	9,18,756	9,86,043	11,24,281	12,38,794	13,77,292	15,73,812	17,52,637	19,58,491	23,64,063	26,42,241	29,14,498

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	23,645	52,636	19,383	48,671	79,565	1,38,015	58,111	-3,771	1,57,284	1,22,805	67,325
	-11,819	-1,606	-50,573	-30,147	-42,308	-62,987	-39,321	-68,005	-1,45,931	-77,288	-13,014
	5,814	-35,470	39,676	-19,997	2,992	-54,667	17,451	24,791	13,765	5,589	-4,661
Net cash flow	17,399	15,455	—	—	—	20,362	36,241	-46,986	25,118	51,106	49,651
Free cash flow	22,797	51,319	18,341	47,523	77,691	1,36,339	58,111	-3,771	1,57,284	1,22,805	67,325
CFO / Operating profit %	—	—	—	—	—	—	393.8%	-11.3%	262.1%	218.1%	128.7%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Retail Banking	1,62,394.21	23,244.23	8,78,848.27	12,20,339.34	—	—
Treasury	1,38,430.36	17,250.94

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Ratios

Annual operating, return, leverage and working-capital ratios.

Consolidated Standalone

Consolidated figures

Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
PAT margin %	7.9%	13.2%	22.8%	27.8%	29.3%	28.9%	29.3%	29.7%
Return ratios
Return on assets %	0.5%	0.8%	1.3%	1.5%	1.8%	1.9%	2.1%	2%
Return on capital employed %	4.8%	5.9%	5.7%	5.6%	6.4%	7.6%	7.9%	7.2%
Return on equity %	5%	9.1%	12.9%	14.6%	16.6%	17.1%	16.6%	15.4%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Margin, working-capital and leverage ratios are omitted: a bank funds itself with deposits and books interest as its cost of revenue, so they would measure something other than what they name.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoter	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	44.38%	43.64%	44.78%	45.47%	46.21%	45.69%	45.82%	46.76%	45.56%	43.87%	34.49%	49.82%
	45.51%	46.24%	45.34%	44.7%	44.17%	44.95%	44.78%	43.9%	45.06%	46.73%	39.95%	42.31%
	0.26%	0.27%	0.28%	0.28%	0.27%	0.27%	0.27%	0.27%	0.27%	0.27%	0.22%	0.22%
	9.85%	9.85%	9.6%	9.55%	9.35%	9.09%	9.13%	9.07%	9.11%	9.13%	25.34%	7.65%
No. of shareholders	17,90,879	18,02,207	17,85,572	18,03,051	18,12,907	18,45,311	19,02,503	18,75,924	20,20,382	21,39,595	20,82,901	21,04,810

Promoter holding up 0 percentage points since Sep 2023.

119 deals · 22 Sept 2021 – 24 Jun 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
24 Jun 2026	THE MTBJ LTD. AS TRST FOR GOVRNMNT PENSION INVSTMNT FUND MUTB400045794	Block	NSE	Buy	9,67,959	₹1,338.30	₹129.54 Cr
24 Jun 2026	THE MTBJ LTD. AS TRST FOR GOVRNMNT PENSION INVSTMNT FUND MTBJ400045828	Block	NSE	Sell	9,67,959	₹1,338.30	₹129.54 Cr
10 Dec 2025	PI OPPORTUNITIES AIF V LLP	Block	NSE	Buy	10,94,092	₹1,361.00	₹148.91 Cr
10 Dec 2025	AZIM PREMJI TRUST (API)	Block	NSE	Sell	10,94,092	₹1,361.00	₹148.91 Cr
18 Nov 2025	RELIANCE TRUST INSTITUTIONAL RETIREMENT TRUST SERIES ELEVEN	Block	NSE	Sell	52,06,518	₹1,379.00	₹717.98 Cr
18 Nov 2025	GQG PARTNERS INTERNATIONAL EQUITY CIT	Block	NSE	Buy	52,06,518	₹1,379.00	₹717.98 Cr
18 Nov 2025	GQG PARTNERS GLOBAL EQUITY CIT	Block	NSE	Buy	24,68,582	₹1,379.00	₹340.42 Cr
18 Nov 2025	RELIANCE TRUST INSTITUTIONAL RETIREMENT TRUST SERIES TEN	Block	NSE	Sell	24,68,582	₹1,379.00	₹340.42 Cr
18 Nov 2025	RELIANCE TRUST INSTITUTIONAL RETIREMENT TRUST SERIES TWELVE	Block	NSE	Sell	17,92,287	₹1,379.00	₹247.16 Cr
18 Nov 2025	GQG PARTNERS EMERGING MARKETS EQUITY CIT	Block	NSE	Buy	17,92,287	₹1,379.00	₹247.16 Cr

1–10 of 119

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Mr. Pradeep Kumar SinhaNon-Executive - Independent Director-Chairperson
Mr. G. SrinivasChief Risk Officer
Mr. Subramanian MadhavanNon-Executive - Independent Director
Mr. Balasubramanyam SriramNon-Executive - Independent Director
Ms. Vibha Paul RishiNon-Executive - Independent Director
Mr. Rohit BhasinNon-Executive - Independent Director
Mr. Punit SoodNon-Executive - Independent Director
Ms. Iyer Vijayalakshmi RNon-Executive - Independent Director
Mr. Ashwani BhatiaNon-Executive - Independent Director
Mr. Sandeep Suraj BakhshiExecutive Director-CEO-MD
Mr. Sandeep BatraExecutive Director

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F&O

Current futures and options contracts with compact option-chain pages.

End of day 30 Sept 2026 · underlying ₹1,321.7 · volume and open interest in contracts

3

Expiry	Close	Chg	% Chg	Settlement	Open interest	Change in OI	Volume	Lot size
27 Oct 2026	₹1,329.0	+22.3	+1.7%	₹1,329.0	1.8 L	-2,436	16,251	700
23 Nov 2026	₹1,336.3	+21.5	+1.6%	₹1,336.3	10,300	+332	1,106	700
29 Dec 2026	₹1,344.0	+32.6	+2.5%	₹1,344.0	124	+124	155	700

Open the chart icon on a row for that contract's close over 103 stored sessions, with open interest as bars beneath it.

51

27 Oct 2026 23 Nov 2026 29 Dec 2026

Calls				Strike	Puts
OI	Chg OI	Volume	LTP	—	LTP	Volume	Chg OI	OI
0	0	0	₹0.0	1,100

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

Portfolio month

Schemes holding

376

across 25 fund houses

Held by these funds

16.92%

of the company's equity

All mutual funds

29.6%

shareholding pattern, Jun 2026

Portfolios as of

August 2026

compared with July 2026

376 schemes · 25 fund houses

		Shares
Nifty 50 ETF	SBI Mutual Fund	13.9 Cr	20,203.69	9.45%	1.941%	+7.31 L
BSE Sensex ETF	SBI Mutual Fund	9.59 Cr	13,899.2	11.4%	1.339%	+9.5 L
Parag Parikh Flexi Cap Fund	PPFAS Mutual Fund	5.75 Cr	8,363.01	5.67%	0.803%	-0
Large Cap Fund	ICICI Prudential Mutual Fund	5.15 Cr	7,492.02	9.34%	0.72%	-0
ETF NIFTY 50 BEES	Nippon India Mutual Fund	4.36 Cr	6,340.26	9.45%	0.609%	+8.76 L
Value Fund	ICICI Prudential Mutual Fund	3.88 Cr	5,648.54	9.4%	0.543%	-27.53 L
Large Cap Fund	SBI Mutual Fund	3.29 Cr	4,776.39	8.66%	0.459%	-0
Nifty 50 ETF	ICICI Prudential Mutual Fund	2.89 Cr	4,206.14	9.45%	0.404%	+6.98 L

1–8 of 376

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

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Events

Upcoming dates and the company’s corporate-action history.

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

22 announcementsExport CSV

1 Oct 2026, 5:02 pmCompany Update

Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015

General PDF

1 Oct 2026, 1:52 pmCompany Update

Newspaper Advertisement - Special Window For Transfer And Dematerialisation Of Physical Securities

General PDF

29 Sept 2026, 8:09 pmCompany Update

Filing Of Amendment To The Annual Securities Report Filed With Director Of Kanto Regional Finance Bureau On September 18, 2026

General PDF

22 Sept 2026, 6:34 pmInsider Trading / SAST

Closure of Trading Window

Closure of Trading Window PDF

22 Sept 2026, 6:27 pmBoard Meeting

Board Meeting Intimation for Approval Of Financial Results

Exchange filing PDF

22 Sept 2026, 9:52 amCompany Update

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

Allotment of ESOP / ESPS PDF

18 Sept 2026, 6:18 pmCompany Update

Filing Of Annual Securities Report With Director Of Kanto Regional Finance Bureau

General PDF

17 Sept 2026, 5:18 pmCompany Update

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

Allotment of ESOP / ESPS PDF

Date	Category	Subject	Filing
1 Oct 2026, 5:02 pm	Company Update General	Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015	PDF
1 Oct 2026, 1:52 pm	Company Update General	Newspaper Advertisement - Special Window For Transfer And Dematerialisation Of Physical Securities

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ICICI Bank

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Segment results

Ratios

Shareholding

F&O

3

51

Fund holders

Documents

Announcements

Events

Announcements

1

18

2

3

51

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Segment results

Compounded sales growth

Compounded profit growth

Return on equity

General Insurance · revenue

ICICI Bank

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Segment results

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Futures3

Option chain51

Fund holders

Documents

Announcements

Events

Announcements

Ratio timeline

Quarterly record

Bulk & block deals

Board and management

Upcoming and recent1

Dividends18

Board meetings2

Futures3

Option chain51

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Profit & loss

Balance sheet

Cash flow

Segment results

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

General Insurance · revenue

3

51

1

18

2

3

51