Credent Global Finance Ltd (AMPL)

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Credent Global Finance Ltd (AMPL) · mywealthgrid

About

Credent Global Finance Ltd operates as a small-scale NBFC in India's financial services sector. Market cap of ₹183.27 Cr; financial data through Mar 2019 showed quarterly revenues of ₹0.06–0.07 Cr with no visible growth. Recent results announced Aug 2026 require review to assess current business scale, profitability trajectory, and whether the company has pivoted its lending focus or regulatory standing since 2019.

Face value: ₹2

Market cap

₹211 Cr

P/E

2,013.7×

P/B

3.3×

Dividend yield

ROE

5.5%

ROCE

—

Debt / equity

0.18

OPM

64.1%

EPS (TTM)

₹0.0

Book value

₹10.3

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Data gap: Financial results available only through Mar 2019; recent Aug 2026 announcement must be reviewed for current profitability, asset quality, and capital adequacy—7 years of missing financials makes past volatility unreliable for forward assessment. - Historical earnings instability with no growth trajectory: 2017–2019 net profit ranged -₹0.02 Cr to +₹0.04 Cr; OPM swung from -36.36% to +74.63%. Verify if profitability has stabilized and whether revenue remains flat or has grown. - NBFC regulatory and capital constraints: Non-banks face RBI reserve requirements, lending curbs, and capital adequacy mandates. Verify current regulatory capital ratios, recent RBI policy changes affecting NBFC segment, and debt capacity. - Micro-scale operations with thin absolute profits: Historical quarterly net profits in tens of lakhs on tiny revenue base; verify current unit economics and minimum viability threshold.

Generated analysis · source review pending

Growth drivers

Stock split in Oct 2024 improved tick size and post-split trading range (₹23.33–₹37.99 over 52 weeks); verify if company is using improved market liquidity to raise capital for lending expansion or capex in new verticals. - Price appreciated 34.23% over past year despite no financials published between Mar 2019 and Aug 2026; verify if this is driven by sector tailwinds in NBFC lending, operational turnaround, or capital-raise announcements not evident in data. - Operating margins sustained 55%–75% in profitable quarters (Dec 2018: 74.63%, Mar 2019: 57.97%, Dec 2017: 61.54%); verify if this margin profile persists in current business and whether lending book can scale without compressing margins.

Generated analysis · source review pending

556 historical price candles were omitted because the exchange source has not been verified.

₹34.4-1.6%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 64.1%
+Profit CAGR of 121.2% over the last 5 years
+Revenue CAGR of 94.5% over the last 5 years

Cons

−Low return on equity of 8.4% (3-yr avg)
−Expensive at 2013.7× trailing earnings
−Promoter holding fell 5.1 pts over the last year

Research score

Structured signal from quality, growth, valuation and momentum.

53/100

Business quality: 54
Growth: 84
Valuation

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	0	0	0	0	0	3	7
Interest	—	—	—	0	0	0	1
Expenses	0	0	0	0	0	1	3
Financing profit	—	—	—	0	0	2	4
Financing margin %	—	—	—	60%	46.3%	66.8%	50.7%
Other income	—	—	—	0	0	0	0
Depreciation	0	0	0	0	0	0	0
Profit before tax	—	0	0	0	1	2	3
Tax	—	—	0	0	0	1	1
Tax %	—	—	28.6%	23.8%	26.8%	29.4%	31.6%
PAT	—	0	0	0	0	1	2
EPS (₹)	—	0.1	0.2	0.3	0.7	2	2.4
EPS adjusted (₹)	—	—	—	0.1	0.2	0.4	0.4
	—	0%	0%	0%	0%	25.5%	0%
Annual report	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity capital	6	6	7	10
Reserves	0	1	7	53
	0	0	19	12
	0	0	6	6
Total equity & liabilities	6	7	39	81
	0	0	0	0
CWIP	—	0	0	0
Investments	0	0	11	11
	6	6	28	70
Total assets	6	7	39	81

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	-0	-0	-12	-41
	0	0	-11	-0
	0	0	26	39
Net cash flow	0	-0	3	-3
Free cash flow	-0	-0	-12	-41
CFO / Operating profit %	-204.8%	-110.5%	-530.4%	-924.9%

Compounded sales growth

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—	—
EBITDA margin %	38.5%	24%	55.6%	60%	46.3%	75.7%	64.1%
EBIT margin %	23.1%	24%	55.6%	60%	46.3%	70.1%	57.9%
PAT margin %	—	16%	40.7%	45.7%	102.4%	43.4%	30.5%
Working capital
Receivable days	—	—	—	—	—	—	—
Inventory days	—	—	—	0	0	0	0
Payable days	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—
Debt to EBITDA	—	—	—	0	0	8.47	2.59
Debt to equity	—	—	—	0	0	1.38	0.18
Interest coverage	—	—	—	—	—	7.9	4.3
Asset turnover	—	—	—	0.06	0.06	0.08	0.09
Return ratios
Return on assets %	—	—	—	2.7%	6.5%	3.4%	2.6%
Return on capital employed %	—	—	—	—	—	—	—
Return on equity %	—	—	—	2.7%	6.6%	9.3%	3.4%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	31.09%	31.09%	31.09%	31.09%	31.09%	31.09%	31.09%	31.09%	31.09%	31.09%	26.03%	26.03%
	0%	0%	0.29%	0.29%	0.29%	0.29%	0.29%	0.29%	0.29%	0.29%	15.86%	10.68%
DII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	68.91%	68.91%	68.62%	68.62%	68.62%	68.62%	68.62%	68.62%	68.62%	68.62%	58.11%	63.29%
No. of shareholders	—	—	—	—	—	—	—	—	4,733	4,487	4,562	5,018

Promoter holding down 5.06 percentage points since Sep 2023.

120 deals · 15 Dec 2021 – 28 Aug 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
28 Aug 2026	YAVA CORP GLOBAL LIMITED	Bulk	BSE	Buy	9,43,000	₹29.59	₹2.79 Cr
28 Aug 2026	SKYLINE RETAILER LLP	Bulk	BSE	Sell	8,17,500	₹29.61	₹2.42 Cr
30 Jun 2026	MINERVA VENTURES FUND	Bulk	BSE	Sell	16,11,832	₹30.00	₹4.84 Cr
30 Jun 2026	DP GLOBAL WEALTH MANAGEMENT LLP	Bulk	BSE	Buy	10,66,264	₹30.00	₹3.20 Cr
30 Jun 2026	DP GLOBAL WEALTH MANAGEMENT LLP	Bulk	BSE	Buy	5,45,250	₹30.00	₹1.64 Cr
29 Jun 2026	DP GLOBAL WEALTH MANAGEMENT LLP	Bulk	BSE	Buy	23,47,904	₹29.91	₹7.02 Cr
29 Jun 2026	MGO HIGH CONVICTION FUND INCORPORATED VCC SUB-FUND	Bulk	BSE	Sell	18,18,168	₹29.90	₹5.44 Cr
29 Jun 2026	MINERVA VENTURES FUND	Bulk	BSE	Sell	12,00,000	₹29.85	₹3.58 Cr
29 Jun 2026	DP GLOBAL WEALTH MANAGEMENT LLP	Bulk	BSE	Buy	8,98,917	₹29.86	₹2.68 Cr
25 Jun 2026	NAYNA DILIP CHHEDA	Bulk	BSE	Sell	15,07,416	₹29.76	₹4.49 Cr

1–10 of 120

1 / 12

Mr. Mohit K ChhedaNon-Executive - Non Independent Director-Chairperson
Mr. Aditya Vikram KanoriaExecutive Director-MD
Mr. Mandeep SinghExecutive Director
Mr. Sulabh JainNon-Executive - Independent Director
Mrs. Shubhangi AgarwalNon-Executive - Independent Director
Mr. Vikas KatariaExecutive Director
Mr. Navneet KumarNon-Executive - Independent Director
Ms. Preeti SethiCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Credent Global Finance Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

1

Interim dividend21 Feb 2023 · ex-date₹0.5

1

Board meeting to consider results14 Aug 2026

1

Face value ₹10 → ₹215 Oct 2024 · ex-date

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

25 announcementsExport CSV

29 Sept 2026, 5:37 pmInsider Trading / SAST

Closure of Trading Window

Closure of Trading Window PDF

29 Sept 2026, 4:46 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

AGM PDF

4 Sept 2026, 11:52 amCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

2 Sept 2026, 6:34 pmCorp. Action

Book Closure Intimation For The Purpose Of 36Th AGM Is To Be Held On September 25, 2026.

Book Closure PDF

2 Sept 2026, 6:27 pmAGM/EGM

Notice Of 36Th AGM Of The Company For The FY 2025-26

AGM PDF

2 Sept 2026, 6:06 pmOthers

Reg. 34 (1) Annual Report.

Reg. 34 (1) Annual Report PDF

1 Sept 2026, 11:53 pmOthers

Board Meeting Outcome for Outcome Of The Board Meeting Pursuant To Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015 Held On Today I.E., 01 September, 2026

Outcome without intimation PDF

26 Aug 2026, 6:39 pmOthers

Board Meeting Outcome for Outcome Of The Board Meeting Held On Today I.E., 26Th August, 2026

Outcome without intimation PDF

Date	Category	Subject	Filing
29 Sept 2026, 5:37 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
29 Sept 2026, 4:46 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

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Ratio	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—	—
EBITDA margin %	38.5%	24%	55.6%	60%	46.3%	75.7%	64.1%
EBIT margin %	23.1%	24%	55.6%	60%	46.3%	70.1%	57.9%
PAT margin %	—	16%	40.7%	45.7%	102.4%	43.4%	30.5%
Working capital
Receivable days	—	—	—	—	—	—	—
Inventory days	—	—	—	0	0	0	0
Payable days	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—
Debt to EBITDA	—	—	—	0	0	8.47	2.59
Debt to equity	—	—	—	0	0	1.38	0.18
Interest coverage	—	—	—	—	—	7.9	4.3
Asset turnover	—	—	—	0.06	0.06	0.08	0.09
Return ratios
Return on assets %	—	—	—	2.7%	6.5%	3.4%	2.6%
Return on capital employed %	—	—	—	—	—	—	—
Return on equity %	—	—	—	2.7%	6.6%	9.3%	3.4%

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

Credent Global Finance Ltd

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

Dividends1

Board meetings1

Stock splits1

Announcements

Ratio timeline

Dividends1

Board meetings1

Stock splits1

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Quarterly record

Bulk & block deals

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

1

1

1

1

1

1