About

Capfin India Ltd operates in Non Banking Financial Company (NBFC) within the Financials sector.

Face value: ₹10

Market cap

₹54 Cr

P/E

300.0×

P/B

8.2×

Dividend yield

0%

ROE

3.5%

ROCE

3.7%

Debt / equity

0.01

OPM

18.7%

EPS (TTM)

₹0.4

Book value

₹14.6

52-week high

—

52-week low

—

₹120.0-5.7%1Y

Quick read

rule-based

Pros

+Profit CAGR of 58.7% over the last 3 years
+Revenue CAGR of 91.3% over the last 3 years
+Almost debt-free (debt/equity 0)
+High promoter holding of 71.1% with no pledge

Cons

−Low return on equity of -2.2% (3-yr avg)
−Expensive at 300× trailing earnings
−Trading at 8.2× book value

Research score

Structured signal from quality, growth, valuation and momentum.

48/100

Business quality: 36
Growth: 100

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	0	0	0	0	1
Interest	0	0	0	0	0
Expenses	0	0	0	1	1
Financing profit	0	0	0	-1	0
Financing margin %	21.4%	0%	25%	-295.7%	18.7%
Other income	0	0	0	0	0
Depreciation	0	0	0	0	0
Profit before tax	0	0	0	-1	0
Tax	0	0	0	-0	0
Tax %	0%	20%	18.2%	-29.9%	5.9%
PAT	0	0	0	-0	0
EPS (₹)	—	—	0.6	-1.7	0.6
EPS adjusted (₹)	0.1	0.1	0.6	-1.6	0.5
Annual report	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity capital	3	3	3	3	3
Reserves	0	0	0	-0	4
Minority interest	0	—	0	—	—
	0	0	0	0	0
	-0	0	-0	0	0
Total equity & liabilities	3	3	3	3	7
	0	0	0	0	0
CWIP	—	—	0	—	—
Investments	1	1	2	1	0
	2	2	1	2	7
Total assets	3	3	3	3	7

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	0	0	1	-1	-0
	0	-0	-0	1	-1
	0	-0	0	0	4
Net cash flow	0	-0	0	-0	2
Free cash flow	—	—	1	—	—
CFO / Operating profit %	33.3%	—	—	—	-164.7%

Compounded sales growth

7 years: —
5 years: —
3 years: 91%
1 year: 296%

Compounded profit growth

7 years: —
5 years: —
3 years: 59%
1 year: —

Return on equity

7 years: —
5 years: -1%
3 years: -3%
Last year: 2%

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Margins
Gross margin %	—	—	—	78.3%	78%
EBITDA margin %	21.4%	0%	25%	-295.7%	18.7%
EBIT margin %	21.4%	0%	25%	-295.7%	18.7%
PAT margin %	28.6%	30.8%	112.5%	-200%	17.6%
Working capital
Receivable days	0	0	—	0	0
Inventory days	0	0	0	0	0
Payable days	0	0	—	0	37
NWC days	0	0	—	0	-37
Leverage
Current ratio	3	21	—	—	34.75
Debt to EBITDA	0.67	—	0	—	0.29
Debt to equity	0.01	0	0	0	0.01
Interest coverage	—	—	—	—	—
Asset turnover	0.05	0.04	0.05	0.09	0.14
Return ratios
Return on assets %	1.3%	1.4%	5.9%	-17.7%	2.4%
Return on capital employed %	1.3%	1.7%	—	-25.8%	3.7%
Return on equity %	1.3%	1.4%	5.9%	-17.8%	2.4%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	66.18%	66.18%	71.18%	71.12%
	0%	0%	3.78%	6.6%
DII	0%	0%	0%	0%
Government	0%	0%	0%	0%
	33.82%	33.82%	25.04%	22.28%
No. of shareholders	1,136	1,013	995	976

Promoter holding up 4.94 percentage points since Sep 2025.

Mr. Umesh Kumar SahayChairperson & Non - Executive Non -Independent Director
Mr. Abhishek NarbariaManaging Director
Mr. Mangina Srinivas RaoNon - Executive Independent Director
Ms. Gayathri Srinivasan IyerNon - Executive Independent Director
Mr. Vishal Omprakash SharmaChief Financial Officer
Mr. Neeraj Kumar PatilCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Capfin India Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

8

Annual reports

15

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

No events on record

Corporate actions, results dates and filings will appear here once ingested.

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

8 announcementsExport CSV

30 Sept 2026, 1:15 pmInsider Trading / SAST

Closure of Trading Window

Closure of Trading Window PDF

29 Sept 2026, 8:51 pmCompany Update

Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015 - Forfeiture Of 1,50,000 Convertible Warrants.

General PDF

29 Sept 2026, 8:48 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Outcome of AGM

AGM PDF

29 Sept 2026, 6:59 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

AGM PDF

8 Sept 2026, 11:21 amCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

7 Sept 2026, 9:25 pmCompany Update

Issuance Of Letters To Shareholders Under Regulation 36(1)(B) Of SEBI (LODR) Regulations, 2015

General PDF

7 Sept 2026, 7:33 pmOthers

Reg. 34 (1) Annual Report.

Reg. 34 (1) Annual Report PDF

7 Sept 2026, 7:24 pmAGM/EGM

Intimation Of Notice Of The 34Th Annual General Meeting Of The Company.

AGM PDF

Date	Category	Subject	Filing
30 Sept 2026, 1:15 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
29 Sept 2026, 8:51 pm	Company Update General	Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015 - Forfeiture Of 1,50,000 Convertible Warrants.

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Capfin India Ltd

Capfin India Ltd

About

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

Ratios

Ratio timeline

Shareholding

Quarterly record

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

No events on record

Announcements

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Ratio timeline

Quarterly record

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

No events on record