Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 52,739 | 54,156 | 54,966 | 63,401 | 74,798 | 79,118 | 86,375 | 1,09,231 | 1,42,891 | 1,63,264 | 1,69,946 | |
| Interest | 31,515 | 32,419 | 31,940 | 36,386 | 41,531 | 40,129 | 38,908 | 47,103 | 68,585 | 82,099 | 81,871 |
| Expenses | 20,751 | 29,963 | 33,011 | 37,750 | 35,668 | 37,775 | 34,059 | 38,084 | 41,053 | 44,842 | 50,074 |
| Financing profit | 473 | -8,226 | -9,985 | -10,735 | -2,401 | 1,214 | 13,408 | 24,045 | 33,253 | 36,322 | 38,002 |
| Financing margin % | 0.9% | -15.2% | -18.2% | -16.9% | -3.2% | 1.5% | 15.5% | 22% | 23.3% | 22.3% | 22.4% |
| Other income | 15,323 | 19,504 | 17,420 | 14,512 | 16,449 | 18,969 | 18,518 | 19,831 | 22,958 | 28,507 | 30,758 |
| Depreciation | — | — | — | — | — | — | 1,316 | 1,455 | 1,723 | 2,213 | 2,541 |
| Profit before tax | 12,196 | 11,279 | 7,435 | 3,777 | 14,048 | 20,183 | 30,609 | 42,421 | 54,488 | 62,616 | 66,218 |
| Tax | 2,469 | 1,478 | 657 | 413 | 6,117 | 3,990 | 7,269 | 10,525 | 13,600 | 15,389 | 16,072 |
| Tax % | 20.3% | 13.1% | 8.8% | 11% | 43.6% | 19.8% | 23.8% | 24.8% | 25% | 24.6% | 24.3% |
| PAT | 9,726 | 9,801 | 6,777 | 3,363 | 7,931 | 16,193 | 23,339 | 31,897 | 40,888 | 47,227 | 50,147 |
| EPS (₹) | 16.8 | 16.9 | 10.6 | 5.2 | 12.3 | 24 | 33.7 | 45.8 | 58.4 | 67 | 70.2 |
| EPS adjusted (₹) | 15.2 | 15.3 | 10.5 | 5.2 | 12.3 | 23.4 | 33.6 | 45.7 | 58.2 | 66.3 | 70 |
| 29.8% | 14.8% | 14.2% | 19.1% | 0% | 8.3% | 14.9% | 17.5% | 17.1% | 16.4% | 17.1% | |
| Gross NPA % | 5.8% | 7.9% | 8.8% | 7.4% | 6% | 5.3% | 3.6% | 2.8% | 2.2% | 1.7% | 1.4% |
| Net NPA % | 3% | 4.9% | 4.8% | 2.3% | 1.5% | 1.2% | 0.8% | 0.5% | 0.4% | 0.4% | 0.3% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 1,160 | 1,163 | 1,165 | 1,286 | 1,289 | 1,295 | 1,383 | 1,390 | 1,397 | 1,405 | 1,425 | 1,432 |
| Reserves | 79,262 | 88,566 | 98,780 | 1,03,868 | 1,07,074 | 1,15,206 | 1,46,123 | 1,68,856 | 1,98,558 | 2,35,589 | 2,88,582 | 3,33,257 |
| Deposits | 3,61,563 | 4,21,426 | 4,90,039 | 5,60,975 | 6,52,920 | 7,70,969 | 9,32,522 | 10,64,572 | 11,80,841 | 14,12,825 | 16,10,348 | 17,94,625 |
| Borrowings | 1,72,417 | 1,74,807 | 1,47,556 | 1,82,859 | 1,65,320 | 1,62,897 | 91,631 | 1,07,231 | 1,19,325 | 1,24,968 | 1,23,538 | 1,24,994 |
| Other liabilities | 31,727 | 34,733 | 34,251 | 30,202 | 37,856 | 47,998 | 58,773 | 69,249 | 84,086 | 96,728 | 94,347 | 1,18,223 |
| Total equity & liabilities | 6,46,129 | 7,20,695 | 7,71,791 | 8,79,189 | 9,64,459 | 10,98,365 | 12,30,433 | 14,11,298 | 15,84,207 | 18,71,515 | 21,18,240 | 23,72,531 |
| Fixed assets | 4,726 | 7,577 | 7,805 | 7,904 | 7,931 | 8,410 | 8,878 | 9,374 | 9,600 | 10,860 | 12,839 | 13,922 |
| Investments | 1,86,580 | 1,60,412 | 1,61,507 | 2,02,994 | 2,07,733 | 2,49,531 | 2,81,287 | 3,10,241 | 3,62,330 | 4,61,942 | 5,04,757 | 4,92,217 |
| 4,54,824 | 5,52,706 | 6,02,480 | 6,68,291 | 7,48,795 | 8,40,423 | 9,40,269 | 10,91,683 | 12,12,277 | 13,98,712 | 16,00,644 | 18,66,391 | |
| Total assets | 6,46,129 | 7,20,695 | 7,71,791 | 8,79,189 | 9,64,459 | 10,98,365 | 12,30,433 | 14,11,298 | 15,84,207 | 18,71,515 | 21,18,240 | 23,72,531 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 22,428 | 39,223 | 13,304 | 38,419 | 78,449 | 1,24,093 | 55,047 | 7,690 | 81,657 | 1,22,357 | 64,726 | |
| -3,950 | 7,045 | -38,969 | -23,875 | -37,107 | -53,491 | -35,035 | -65,751 | -62,649 | -69,582 | -16,328 | |
| -585 | -30,379 | 34,118 | -18,251 | -2,645 | -55,935 | 14,868 | 9,426 | 1,076 | -7,296 | -4,573 | |
| Net cash flow | 17,564 | 15,844 | — | — | — | 14,667 | 34,880 | -48,635 | 20,084 | 45,479 | 43,825 |
| Free cash flow | 21,728 | 38,440 | 12,480 | 37,588 | 77,082 | 1,22,663 | 53,436 | 5,670 | 78,782 | 1,18,986 | 61,993 |
| CFO / Operating profit % | — | — | — | 149.8% | — | 300.2% | 105.2% | 10.8% | 80.2% | 103.3% | 54% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 1,62,394.2 | 23,244.23 | 8,78,848.27 | 12,20,339.34 | — | — |
| Treasury | 1,38,409.17 | 17,229.86 |
| 7,61,180.39 |
| 4,84,545.11 |
| 2,76,635.28 |
| 6.23 |
| Wholesale banking | 87,847.28 | 24,488.98 | 6,78,574.42 | 6,44,705.85 | 33,868.57 | 72.31 |
| Other Banking | 4,702.94 | 1,255.38 | 49,768.52 | 7,109.19 | 42,659.33 | 2.94 |
₹ crore by fiscal year