Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 37,479 | 69,311 | 68,230 | 81,163 | 1,00,376 | 1,08,417 | 1,06,799 | |
| Interest | 25,837 | 44,112 | 40,178 | 48,033 | 63,364 | 70,733 | 69,477 |
| Expenses | 19,073 | 36,771 | 32,271 | 36,155 | 32,421 | 34,738 | 33,434 |
| Financing profit | -7,431 | -11,572 | -4,220 | -3,024 | 4,591 | 2,946 | 3,888 |
| Financing margin % | -19.8% | -16.7% | -6.2% | -3.7% | 4.6% | 2.7% | 3.6% |
| Other income | 5,789 | 13,899 | 13,524 | 15,915 | 17,813 | 21,562 | 21,601 |
| Depreciation | — | — | 738 | 745 | 896 | 1,084 | 1,204 |
| Profit before tax | -4,231 | 2,363 | 8,623 | 12,228 | 21,596 | 23,530 | 24,934 |
| Tax | -1,110 | -501 | 3,358 | 3,716 | 7,799 | 5,503 | 5,504 |
| Tax % | -26.2% | -21.2% | 38.9% | 30.4% | 36.1% | 23.4% | 22.1% |
| PAT | -3,121 | 2,863 | 5,265 | 8,512 | 13,797 | 18,027 | 19,430 |
| EPS (₹) | -13.5 | 4.5 | 7.8 | 12.5 | 19.2 | 23.6 | 25.5 |
| EPS adjusted (₹) | -9.4 | 4.5 | 7.8 | 12.6 | 18.2 | 23.8 | 26.3 |
| — | 0% | 24.5% | 24.1% | 18.8% | 20.1% | 19.6% | |
| Gross NPA % | — | — | — | — | 4.8% | — | — |
| Net NPA % | — | — | — | — | 1% | — | — |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | — |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 687 | 687 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 | 7,634 | 7,634 |
| Reserves | 22,361 | 22,884 | 24,969 | 30,463 | 58,227 | 63,922 | 71,865 | 89,860 | 1,06,096 | 1,25,814 |
| Deposits | 3,44,118 | 3,79,687 | 4,17,505 | 4,52,436 | 9,25,654 | 10,34,368 | 11,20,322 | 12,24,593 | 13,12,291 | 13,09,759 |
| Borrowings | 30,637 | 41,226 | 43,276 | 52,714 | 51,922 | 51,245 | 42,737 | 26,974 | 27,490 | 77,798 |
| Other liabilities | 9,562 | 11,185 | 11,068 | 16,473 | 40,167 | 37,396 | 46,599 | 52,935 | 57,818 | 66,499 |
| Total equity & liabilities | 4,07,365 | 4,55,669 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 | 15,11,329 | 15,87,503 |
| Fixed assets | 3,952 | 3,905 | 3,774 | 4,776 | 7,366 | 7,208 | 8,848 | 9,260 | 9,824 | 11,660 |
| Investments | 90,573 | 1,13,441 | 1,28,391 | 1,54,251 | 3,39,059 | 3,51,839 | 3,43,727 | 3,43,953 | 3,61,903 | 3,43,623 |
| 3,12,840 | 3,38,322 | 3,66,415 | 3,96,482 | 7,35,952 | 8,34,718 | 9,35,782 | 10,48,783 | 11,39,602 | 12,32,220 | |
| Total assets | 4,07,365 | 4,55,669 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 | 15,11,329 | 15,87,503 |
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| -7,681 | 20,527 | 36,339 | 6,111 | 19,930 | 17,479 | -35,798 | |
| -377 | -601 | -326 | -2,561 | -1,394 | -1,891 | -7,075 | |
| 20,144 | -18,861 | -1,018 | -10,654 | -11,489 | -3,550 | 7,729 | |
| Net cash flow | — | 1,066 | 34,995 | -7,104 | 7,047 | 12,038 | -35,145 |
| Free cash flow | -8,075 | 19,808 | 35,589 | 3,046 | 18,281 | 15,810 | -39,022 |
| CFO / Operating profit % | -41.7% | 63.1% | 101.1% | 13.6% | 29.3% | 23.7% | -48.8% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking Operations | 47,573.99 | 9,251.22 | 5,07,430.94 | 4,65,857.84 | 41,573.1 | 22.25 |
| Corporate/Wholesale Banking Operation | 44,378.58 | 6,734.98 |
| 5,68,606.22 |
| 5,22,021.11 |
| 46,585.11 |
| 14.46 |
| Treasury Operations | 30,107.49 | 5,682.63 | 4,64,486.77 | 4,26,432.03 | 38,054.74 | 14.93 |
| Unallocated | 4,594.38 | 1,725.34 | 46,978.76 | 39,640.42 | 7,338.34 | 23.51 |
| Other Banking Operations | 1,745.07 | 890.33 | 0 | 0 | — | — |
₹ crore by fiscal year