Financials · mywealthgrid

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Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	59,294	60,940	62,162	71,982	84,836	89,163	95,407	1,21,067	1,59,516	1,86,331	1,95,218
Interest	33,996	34,836	34,262	39,178	44,666	42,659	41,167	50,543	74,108	89,028	89,029
Expenses	40,790	48,170	73,729	84,721	86,532	92,649	80,649	87,733	99,499	1,30,015	1,42,910
Financing profit	-15,492	-22,066	-45,828	-51,917	-46,362	-46,145	-26,409	-17,210	-14,092	-32,712	-36,720
Financing margin %	-26.1%	-36.2%	-73.7%	-72.1%	-54.7%	-51.8%	-27.7%	-14.2%	-8.8%	-17.6%	-18.8%
Other income	42,102	52,458	56,755	59,245	64,775	72,030	62,129	65,112	76,522	1,08,255	1,16,900
Depreciation	—	—	—	—	—	—	1,479	1,646	1,996	2,690	3,123
Profit before tax	—	—	10,978	7,408	18,589	26,028	34,996	47,255	61,508	73,004	77,320
Tax	—	—	1,879	1,719	7,363	5,664	8,457	11,793	15,428	18,435	19,384
Tax %	—	—	17.1%	23.2%	39.6%	21.8%	24.2%	25%	25.1%	25.3%	25.1%
PAT	10,927	11,340	9,100	5,689	11,225	20,364	26,538	35,461	46,081	54,569	57,936
EPS (₹)	17.5	15.9	12	6.6	14.8	27.3	36.2	14.1	63.2	72.4	75.9
EPS adjusted (₹)	17.1	17.7	12.1	6.7	15.1	26.8	37.2	50.2	64.5	71.9	76.1
	28.5%	15.7%	12.5%	15.1%	0%	7.3%	13.8%	56.7%	15.8%	15.2%	15.8%
Gross NPA %	—	—	9.5%	7.1%	5.9%	5.2%	3.7%	2.8%	2.2%	1.7%	1.4%
Net NPA %	—	—	5.2%	2.2%	1.5%	1.3%	0.8%	0.5%	0.5%	0.4%	0.4%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	1,160	1,163	1,165	1,286	1,289	1,295	1,383	1,390	1,397	1,405	1,425	1,432
Reserves	83,537	92,941	1,03,461	1,09,338	1,12,959	1,21,662	1,56,201	1,80,396	2,12,340	2,68,628	3,27,318	3,75,457
Deposits	3,85,955	4,51,077	5,12,587	5,85,796	6,81,317	8,00,784	9,59,940	10,91,366	12,10,832	14,43,580	16,41,637	18,30,020
Borrowings	2,11,252	2,20,378	1,88,287	2,29,402	2,10,324	2,13,852	1,43,900	1,61,603	1,89,062	2,07,428	2,18,883	2,20,264
Other liabilities	1,44,175	1,53,197	1,80,543	1,98,459	2,32,904	2,39,699	3,12,388	3,17,883	3,44,860	4,43,023	4,52,978	4,87,324
Total equity & liabilities	8,26,079	9,18,756	9,86,043	11,24,281	12,38,794	13,77,292	15,73,812	17,52,637	19,58,491	23,64,063	26,42,241	29,14,498
Fixed assets	5,871	8,713	9,338	9,465	9,660	10,409	10,809	10,605	10,969	13,240	15,812	17,420
Investments	3,02,762	2,86,044	3,04,502	3,72,208	3,98,201	4,43,473	5,36,579	5,67,098	6,39,552	8,27,163	8,86,377	8,70,720
	5,17,446	6,23,999	6,72,203	7,42,608	8,30,933	9,23,411	10,26,424	11,74,934	13,07,970	15,23,660	17,40,052	20,26,358
Total assets	8,26,079	9,18,756	9,86,043	11,24,281	12,38,794	13,77,292	15,73,812	17,52,637	19,58,491	23,64,063	26,42,241	29,14,498

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	23,645	52,636	19,383	48,671	79,565	1,38,015	58,111	-3,771	1,57,284	1,22,805	67,325
	-11,819	-1,606	-50,573	-30,147	-42,308	-62,987	-39,321	-68,005	-1,45,931	-77,288	-13,014
	5,814	-35,470	39,676	-19,997	2,992	-54,667	17,451	24,791	13,765	5,589	-4,661
Net cash flow	17,399	15,455	—	—	—	20,362	36,241	-46,986	25,118	51,106	49,651
Free cash flow	22,797	51,319	18,341	47,523	77,691	1,36,339	58,111	-3,771	1,57,284	1,22,805	67,325
CFO / Operating profit %	—	—	—	—	—	—	393.8%	-11.3%	262.1%	218.1%	128.7%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Retail Banking	1,62,394.21	23,244.23	8,78,848.27	12,20,339.34	—	—
Treasury	1,38,430.36	17,250.94