Consolidated figures · ₹ crore
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 13,533 | 16,425 | 20,267 | 29,625 | 26,052 | 20,039 | 19,019 | 22,702 | 27,606 | 30,919 | 30,208 | |
| Interest | 8,965 | 10,627 | 12,530 | 19,816 | 19,258 | 12,611 | 12,528 | 14,800 | 19,527 | 21,998 | 20,450 |
| Expenses | 3,005 | 4,169 | 5,213 | 6,264 | 39,588 | 15,626 | 8,058 | 10,225 | 10,940 | 11,654 | 11,621 |
| Financing profit | 1,563 | 1,630 | 2,524 | 3,545 | -32,794 | -8,198 | -1,568 | -2,323 | -2,861 | -2,733 | -1,863 |
| Financing margin % | 11.6% | 9.9% | 12.5% | 12% | -125.9% | -40.9% | -8.2% | -10.2% | -10.4% | -8.8% | -6.2% |
| Other income | 2,729 | 4,218 | 5,224 | 4,590 | 3,541 | 3,436 | 3,405 | 4,125 | 5,355 | 6,157 | 7,084 |
| Depreciation | — | — | — | — | — | — | 403 | 820 | 956 | 200 | 578 |
| Profit before tax | — | — | — | — | -29,253 | -4,762 | 1,434 | 981 | 1,538 | 3,224 | 4,643 |
| Tax | — | — | — | — | -6,524 | -1,273 | 370 | 246 | 252 | 777 | 1,131 |
| Tax % | — | — | — | — | -22.3% | -26.7% | 25.8% | 25% | 16.4% | 24.1% | 24.4% |
| PAT | 2,530 | 3,340 | 4,225 | 1,720 | -22,730 | -3,489 | 1,064 | 736 | 1,285 | 2,447 | 3,512 |
| EPS (₹) | 60.4 | 15.8 | 18.4 | — | -56.1 | -1.6 | 0.4 | 0.1 | 0.5 | 0.8 | 1.1 |
| EPS adjusted (₹) | 12 | 14.6 | 18.3 | 7.4 | -13.1 | -1.4 | 0.4 | 0.3 | 0.5 | 0.8 | 1.1 |
| 16.6% | 75.9% | 14.7% | — | — | — | 0% | 0% | 0% | 0% | — | |
| Gross NPA % | — | — | — | — | 16.8% | 0.2% | 0.1% | 0% | 0% | 1.6% | 1.3% |
| Net NPA % | — | — | — | — | 5% | 0.1% | 0.1% | 0% | 0% | 0.3% | 0.2% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 421 | 456 | 461 | 463 | 2,510 | 5,011 | 5,011 | 5,751 | 5,754 | 6,271 | 6,276 |
| Reserves | 13,342 | 21,583 | 25,292 | 26,424 | 19,185 | 28,127 | 28,688 | 34,019 | 35,453 | 41,565 | 44,887 |
| Deposits | 1,11,704 | 1,42,857 | 2,00,689 | 2,27,558 | 1,05,311 | 1,62,846 | 1,97,063 | 2,17,382 | 2,66,230 | 2,84,420 | 3,18,969 |
| Borrowings | 31,659 | 38,607 | 74,894 | 1,08,424 | 1,13,791 | 63,949 | 72,340 | 77,754 | 80,508 | 71,971 | 65,451 |
| Other liabilities | 8,117 | 11,556 | 11,115 | 17,990 | 17,036 | 13,660 | 15,476 | 20,298 | 18,418 | 19,889 | 34,621 |
| Total equity & liabilities | 1,65,243 | 2,15,060 | 3,12,450 | 3,80,860 | 2,57,832 | 2,73,593 | 3,18,578 | 3,55,204 | 4,06,362 | 4,24,116 | 4,70,204 |
| Fixed assets | 475 | 687 | 837 | 830 | 1,023 | 2,158 | 2,141 | 2,451 | 2,866 | 3,078 | 3,198 |
| Investments | 48,788 | 49,982 | 68,293 | 89,329 | 43,748 | 43,115 | 51,754 | 76,749 | 89,997 | 84,725 | 87,755 |
| 1,15,980 | 1,64,391 | 2,43,319 | 2,90,701 | 2,13,061 | 2,28,320 | 2,64,683 | 2,76,003 | 3,13,499 | 3,36,313 | 3,79,251 | |
| Total assets | 1,65,243 | 2,15,060 | 3,12,450 | 3,80,860 | 2,57,832 | 2,73,593 | 3,18,578 | 3,55,204 | 4,06,362 | 4,24,116 | 4,70,204 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -376 | 4,384 | -21,810 | -24,661 | -57,641 | 50,124 | 23,598 | -25,816 | 9,645 | 6,386 | 21,217 | |
| -4,023 | -4,474 | -8,745 | -6,282 | 14,159 | 5,664 | -14,511 | -12,904 | -12,431 | 8,527 | -4,971 | |
| 5,060 | 11,429 | 35,748 | 33,039 | 25,038 | -34,942 | 8,391 | 11,450 | 2,771 | -5,651 | -6,485 | |
| Net cash flow | 662 | 11,336 | 5,199 | 2,155 | -18,507 | 20,846 | 17,478 | -27,270 | -16 | 9,262 | 9,761 |
| Free cash flow | -642 | 3,995 | -22,204 | -24,952 | -58,174 | 49,854 | 9,075 | -26,608 | 8,664 | 6,366 | 20,478 |
| CFO / Operating profit % | — | — | — | — | — | — | 215.3% | -206.9% | 57.9% | 33.2% | 114.2% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Other Retail Banking | 15,420.69 | -1,647.24 | 1,33,619.56 | 1,86,528.32 | — | — |
| Corporate Banking | 12,332.66 | 3,195.69 |
| 1,52,864.62 |
| 1,36,114.03 |
| 16,750.59 |
| 19.08 |
| Treasury | 7,721.13 | 2,760.03 | 1,73,249.53 | 95,282.39 | 77,967.14 | 3.54 |
| Other Banking Operations | 1,341.28 | 769.54 | 1,030.73 | 499.05 | 531.68 | 144.74 |
| Unallocated | 105.06 | -432.91 | 9,438.04 | 602.25 | 8,835.79 | -4.9 |
| Digital banking | 0.57 | -1.69 | 1.59 | 14.87 | — | — |
₹ crore by fiscal year