Goenka Business & Finance Ltd (GBFL)

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Goenka Business & Finance Ltd (GBFL) · mywealthgrid

About

Goenka Business & Finance Ltd operates in Non Banking Financial Company (NBFC) within the Financials sector.

Face value: ₹10

Market cap

₹19 Cr

P/E

—

P/B

—

Dividend yield

3.5%

ROE

—

ROCE

—

Debt / equity

—

OPM

17.6%

EPS (TTM)

₹-0.7

Book value

—

52-week high

—

52-week low

—

2,008 historical price candles were omitted because the exchange source has not been verified.

₹14.5-10.1%1Y

Quick read

rule-based

Pros

+Profit CAGR of 99.9% over the last 3 years
+Revenue CAGR of 96.8% over the last 5 years
+Dividend yield of 3.5%

Cons

−Low return on equity of 3.3% (3-yr avg)
−Weak interest coverage of 1.3×
−Low promoter holding of 14.9%

Research score

Structured signal from quality, growth, valuation and momentum.

48/100

Business quality: 22
Growth: 75

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2026
	2	2	7	5	186	1,420	249	86	157
Interest	—	—	—	1	19	16	10	11	22
Expenses	2	2	7	5	167	1,404	239	71	129
Financing profit	—	—	—	-1	0	1	0	3	6
Financing margin %	—	—	—	-20.7%	0.1%	0.1%	0%	4%	3.9%
Other income	—	—	—	—	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0
Profit before tax	0	0	-1	-1	0	1	0	3	7
Tax	0	0	—	—	-0	0	-0	1	2
Tax %	36.4%	27.3%	—	—	-158.8%	36.2%	-180%	35.4%	27.4%
PAT	0	0	-1	-1	0	1	0	2	5
EPS (₹)	—	—	—	-0.7	0.3	0.5	0.1	1.8	3.7
EPS adjusted (₹)	—	—	-0.5	-0.7	0.3	0.5	0.1	1.7	—
	—	—	—	—	0%	0%	0%	0%	13.6%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	—

₹ Cr	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2026
Equity capital	13	13	13	13	13	13	13	—
Reserves	18	16	15	15	16	16	18	—
	—	—	—	0	0	0	0	—
	2	6	149	184	109	94	160	396
Total equity & liabilities	33	36	177	212	138	123	192	396
	0	0	0	0	0	0	0	0
CWIP	—	—	—	—	—	—	—	—
Investments	—	—	—	2	3	3	6	18
	33	36	177	210	135	121	186	378
Total assets	33	36	177	212	138	123	192	396

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	8	2	-10	7	-6	-1	9
	0	-0	-0	-0	0	-0	-6
	0	0	0	0	0	-0	0
Net cash flow	8	2	-10	7	-6	-1	3
Free cash flow	8	2	-10	7	-6	-1	9
CFO / Operating profit %	—	12.4%	-57.8%	71.5%	-37.8%	—	32.9%

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2026
Margins
Gross margin %	—	—	—	11.1%	1.7%	5.9%	24.5%	27.1%
EBITDA margin %	7.8%	-8.9%	3.2%	10.5%	1.2%	4%	17%	17.6%
EBIT margin %	5.2%	-9.5%	2.8%	10.5%	1.2%	4%	16.9%	17.6%
PAT margin %	4.2%	-10%	-16.5%	0.2%	0%	0.1%	2.6%	3.1%
Working capital
Receivable days	—	3	—	0	0	0	0	—
Inventory days	—	283	103	82	11	68	166	162
Payable days	—	—	—	0	0	15	5	—
NWC days	—	—	—	82	11	53	161	—
Leverage
Current ratio	—	—	—	13.73	12.72	12.74	204.78	61.43
Debt to EBITDA	—	—	—	0	0	0	0	—
Debt to equity	—	—	—	0	0	0	0	—
Interest coverage	—	—	0.1	1	1.1	1	1.3	1.3
Asset turnover	—	0.21	0.15	0.88	10.32	2.01	0.45	0.4
Return ratios
Return on assets %	—	-2%	-2.5%	0.2%	0.4%	0.1%	1.1%	1.2%
Return on capital employed %	—	—	—	10%	10.3%	8.2%	9.6%	9.6%
Return on equity %	—	-2.2%	-3%	1.5%	2.1%	0.5%	7%	—

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	14.91%	14.91%	14.91%	14.91%	14.91%	14.91%	14.91%	14.91%	14.91%	14.91%	14.91%	14.91%
FII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
DII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	85.09%	85.09%	85.09%	85.09%	85.09%	85.09%	85.09%	85.09%	85.09%	85.09%	85.09%	85.09%
No. of shareholders	—	—	—	—	—	—	—	—	14,658	14,561	14,273	13,985

Promoter holding up 0 percentage points since Sep 2023.

36 deals · 7 Jan 2022 – 25 Mar 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
25 Mar 2026	KOMALAY INVESTRADE PRIVATE LIMITED	Bulk	BSE	Buy	1,02,669	₹10.82	₹0.11 Cr
5 Mar 2026	TIRTH GEMS	Bulk	BSE	Buy	1,03,726	₹10.58	₹0.11 Cr
4 Mar 2026	TIRTH GEMS	Bulk	BSE	Buy	83,414	₹9.93	₹0.08 Cr
4 Mar 2026	CHANDAR	Bulk	BSE	Sell	70,556	₹9.55	₹0.07 Cr
2 Mar 2026	ADITYA ENTERPRISE	Bulk	BSE	Sell	8,10,000	₹8.70	₹0.70 Cr
2 Mar 2026	TIRTH GEMS	Bulk	BSE	Buy	8,10,000	₹8.70	₹0.70 Cr
24 Dec 2025	SUMAN CHEPURI	Bulk	BSE	Sell	72,397	₹8.59	₹0.06 Cr
24 Dec 2025	SUMAN CHEPURI	Bulk	BSE	Buy	450	₹7.29	₹0.00 Cr
20 Dec 2024	RAJAT KAPOOR	Bulk	BSE	Sell	65,108	₹21.91	₹0.14 Cr
18 Dec 2024	BHAGWAN AGARWAL	Bulk	BSE	Sell	70,200	₹19.88	₹0.14 Cr

1–10 of 36

1 / 4

Mr. YASIN ABDUL SATTAR GORIExecutive Director
Mr. BHAVIKKUMAR S PRAJAPATIExecutive Director
Mr. DARSHIL HEMENDRAKUMAR SHAHNon-Executive - Independent Director
Mr. NIGAMBHAI GOVINDBHAI SATHAVARANon-Executive - Independent Director
Ms. CHARMI UMESHBHAI PARIKHNon-Executive - Independent Director
Mr. Atul Jashwantbhai ShethNon-Executive - Independent Director
Ms. Priya JainCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Goenka Business & Finance Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

1

Final Dividend - Rs. - 0.50001 Oct 2026 · yesterdaydividend

1

Final dividend1 Oct 2026 · ex-date₹0.5

1

Board meeting to consider results14 Aug 2026

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

14 announcementsExport CSV

4 Sept 2026, 7:01 pmOthers

Reg. 34 (1) Annual Report.

Reg. 34 (1) Annual Report PDF

14 Aug 2026, 5:33 pmResult

Results - Financial Results For June 30, 2026

Financial Results PDF

14 Aug 2026, 5:08 pmBoard Meeting

Board Meeting Outcome for Outcome Of Board Meeting

Outcome of Board Meeting PDF

11 Aug 2026, 2:03 pmBoard Meeting

Board Meeting Intimation for Results For The Quarter Ended On 30Th June 2026

Exchange filing PDF

17 Jul 2026, 12:59 pmCompany Update

Appointment of Company Secretary and Compliance Officer

Appointment of Company Secretary / Compliance Officer PDF

2 Jul 2026, 6:35 pmCompany Update

Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_Order

Award of Order / Receipt of Order PDF

Date	Category	Subject	Filing
4 Sept 2026, 7:01 pm	Others Reg. 34 (1) Annual Report	Reg. 34 (1) Annual Report.	PDF
14 Aug 2026, 5:33 pm	Result Financial Results	Results - Financial Results For June 30, 2026	PDF

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Ratio	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2026
Margins
Gross margin %	—	—	—	11.1%	1.7%	5.9%	24.5%	27.1%
EBITDA margin %	7.8%	-8.9%	3.2%	10.5%	1.2%	4%	17%	17.6%
EBIT margin %	5.2%	-9.5%	2.8%	10.5%	1.2%	4%	16.9%	17.6%
PAT margin %	4.2%	-10%	-16.5%	0.2%	0%	0.1%	2.6%	3.1%
Working capital
Receivable days	—	3	—	0	0	0	0	—
Inventory days	—	283	103	82	11	68	166	162
Payable days	—	—	—	0	0	15	5	—
NWC days	—	—	—	82	11	53	161	—
Leverage
Current ratio	—	—	—	13.73	12.72	12.74	204.78	61.43
Debt to EBITDA	—	—	—	0	0	0	0	—
Debt to equity	—	—	—	0	0	0	0	—
Interest coverage	—	—	0.1	1	1.1	1	1.3	1.3
Asset turnover	—	0.21	0.15	0.88	10.32	2.01	0.45	0.4
Return ratios
Return on assets %	—	-2%	-2.5%	0.2%	0.4%	0.1%	1.1%	1.2%
Return on capital employed %	—	—	—	10%	10.3%	8.2%	9.6%	9.6%
Return on equity %	—	-2.2%	-3%	1.5%	2.1%	0.5%	7%	—

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

Goenka Business & Finance Ltd

About

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

1

1

1

Announcements

Not in the F&O segment

1

1

1

No fund holdings on record

Announcements

Annual reports

Compounded sales growth

Compounded profit growth

Return on equity

Goenka Business & Finance Ltd

About

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

Upcoming and recent1

Dividends1

Board meetings1

Announcements

Ratio timeline

Not in the F&O segment

Quarterly record

Bulk & block deals

Board and management

Upcoming and recent1

Dividends1

Board meetings1

No fund holdings on record

Announcements

Annual reports

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

1

1

1

1

1

1