Yes Bank Limited (YESBANK)

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Yes Bank Limited (YESBANK) · mywealthgrid

About

Yes Bank is a private sector bank operating in India's financial services sector. With a market capitalization of ₹71,152 Cr and recent quarterly revenues around ₹8,000 Cr, it is a significant player in private banking. The bank has maintained stable operating margins averaging 61.53% and has demonstrated strong earnings recovery in recent quarters.

Founded: 2003
Face value: ₹2

Market cap

₹65,126 Cr

P/E

17.3×

P/B

1.3×

Dividend yield

ROE

7.1%

ROCE

Debt / equity

1.28

OPM

61.5%

EPS (TTM)

₹1.2

Book value

₹16.3

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

ROE of 7.09% indicates weak capital efficiency relative to banking-sector standards; verify whether this reflects regulatory capital constraints or structural profitability limitations.

0% promoter shareholding is atypical for an Indian bank and raises questions about ownership, control, and strategic continuity; verify the history and governance implications.

Earnings volatility: net profit fell sharply to ₹654 Cr (Sep 2025) before recovering to ₹1,071 Cr (Jun 2026); understand root causes and assess earnings sustainability and provisioning adequacy.

Foreign institutional concentration at 46.12% of shareholding creates liquidity and sentiment risk; monitor FII flow stability and potential impact on stock price.

Generated analysis · source review pending

Growth drivers

Revenue expanded 9% from ₹7,379 Cr (Sep 2025) to ₹8,044 Cr (Jun 2026), signaling credit and deposit growth; verify lending growth rates and deposit-mobilization trends.
Net profit surged 64% from ₹654 Cr (Sep 2025) to ₹1,071 Cr (Jun 2026) despite 9% revenue growth, indicating improved profitability; establish whether this reflects lower provisions, asset-quality recovery, or other factors.
EPS climbed 62% from ₹0.21 (Sep 2025) to ₹0.34 (Jun 2026), tracking net profit growth; assess sustainability of the earnings trajectory as the bank scales.

Generated analysis · source review pending

2,528 historical price candles were omitted because the exchange source has not been verified.

₹20.8+0.2%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 61.5%
+Profit CAGR of 68.4% over the last 3 years

Cons

−Low return on equity of 5.3% (3-yr avg)
−Modest revenue growth of 8.6% a year over the last 5 years
−Weak interest coverage of 1.2×

Research score

Structured signal from quality, growth, valuation and momentum.

60/100

Business quality: 30
Growth: 69
Valuation

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Part ofNIFTY MIDCAP 50 NIFTY MIDCAP 150 NIFTY 200 NIFTY MIDSMALLCAP 400 NIFTY 500

Screen this industry Compare top 5 side-by-side

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	13,533	16,425	20,267	29,625	26,052	20,039	19,019	22,702	27,606	30,919	30,208
Interest	8,965	10,627	12,530	19,816	19,258	12,611	12,528	14,800	19,527	21,998	20,450
Expenses	3,005	4,169	5,213	6,264	39,588	15,626	8,058	10,225	10,940	11,654	11,621
Financing profit	1,563	1,630	2,524	3,545	-32,794	-8,198	-1,568	-2,323	-2,861	-2,733	-1,863
Financing margin %	11.6%	9.9%	12.5%	12%	-125.9%	-40.9%	-8.2%	-10.2%	-10.4%	-8.8%	-6.2%
Other income	2,729	4,218	5,224	4,590	3,541	3,436	3,405	4,125	5,355	6,157	7,084
Depreciation	—	—	—	—	—	—	403	820	956	200	578
Profit before tax	—	—	—	—	-29,253	-4,762	1,434	981	1,538	3,224	4,643
Tax	—	—	—	—	-6,524	-1,273	370	246	252	777	1,131
Tax %	—	—	—	—	-22.3%	-26.7%	25.8%	25%	16.4%	24.1%	24.4%
PAT	2,530	3,340	4,225	1,720	-22,730	-3,489	1,064	736	1,285	2,447	3,512
EPS (₹)	60.4	15.8	18.4	—	-56.1	-1.6	0.4	0.1	0.5	0.8	1.1
EPS adjusted (₹)	12	14.6	18.3	7.4	-13.1	-1.4	0.4	0.3	0.5	0.8	1.1
	16.6%	75.9%	14.7%	—	—	—	0%	0%	0%	0%	—
Gross NPA %	—	—	—	—	16.8%	0.2%	0.1%	0%	0%	1.6%	1.3%
Net NPA %	—	—	—	—	5%	0.1%	0.1%	0%	0%	0.3%	0.2%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	421	456	461	463	2,510	5,011	5,011	5,751	5,754	6,271	6,276
Reserves	13,342	21,583	25,292	26,424	19,185	28,127	28,688	34,019	35,453	41,565	44,887
Deposits	1,11,704	1,42,857	2,00,689	2,27,558	1,05,311	1,62,846	1,97,063	2,17,382	2,66,230	2,84,420	3,18,969
Borrowings	31,659	38,607	74,894	1,08,424	1,13,791	63,949	72,340	77,754	80,508	71,971	65,451
Other liabilities	8,117	11,556	11,115	17,990	17,036	13,660	15,476	20,298	18,418	19,889	34,621
Total equity & liabilities	1,65,243	2,15,060	3,12,450	3,80,860	2,57,832	2,73,593	3,18,578	3,55,204	4,06,362	4,24,116	4,70,204
Fixed assets	475	687	837	830	1,023	2,158	2,141	2,451	2,866	3,078	3,198
Investments	48,788	49,982	68,293	89,329	43,748	43,115	51,754	76,749	89,997	84,725	87,755
	1,15,980	1,64,391	2,43,319	2,90,701	2,13,061	2,28,320	2,64,683	2,76,003	3,13,499	3,36,313	3,79,251
Total assets	1,65,243	2,15,060	3,12,450	3,80,860	2,57,832	2,73,593	3,18,578	3,55,204	4,06,362	4,24,116	4,70,204

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-376	4,384	-21,810	-24,661	-57,641	50,124	23,598	-25,816	9,645	6,386	21,217
	-4,023	-4,474	-8,745	-6,282	14,159	5,664	-14,511	-12,904	-12,431	8,527	-4,971
	5,060	11,429	35,748	33,039	25,038	-34,942	8,391	11,450	2,771	-5,651	-6,485
Net cash flow	662	11,336	5,199	2,155	-18,507	20,846	17,478	-27,270	-16	9,262	9,761
Free cash flow	-642	3,995	-22,204	-24,952	-58,174	49,854	9,075	-26,608	8,664	6,366	20,478
CFO / Operating profit %	—	—	—	—	—	—	215.3%	-206.9%	57.9%	33.2%	114.2%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Other Retail Banking	15,420.69	-1,647.24	1,33,619.56	1,86,528.32	—	—
Corporate Banking	12,332.66	3,195.69

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Ratios

Annual operating, return, leverage and working-capital ratios.

Consolidated Standalone

Consolidated figures

Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
PAT margin %	5.8%	-87.3%	-17.4%	5.6%	3.2%	4.7%	7.9%	11.6%
Return ratios
Return on assets %	0.5%	-8.8%	-1.3%	0.3%	0.2%	0.3%	0.6%	0.7%
Return on capital employed %	1.4%	-3.3%	3.1%	5%	4.9%	5.8%	6.4%	6%
Return on equity %	6.4%	-104.8%	-10.5%	3.2%	1.9%	3.1%	5.1%	6.9%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Margin, working-capital and leverage ratios are omitted: a bank funds itself with deposits and books interest as its cost of revenue, so they would measure something other than what they name.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoter	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	23.4%	23.79%	22.01%	27.07%	27%	26.74%	26.87%	24.95%	44.95%	45.73%	46.42%	46.12%
	40.91%	42.2%	41.73%	38.32%	38.4%	38.84%	39.53%	40.27%	20.79%	21.13%	21.81%	24.04%
	0%	0%	0%	0%	0%	0%	0%	0%	0.01%	0.01%	0.01%	0.01%
	35.69%	34.01%	36.26%	34.61%	34.6%	34.42%	33.6%	34.78%	34.25%	33.13%	31.76%	29.83%
No. of shareholders	—	—	—	—	—	—	—	—	62,57,303	61,04,673	60,08,062	58,44,167

Promoter holding up 0 percentage points since Sep 2023.

56 deals · 16 Sept 2021 – 11 Dec 2025

Date	Client	Type	Venue	Side	Quantity	Price	Value
11 Dec 2025	COPTHALL MAURITIUS INVESTMENT LIMITED	Block	BSE	Sell	1,77,62,313	₹21.08	₹37.44 Cr
11 Dec 2025	BNP PARIBAS FINANCIAL MARKETS	Block	BSE	Buy	1,77,62,313	₹21.08	₹37.44 Cr
8 Oct 2025	GOLDMAN SACHS (SINGAPORE) PTE - ODI	Block	NSE	Sell	1,46,63,226	₹22.17	₹32.51 Cr
8 Oct 2025	GOLDMAN SACHS BANK EUROPE SE - ODI	Block	NSE	Buy	1,46,63,226	₹22.17	₹32.51 Cr
7 Oct 2025	GOLDMAN SACHS (SINGAPORE) PTE - ODI	Block	NSE	Sell	1,46,63,226	₹22.30	₹32.70 Cr
7 Oct 2025	GOLDMAN SACHS BANK EUROPE SE - ODI	Block	NSE	Buy	1,46,63,226	₹22.30	₹32.70 Cr
3 Jun 2025	CA BASQUE INVESTMENTS	Bulk	NSE	Sell	41,00,00,000	₹21.68	₹888.88 Cr
3 Jun 2025	CA BASQUE INVESTMENTS	Bulk	BSE	Sell	41,00,00,000	₹21.61	₹886.01 Cr
3 May 2024	CA BASQUE INVESTMENTS	Bulk	NSE	Sell	59,40,00,000	₹24.27	₹1,441.64 Cr
3 May 2024	GOLDMAN SACHS (SINGAPORE) PTE.- ODI	Bulk	NSE	Buy	36,92,43,945	₹24.26	₹895.79 Cr

1–10 of 56

1 / 6

Mr. Rama Subramaniam GandhiNon-Executive - Independent Director-Chairperson
Mr. S. AnantharamanChief Risk Officer
Mr. Atul MalikNon-Executive - Independent Director
Ms. Rekha MurthyNon-Executive - Independent Director
Mr. Sharad SharmaNon-Executive - Independent Director
Mr. Thekepat Keshav KumarNon-Executive - Nominee Director
Mr. Sadashiv Srinivas RaoNon-Executive - Independent Director
Ms. Nandita GurjarNon-Executive - Independent Director
Mr. Sanjay Kumar KhemaniNon-Executive - Independent Director
Mr. Shivakumar DegaNon-Executive - Non Independent Director
Mr. Rajeev Veeravalli KannanNon-Executive - Non Independent Director

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F&O

Current futures and options contracts with compact option-chain pages.

End of day 30 Sept 2026 · underlying ₹21.0 · volume and open interest in contracts

3

Expiry	Close	Chg	% Chg	Settlement	Open interest	Change in OI	Volume	Lot size
27 Oct 2026	₹21.1	-0.1	-0.3%	₹21.1	38,422	-151	3,246	31100
23 Nov 2026	₹21.2	-0	-0.1%	₹21.2	1,779	+29	176	31100
29 Dec 2026	₹21.4	+0.3	+1.6%	₹21.4	11	+11	16	31100

Open the chart icon on a row for that contract's close over 103 stored sessions, with open interest as bars beneath it.

11

27 Oct 2026 23 Nov 2026 29 Dec 2026

Calls				Strike	Puts
OI	Chg OI	Volume	LTP	—	LTP	Volume	Chg OI	OI
0	0	0	₹0.0	16

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

Portfolio month

Schemes holding

across 18 fund houses

Held by these funds

2.17%

of the company's equity

All mutual funds

6.43%

shareholding pattern, Jun 2026

Portfolios as of

August 2026

compared with July 2026

90 schemes · 18 fund houses

		Shares
ETF NIFTY BANK BEES	Nippon India Mutual Fund	12.26 Cr	279.79	3.33%	0.39%	-10.03 L
Portfolio of Kotak Nifty Bank ETF	Kotak Mahindra Mutual Fund	6.52 Cr	148.8	3.33%	0.208%	-39.14 L
Nifty Bank ETF	SBI Mutual Fund	5.47 Cr	124.82	3.33%	0.174%	+5.52 L
Nifty Private Bank ETF	ICICI Prudential Mutual Fund	5.06 Cr	115.49	2.69%	0.161%	+26.78 L
Nifty Bank ETF	ICICI Prudential Mutual Fund	4.47 Cr	101.95	3.33%	0.142%	-1.76 L
Arbitrage Fund	Nippon India Mutual Fund	4.37 Cr	99.83	0.57%	0.139%	-2.49 L
Arbitrage Fund	Axis Mutual Fund	2.96 Cr	67.66	0.64%	0.094%	+27.06 L
Balanced Advantage Fund	Baroda BNP Paribas Mutual Fund	1.89 Cr	43.15	0.81%	0.06%	+22.5 L

1–8 of 90

1 / 12

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

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Events

Upcoming dates and the company’s corporate-action history.

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

239 announcementsExport CSV

30 Sept 2026, 11:48 pmCompany Update

Funds Received In A Trust In The Security Receipts Portfolio: Loan Portfolio Sold To J. C. Flower Asset Reconstruction Private Limited ('JC Flower ARC') - Disclosure Under Regulation 30 Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015

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Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
PAT margin %	5.8%	-87.3%	-17.4%	5.6%	3.2%	4.7%	7.9%	11.6%
Return ratios
Return on assets %	0.5%	-8.8%	-1.3%	0.3%	0.2%	0.3%	0.6%	0.7%
Return on capital employed %	1.4%	-3.3%	3.1%	5%	4.9%	5.8%	6.4%	6%
Return on equity %	6.4%	-104.8%	-10.5%	3.2%	1.9%	3.1%	5.1%	6.9%

Calls	Strike	Puts
0	0	0	₹0.0	16

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Idbi Bank LimitedIDBIIDBI	₹93,084 Cr	₹1,21,187 Cr	₹29,542 Cr	₹21,383 Cr	72.8%	₹9,343 Cr	31.8%	6.5%	14.2%	—
The Federal Bank LimitedFEDERALBNKFEDERALBNK	₹78,500 Cr	₹1,11,693 Cr	₹30,385 Cr	₹19,589 Cr	64.8%	₹4,692 Cr	15.1%	6.4%	11.4%	—
Idfc First Bank LimitedIDFCFIRSTBIDFCFIRSTB	₹69,254 Cr	₹1,05,886 Cr	₹41,958 Cr	₹14,462 Cr	35.6%	₹2,305 Cr	4%	6%	3.8%	—
Indusind Bank LimitedINDUSINDBKINDUSINDBK	₹69,094 Cr	₹1,11,884 Cr	₹45,297 Cr	₹22,203 Cr	49.3%	₹1,322 Cr	1.9%	5.7%	1.4%	—
Yes Bank LimitedYESBANKYESBANK	₹65,126 Cr	₹1,30,577 Cr	₹30,658 Cr	₹18,224 Cr	61.5%	₹3,775 Cr	11.6%	6%	7.1%	—
Rbl Bank LimitedRBLBANKRBLBANK	₹63,709 Cr	₹80,506 Cr	₹14,736 Cr	₹5,360 Cr	36.3%	₹899 Cr	6.1%	5.8%	5.4%	—
Bandhan Bank LimitedBANDHANBNKBANDHANBNK	₹28,355 Cr	₹42,658 Cr	₹21,844 Cr	₹10,127 Cr	46.9%	₹1,353 Cr	5.6%	6.4%	4.9%	—
Karur Vysya Bank LimitedKARURVYSYAKARURVYSYA	₹26,027 Cr	₹28,650 Cr	₹11,555 Cr	₹7,832 Cr	67.7%	₹2,745 Cr	22.7%	7.6%	19.3%	—
City Union Bank LimitedCUBCUB	₹17,092 Cr	₹22,419 Cr	₹7,249 Cr	₹4,979 Cr	69.6%	₹1,403 Cr	19.3%	6.7%	13.2%	—
The Jammu & Kashmir Bank LimitedJ&KBANKJ&KBANK	₹15,415 Cr	₹18,846 Cr	₹13,429 Cr	₹9,521 Cr	70.6%	₹2,301 Cr	17.9%	5.8%	15.3%	—
Tamilnad Mercantile Bank LimitedTMBTMB	₹13,813 Cr	₹14,513 Cr	₹6,096 Cr	₹4,458 Cr	74.1%	₹1,444 Cr	23%	7.5%	14%	—
The South Indian Bank LimitedSOUTHBANKSOUTHBANK	₹12,420 Cr	₹16,347 Cr	₹10,112 Cr	₹6,746 Cr	66.3%	₹1,511 Cr	14.8%	6.4%	13.5%	—

Date	Category	Subject	Filing
30 Sept 2026, 11:48 pm	Company Update General	Funds Received In A Trust In The Security Receipts Portfolio: Loan Portfolio Sold To J. C. Flower Asset Reconstruction Private Limited ('JC Flower ARC') - Disclosure Under Regulation 30 Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015	PDF
30 Sept 2026, 11:10 pm	Company Update General	Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015	PDF
30 Sept 2026, 5:47 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF
21 Sept 2026, 10:37 pm	Company Update Allotment of ESOP / ESPS	Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS	PDF
19 Sept 2026, 11:47 am	Company Update Analyst / Investor Meet	Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome	PDF
16 Sept 2026, 7:42 pm	Company Update Change in Management	Announcement under Regulation 30 (LODR)-Change in Management	PDF
16 Sept 2026, 6:12 pm	Company Update Analyst / Investor Meet	Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation	PDF
15 Sept 2026, 7:57 pm	Company Update Change in Management	Announcement under Regulation 30 (LODR)-Change in Management	PDF

Yes Bank Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Segment results

Ratios

Shareholding

F&O

3

11

Fund holders

Documents

Announcements

Events

Announcements

3

11

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

10

1

1

Segment results

Compounded sales growth

Compounded profit growth

Return on equity

Corporate Banking · revenue

Yes Bank Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Segment results

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Futures3

Option chain11

Fund holders

Documents

Announcements

Events

Announcements

Ratio timeline

Quarterly record

Bulk & block deals

Board and management

Futures3

Option chain11

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Dividends10

Board meetings1

Stock splits1

Profit & loss

Balance sheet

Cash flow

Segment results

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

Corporate Banking · revenue

3

11

3

11

10

1

1