Team India Guaranty Limited (TEAMGTY)

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Team India Guaranty Limited (TEAMGTY) · mywealthgrid

About

Team India Guaranty Limited is small-cap NBFC with ₹201.78 Cr market cap, ₹2.83 Cr quarterly revenue (Jun 2026). Promoter-controlled (74.92%), operates debt-free. Revenue has scaled 3.3× since Sep 2024.

Face value: ₹10

Market cap

₹212 Cr

P/E

194.1×

P/B

4.4×

Dividend yield

ROE

1.5%

ROCE

—

Debt / equity

OPM

25.1%

EPS (TTM)

₹1.2

Book value

₹53.9

52-week high

—

52-week low

—

Key insights

Company research notes and source-linked reviews

Key risks

Profitability swings: net profit ranged from -0.69 Cr (Mar 2026) to +0.94 Cr (Jun 2026); verify whether loss quarter reflected one-time event or persistent operational issue.

Poor capital returns: ROE of 1.5% despite latest OPM of 26.5% indicates capital deployed inefficiently relative to profits; verify asset utilization and cost structure.

Micro-cap liquidity: ₹201.78 Cr market cap with FII 2.08% and DII 0.05% concentration creates funding and trading-liquidity risk; verify institutional access and volume.

Valuation disconnect: PE of 185.12 reflects extremely depressed earnings or stretched expectations; verify whether Jun 2026 recovery is sustainable or bounce from anomaly.

Generated analysis · source review pending

Growth drivers

Revenue scaling: quarterly revenue jumped from 0.86 Cr (Sep 2024) to 2.83 Cr (Jun 2026), 3.3× increase; if growth trajectory persists, drives earnings expansion.

Profitability at record: net profit of 0.94 Cr in Jun 2026 is highest in dataset, implying annualized earnings potential of 3.8 Cr+; verify if quarterly run-rate can sustain.

Margin recovery potential: OPM compressed from 68.6% (Sep 2024) to 26.5% (Jun 2026) despite revenue growth, signaling cost headwinds or product-mix shift; if pressures reverse, earnings could multiply faster than revenue.

Generated analysis · source review pending

2,479 historical price candles were omitted because the exchange source has not been verified.

₹235.1+0%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 25.1%
+Almost debt-free (debt/equity 0)
+High promoter holding of 74.9% with no pledge

Cons

−Low return on equity of 3.5% (3-yr avg)
−Profit declined 35.7% a year over the last 5 years
−Revenue shrank over the last 5 years (-8.9% a year)
−Expensive at 194.1× trailing earnings

Research score

Structured signal from quality, growth, valuation and momentum.

49/100

Business quality: 56
Growth: 75

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	6	1	4	2	9	3	2	3	4	5
Interest	—	—	—	0	0	0	0	0	0	0
Expenses	0	0	1	1	1	1	1	1	1	4
Financing profit	—	—	—	2	8	2	1	2	3	1
Financing margin %	—	—	—	71.2%	92%	73.9%	53.6%	72.5%	74.8%	25.1%
Other income	—	—	—	0	0	0	0	0	0	0
Depreciation	—	—	—	0	0	0	0	0	0	0
Profit before tax	5	1	4	2	8	2	1	2	3	1
Tax	—	0	—	0	1	0	0	1	0	1
Tax %	—	26.6%	—	22.4%	18.5%	21.9%	13.1%	24.2%	16.7%	48.2%
PAT	4	0	3	1	7	2	1	2	2	1
EPS (₹)	4.5	0.5	3.2	1.5	7.3	1.8	1.1	2	2.6	0.9
EPS adjusted (₹)	—	0.5	3.2	1.5	7.3	1.7	1	2	2.6	0.8
Annual report	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	—

₹ Cr	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	9	9	9	9	9	9	9	9	9
Reserves	20	23	26	32	34	35	36	39	40
	—	—	—	0	—	—	0	0	0
	1	1	0	0	0	0	0	0	1
Total equity & liabilities	30	33	35	41	43	44	46	48	50
	—	—	—	—	—	0	0	0	0
CWIP	—	—	—	—	—	0	—	—	0
Investments	28	31	23	25	31	0	23	30	10
	1	1	12	17	12	44	22	18	39
Total assets	30	33	35	41	43	44	46	48	50

₹ Cr	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-1	-11	-5	4	9	-1	-1	-37
	1	11	6	-3	-9	2	2	40
	0	0	0	-1	0	0	0	0
Net cash flow	0	0	0	-0	-0	1	1	3
Free cash flow	—	—	-5	4	9	-1	-1	-37
CFO / Operating profit %	-14.7%	-628.6%	-67.2%	196.5%	815.1%	-33.6%	-30.7%	—

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	86.1%	71.2%	92.8%	74.3%	54.1%	72.5%	74.8%	25.1%
EBIT margin %	86.1%	71.2%	92.8%	74.3%	54.1%	72.5%	74.8%	25.1%
PAT margin %	69.4%	55.9%	74.9%	57.7%	48%	55.3%	66.6%	13.1%
Working capital
Receivable days	—	761	205	30	—	—	—	—
Inventory days	—	—	—	—	0	0	0	0
Payable days	—	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	—	—	0	—	—	0	0	0
Debt to equity	—	—	0	—	—	0	0	0
Interest coverage	—	—	116	202	108	—	—	—
Asset turnover	0.13	0.07	0.21	0.06	0.04	0.07	0.07	0.11
Return ratios
Return on assets %	8.9%	3.8%	15.8%	3.7%	2.2%	3.9%	4.9%	1.5%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	9.2%	3.8%	15.9%	3.7%	2.2%	3.9%	4.9%	1.5%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	74.92%	74.92%	74.92%	74.92%	74.92%	74.92%	74.92%	74.92%	74.92%	74.92%	74.92%	74.92%
	0%	0%	0%	0.2%	0.18%	0.55%	1.92%	1.92%	1.69%	2.03%	2.08%	2.08%
	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	25.03%	25.03%	25.03%	24.83%	24.85%	24.48%	23.11%	23.11%	23.34%	23%	22.95%	22.95%
No. of shareholders	—	—	—	—	—	—	—	—	20,141	20,024	19,867	19,838

Promoter holding up 0 percentage points since Sep 2023.

1 deal · 18 Dec 2023 – 18 Dec 2023

Date	Client	Type	Venue	Side	Quantity	Price	Value
18 Dec 2023	JAINAM UDAY SHAH	Bulk	BSE	Buy	72,000	₹99.03	₹0.71 Cr

1–1 of 1

1 / 1

Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Mr. Sanjiv SwarupNon-Executive - Independent Director-Chairperson
Mrs. Sreedevi PillaiNon-Executive - Independent Director
Mr. Satish Maruti MangutkarNon-Executive - Non Independent Director
Mr. Surajkumar Omprakash SaraogiNon-Executive - Non Independent Director
Mrs. Niru Shiv Kumar KanodiaExecutive Director-CEO
Mrs. Anita Rajendra MalusareNon-Executive - Non Independent Director
Mr. Manoj AgrawalChief Financial Officer
Ms. Aarti PandeyCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Team India Guaranty Limited. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

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Events

Upcoming dates and the company’s corporate-action history.

1

Board meeting to consider results14 Aug 2026

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

18 announcementsExport CSV

17 Aug 2026, 6:57 pmAGM/EGM

Team India Guaranty Ltd - 511559 - Shareholder Meeting / Postal Ballot-Scrutinizer"s Report

Postal Ballot PDF

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Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	86.1%	71.2%	92.8%	74.3%	54.1%	72.5%	74.8%	25.1%
EBIT margin %	86.1%	71.2%	92.8%	74.3%	54.1%	72.5%	74.8%	25.1%
PAT margin %	69.4%	55.9%	74.9%	57.7%	48%	55.3%	66.6%	13.1%
Working capital
Receivable days	—	761	205	30	—	—	—	—
Inventory days	—	—	—	—	0	0	0	0
Payable days	—	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	—	—	0	—	—	0	0	0
Debt to equity	—	—	0	—	—	0	0	0
Interest coverage	—	—	116	202	108	—	—	—
Asset turnover	0.13	0.07	0.21	0.06	0.04	0.07	0.07	0.11
Return ratios
Return on assets %	8.9%	3.8%	15.8%	3.7%	2.2%	3.9%	4.9%	1.5%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	9.2%	3.8%	15.9%	3.7%	2.2%	3.9%	4.9%	1.5%

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN	₹1,77,811 Cr	₹4,28,503 Cr	₹49,997 Cr	₹36,981 Cr	73.7%	₹11,318 Cr	20.8%	—	16.4%	—
Tata Capital LimitedTATACAPTATACAP	₹1,35,540 Cr	₹3,71,517 Cr	₹32,695 Cr	₹24,219 Cr	73.2%	₹5,404 Cr	15.5%	—	13.3%	—
Cholamandalam Investment And Finance Company LimitedCHOLAFINCHOLAFIN	₹1,33,352 Cr	₹3,45,452 Cr	₹32,663 Cr	₹22,399 Cr	68.2%	₹5,751 Cr	16.8%	—	19.3%	—
Muthoot Finance LimitedMUTHOOTFINMUTHOOTFIN	₹1,08,289 Cr	₹2,60,075 Cr	₹33,431 Cr	₹27,558 Cr	81.4%	₹11,373 Cr	34%	—	30.9%	—
L&T Finance LimitedLTFLTF	₹66,238 Cr	₹1,76,126 Cr	₹18,928 Cr	₹11,603 Cr	61.1%	₹3,226 Cr	16.7%	—	11.2%	—
Sbi Cards And Payment Services LimitedSBICARDSBICARD	₹53,594 Cr	₹97,658 Cr	₹20,063 Cr	₹5,374 Cr	26.7%	₹2,275 Cr	10.9%	—	14.7%	—
Hdb Financial Services LimitedHDBFSHDBFS	₹51,335 Cr	₹1,38,733 Cr	₹16,300 Cr	₹9,318 Cr	57.2%	₹2,176 Cr	13.4%	—	14.7%	—
Sundaram Finance LimitedSUNDARMFINSUNDARMFIN	₹48,838 Cr	₹1,18,475 Cr	₹10,104 Cr	₹7,957 Cr	78.3%	₹2,220 Cr	21%	—	14.7%	—
Piramal Finance LimitedPIRAMALFINPIRAMALFIN	₹45,868 Cr	₹1,25,857 Cr	₹11,852 Cr	₹7,051 Cr	59.5%	₹1,504 Cr	12.7%	—	5.3%	—
Authum Investment & Infrastructure LimitedAIILAIIL	₹45,797 Cr	₹49,133 Cr	₹2,863 Cr	₹2,451 Cr	88.2%	₹3,582 Cr	74%	—	13.1%	—
Mahindra & Mahindra Financial Services LimitedM&MFINM&MFIN	₹44,445 Cr	₹1,72,816 Cr	₹21,733 Cr	₹13,785 Cr	62.5%	₹3,253 Cr	13.6%	—	11.9%	—
Poonawalla Fincorp LimitedPOONAWALLAPOONAWALLA	₹38,161 Cr	₹86,259 Cr	₹7,813 Cr	₹4,291 Cr	52.7%	₹787 Cr	8%	—	5.9%	—

Date	Category	Subject	Filing
17 Aug 2026, 6:57 pm	AGM/EGM Postal Ballot	Team India Guaranty Ltd - 511559 - Shareholder Meeting / Postal Ballot-Scrutinizer"s Report	PDF
17 Aug 2026, 6:55 pm	AGM/EGM Postal Ballot	Shareholder Meeting / Postal Ballot-Outcome of Postal_Ballot	PDF
15 Aug 2026, 4:52 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF
14 Aug 2026, 7:09 pm	Company Update Change in Management	Announcement under Regulation 30 (LODR)-Change in Management	PDF
14 Aug 2026, 6:22 pm	Result Financial Results	Intimation Of Financial Results Pursuant To Regulation 33 Of SEBI (Listing Obligation And Disclosure Requirements) Regulations, 2015 (SEBI Listing Regulations)	PDF
14 Aug 2026, 5:55 pm	Board Meeting Outcome of Board Meeting	Board Meeting Outcome for Outcome Of Board Meeting Held On 14Th August, 2026 Pursuant To Regulation 30 And Regulation 33 Of SEBI (Listing Obligation And Disclosure Requirements) Regulations, 2015 (SEBI Listing Regulations)	PDF
7 Aug 2026, 5:42 pm	Board Meeting	Board Meeting Intimation for Intimation Of Board Meeting Of Team India Guaranty Limited ('The Company') To Be Held On Friday, 14Th August, 2026	PDF
17 Jul 2026, 1:31 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF

Team India Guaranty Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

1

Announcements

Not in the F&O segment

No fund holdings on record

1

Announcements

Annual reports

Compounded sales growth

Compounded profit growth

Return on equity

Team India Guaranty Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

Board meetings1

Announcements

Ratio timeline

Quarterly record

Bulk & block deals

Board and management

Not in the F&O segment

No fund holdings on record

Board meetings1

Announcements

Annual reports

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

1

1