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Cubical Financial Services Ltd (CUBIFIN) · mywealthgrid

About

Cubical Financial Services Ltd operates in Non Banking Financial Company (NBFC) within the Financials sector.

Face value: ₹2

Market cap

₹38 Cr

P/E

88.9×

P/B

2.5×

Dividend yield

ROE

2.5%

ROCE

4.6%

Debt / equity

OPM

28.1%

EPS (TTM)

₹0.1

Book value

₹2.3

52-week high

₹6.8

52-week low

₹1.7

₹5.8+183.4%1Y

Beta

0.39

Damps index moves

Volatility (1y)

53.7%

Annualised, daily returns

RSI (14)

25.3

Oversold territory

Rel. strength (1y)

171.9%

Ahead of the market

Beta is measured against NIFTY 50 over three years of weekly returns — 1 moves with the index, above 1 amplifies it, below 1 damps it.

Quick read

rule-based

Pros

+Healthy operating margin of 28.1%
+Almost debt-free (debt/equity 0)
+Outperformed the universe by 171.9% over 1 year

Cons

−Low return on equity of 2.9% (3-yr avg)
−Profit declined 2.4% a year over the last 5 years
−Revenue shrank over the last 5 years (-8% a year)
−Expensive at 88.9× trailing earnings

Research score

Structured signal from quality, growth, valuation and momentum.

48/100

Business quality: 44
Growth: 28

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	7	7	3	4	1	2	1	3	2
Interest	—	—	—	—	0	0	0	0	0
Expenses	7	7	3	3	1	1	1	1	2
Financing profit	—	—	—	—	0	1	-0	1	1
Financing margin %	—	—	—	—	21.4%	37.5%	-17.2%	46.9%	28.1%
Other income	—	—	—	0	0	0	0	0	0
Depreciation	—	—	—	—	0	0	0	0	0
Exceptional items	—	—	—	—	-0	0	—	—	—
Profit before tax	-0	0	1	1	0	1	-0	1	1
Tax	—	0	—	—	0	0	0	0	0
Tax %	—	13.3%	—	—	25%	17.1%	45%	10.1%	44.1%
PAT	-0	0	1	0	0	1	-0	1	0
EPS (₹)	—	—	0.1	—	—	—	—	—	—
EPS adjusted (₹)	—	—	—	—	0	0.1	-0	0.2	0.1
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity capital	13	13	13	13	13
Reserves	0	1	1	2	2
Minority interest	—	0	—	0	0
	0	0	0	0	0
	0	0	0	0	0
Total equity & liabilities	13	14	14	15	15
	0	0	0	0	0
CWIP	—	—	—	—	—
Investments	0	0	0	0	0
	13	14	14	15	15
Total assets	13	14	14	15	15

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	0	0	-0	0	0
	—	—	0	0	0
Cash from financing	—	—	—	0	0
Net cash flow	—	—	—	0	0
Free cash flow	—	—	-0	0	0
CFO / Operating profit %	14.3%	17.3%	—	11.7%	7.4%

Compounded sales growth

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Margins
Gross margin %	—	—	—	66.4%	60.2%	19%	64.5%	54.1%
EBITDA margin %	0%	-16%	15.8%	21.4%	37.5%	-17.2%	46.9%	28.1%
EBIT margin %	0%	-16%	15.8%	21.4%	37.5%	-17.2%	46.9%	28.1%
PAT margin %	1.6%	28.3%	11.7%	15.3%	31%	-25%	42.5%	15.7%
Working capital
Receivable days	—	—	—	0	0	0	0	0
Inventory days	—	—	—	879	976	742	433	46
Payable days	—	—	—	33	4	16	8	13
NWC days	—	—	—	846	972	726	425	33
Leverage
Current ratio	—	—	—	132.8	93.4	171	82.78	46.73
Debt to EBITDA	—	—	—	0	0	—	0	0
Debt to equity	—	—	—	0	0	0	0	0
Interest coverage	—	—	—	—	—	—	—	—
Asset turnover	—	—	—	0.1	0.15	0.08	0.18	0.16
Return ratios
Return on assets %	—	—	—	1.5%	4.8%	-2.1%	7.8%	2.5%
Return on capital employed %	—	—	—	2.1%	6%	-1.5%	9%	4.6%
Return on equity %	—	—	—	1.5%	4.8%	-2.1%	7.9%	2.5%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	30.8%	30.8%	30.8%	30.8%	30.8%	30.8%	30.8%	30.8%	30.8%	30.8%	30.8%	30.8%
FII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
DII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	69.2%	69.2%	69.2%	69.2%	69.2%	69.2%	69.2%	69.2%	69.2%	69.2%	69.2%	69.2%
No. of shareholders	—	—	—	—	—	—	—	—	17,717	17,025	16,675	16,151

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Cubical Financial Services Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Documents link to external sources (exchange filings, company investor pages).

Loading documents…

Events

Upcoming dates and the company’s corporate-action history.

1

Board meeting to consider results11 Aug 2026

1

Face value ₹10 → ₹223 Apr 2014 · ex-date

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

31 announcementsExport CSV

29 Sept 2026, 4:57 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

AGM PDF

28 Sept 2026, 7:18 pmInsider Trading / SAST

Closure of Trading Window

Closure of Trading Window PDF

28 Sept 2026, 5:24 pmCompany Update

Announcement under Regulation 30 (LODR)-Change in Directorate

Change in Directorate PDF

28 Sept 2026, 4:12 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Outcome of AGM

AGM PDF

17 Sept 2026, 5:04 pmCompany Update

Disclosure Under Regulaiton 29(2)

General PDF

17 Sept 2026, 4:58 pmCompany Update

Disclosure Under Regulaton 29(2)

General PDF

17 Sept 2026, 4:48 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

16 Sept 2026, 5:04 pmInsider Trading / SAST

Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011

Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 PDF

Date	Category	Subject	Filing
29 Sept 2026, 4:57 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report	PDF
28 Sept 2026, 7:18 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF

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14 deals · 10 Nov 2021 – 27 May 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
27 May 2026	AYUSH JETHY	Bulk	BSE	Sell	14,00,000	₹3.95	₹0.55 Cr
10 Oct 2025	AYUSH JETHY	Bulk	BSE	Buy	3,60,541	₹3.27	₹0.12 Cr
9 Oct 2025	AYUSH JETHY	Bulk	BSE	Buy	5,20,402	₹2.92	₹0.15 Cr
8 Oct 2025	SUMAN CHEPURI	Bulk	BSE	Sell	3,72,242	₹2.42	₹0.09 Cr
8 Oct 2025	SUMAN CHEPURI	Bulk	BSE	Buy	25	₹2.34	₹0.00 Cr
24 Oct 2022	MRIDUL KRISHAN	Bulk	BSE	Sell	5,01,000	₹1.18	₹0.06 Cr
20 Oct 2022	MRIDUL KRISHAN	Bulk	BSE	Sell	5,56,977	₹1.50	₹0.08 Cr
10 Oct 2022	MRIDUL KRISHAN	Bulk	BSE	Sell	3,50,100	₹1.59	₹0.06 Cr
7 Oct 2022	MRIDUL KRISHAN	Bulk	BSE	Sell	3,85,000	₹1.84	₹0.07 Cr
11 Nov 2021	MANSI SHARE & STOCK ADVISORS PRIVATE LIMITED	Bulk	BSE	Sell	5,10,694	₹2.06	₹0.11 Cr

1–10 of 14

1 / 2

Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Cubical Financial Services Ltd

Cubical Financial Services Ltd

About

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Compounded sales growth

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

1

1

Announcements

1

1

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Compounded sales growth

Compounded profit growth

Stock price CAGR

Return on equity

Cubical Financial Services Ltd

Cubical Financial Services Ltd

About

Risk & technicals

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Ratios

Ratio timeline

Shareholding

Quarterly record

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

Board meetings1

Stock splits1

Announcements

Board meetings1

Stock splits1

Ratio timeline

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Quarterly record

Bulk & block deals

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Stock price CAGR

Return on equity

1

1

1

1