Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 32,199 | 32,660 | 32,748 | 34,067 | 37,231 | 68,767 | 67,944 | 80,743 | 99,778 | 1,07,726 | 1,05,992 | |
| Interest | 23,886 | 23,757 | 23,443 | 23,852 | 25,794 | 44,079 | 40,157 | 47,978 | 63,208 | 70,512 | 69,333 |
| Expenses | 6,302 | 6,438 | 20,936 | 7,168 | 18,215 | 33,626 | 30,994 | 34,524 | 30,329 | 32,477 | 30,725 |
| Financing profit | 2,011 | 2,466 | -11,631 | 3,047 | -6,778 | -8,937 | -3,207 | -1,758 | 6,241 | 4,737 | 5,934 |
| Financing margin % | 6.3% | 7.6% | -35.5% | 9% | -18.2% | -13% | -4.7% | -2.2% | 6.3% | 4.4% | 5.6% |
| Other income | 3,632 | 4,965 | 4,990 | 4,474 | 5,261 | 11,337 | 12,525 | 14,633 | 16,080 | 19,813 | 19,435 |
| Depreciation | — | — | — | — | — | — | 738 | 737 | 891 | 1,071 | 1,188 |
| Profit before tax | — | — | -6,641 | — | -4,028 | 2,399 | 8,579 | 12,138 | 21,430 | 23,479 | 24,181 |
| Tax | — | — | -1,394 | — | -1,130 | -507 | 3,347 | 3,704 | 7,782 | 5,492 | 5,484 |
| Tax % | — | — | -21% | — | -28.1% | -21.1% | 39% | 30.5% | 36.3% | 23.4% | 22.7% |
| PAT | 1,352 | 555 | -5,247 | -2,947 | -2,898 | 2,906 | 5,232 | 8,433 | 13,648 | 17,987 | 18,697 |
| EPS (₹) | — | — | -66.4 | — | -12.5 | 4.5 | 7.7 | 12.3 | 19 | 23.6 | 24.5 |
| EPS adjusted (₹) | 19.7 | 8.1 | — | -16.7 | -8.5 | 4.5 | 7.7 | 12.3 | 17.9 | 23.6 | 24.5 |
| — | — | — | — | — | 0% | 24.6% | 24.3% | 19% | 20.2% | 20.4% | |
| Gross NPA % | — | — | 15.7% | — | 14.2% | 13.7% | 11.1% | 7.5% | 4.8% | 3.6% | 2.8% |
| Net NPA % | — | — | 8.4% | — | 5.5% | 4.6% | 3.7% | 1.7% | 1% | 0.6% | 0.5% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | — |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 687 | 687 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 | 7,634 | 7,634 |
| Reserves | 22,204 | 22,748 | 24,724 | 30,363 | 58,070 | 63,741 | 71,499 | 89,335 | 1,05,342 | 1,20,941 |
| Deposits | 3,42,720 | 3,78,392 | 4,15,915 | 4,50,668 | 9,23,805 | 10,32,393 | 11,17,716 | 12,21,528 | 13,09,750 | 13,06,891 |
| Borrowings | 30,957 | 41,226 | 42,864 | 52,486 | 51,837 | 51,179 | 43,137 | 26,948 | 27,342 | 77,190 |
| Other liabilities | 8,127 | 9,652 | 8,773 | 13,743 | 31,587 | 33,443 | 41,564 | 46,512 | 49,789 | 56,698 |
| Total equity & liabilities | 4,04,696 | 4,52,704 | 4,94,039 | 5,50,683 | 10,71,706 | 11,87,591 | 12,80,752 | 13,91,958 | 14,99,856 | 15,69,355 |
| Fixed assets | 3,940 | 3,894 | 3,762 | 4,763 | 7,344 | 7,191 | 8,826 | 9,223 | 9,782 | 11,608 |
| Investments | 89,208 | 1,12,149 | 1,26,047 | 1,52,414 | 3,31,512 | 3,48,507 | 3,39,299 | 3,37,904 | 3,54,381 | 3,30,236 |
| 3,11,548 | 3,36,661 | 3,64,230 | 3,93,507 | 7,32,850 | 8,31,892 | 9,32,628 | 10,44,831 | 11,35,692 | 12,27,510 | |
| Total assets | 4,04,696 | 4,52,704 | 4,94,039 | 5,50,683 | 10,71,706 | 11,87,591 | 12,80,752 | 13,91,958 | 14,99,856 | 15,69,355 |
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| -7,542 | 20,447 | 36,214 | 5,984 | 20,329 | 16,014 | -39,426 | |
| -726 | -583 | -357 | -2,408 | -1,261 | -1,600 | -2,976 | |
| 20,328 | 9,440 | -767 | -10,926 | -11,916 | -2,383 | 7,269 | |
| Net cash flow | — | 29,304 | 35,090 | -7,350 | 7,152 | 12,031 | -35,134 |
| Free cash flow | -7,928 | 19,743 | 35,474 | 2,929 | 18,715 | 14,372 | -42,613 |
| CFO / Operating profit % | -39.7% | 58.2% | 98% | 13% | 29.3% | 21.3% | -52.4% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking Operations | 47,573.99 | 9,251.22 | 5,07,430.94 | 4,65,857.84 | 41,573.1 | 22.25 |
| Corporate/Wholesale Banking Operation | 44,378.58 | 6,734.98 |
| 5,68,606.22 |
| 5,22,021.11 |
| 46,585.11 |
| 14.46 |
| Treasury Operations | 30,107.49 | 5,682.63 | 4,64,486.77 | 4,26,432.03 | 38,054.74 | 14.93 |
| Other Banking Operations | 1,745.07 | 890.33 | 0 | 0 | — | — |
| Unallocated | 1,621.89 | 1,621.89 | 28,830.7 | 26,468.65 | 2,362.05 | 68.66 |
₹ crore by fiscal year