Star Housing Finance Ltd (STARHFL)

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Star Housing Finance Ltd (STARHFL) · mywealthgrid

About

Star Housing Finance Ltd operates in Housing Finance Company within the Financials sector.

Face value: ₹5

Market cap

₹32 Cr

P/E

7.5×

P/B

0.2×

Dividend yield

2.4%

ROE

7.4%

ROCE

—

Debt / equity

2.41

OPM

63.1%

EPS (TTM)

₹0.5

Book value

₹16.9

52-week high

—

52-week low

—

932 historical price candles were omitted because the exchange source has not been verified.

₹4.1-2.9%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 63.1%
+Profit CAGR of 26% over the last 5 years
+Revenue CAGR of 54.3% over the last 5 years

Cons

−Low return on equity of 6.5% (3-yr avg)
−Heavily leveraged (debt/equity 2.4)
−Weak interest coverage of 1.4×
−Low promoter holding of 17.5%

Research score

Structured signal from quality, growth, valuation and momentum.

68/100

Business quality: 28
Growth: 100

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Bajaj Housing Finance LimitedBAJAJHFLBAJAJHFL	₹69,083 Cr	₹1,72,787 Cr	₹11,606 Cr	₹10,596 Cr	90.9%	₹2,692 Cr	23%	—	12.1%	—
Pnb Housing Finance LimitedPNBHOUSINGPNBHOUSING	₹28,458 Cr	₹99,656 Cr	₹8,692 Cr	₹8,177 Cr	94.5%	₹2,315 Cr	26.9%	—	12.7%	—
Lic Housing Finance LimitedLICHSGFINLICHSGFIN	₹28,000 Cr	₹3,05,356 Cr	₹28,683 Cr	₹27,081 Cr	93.6%	₹5,739 Cr	19.4%	—	14.4%	—
Aadhar Housing Finance LimitedAADHARHFCAADHARHFC	₹19,609 Cr	₹38,352 Cr	₹3,817 Cr	₹2,908 Cr	76.4%	₹1,141 Cr	29.8%	—	15.8%	—
Sammaan Capital LimitedSAMMAANCAPSAMMAANCAP	₹15,388 Cr	₹66,991 Cr	₹7,418 Cr	₹3,373 Cr	41.6%	₹-7,236 Cr	-87.5%	—	-35%	—
Home First Finance Company India LimitedHOMEFIRSTHOMEFIRST	₹11,764 Cr	₹22,354 Cr	₹1,999 Cr	₹1,571 Cr	78.9%	₹581 Cr	28.2%	—	15.7%	—
Aptus Value Housing Finance India LimitedAPTUSAPTUS	₹11,338 Cr	₹19,212 Cr	₹2,306 Cr	₹1,906 Cr	83.4%	₹985 Cr	42%	—	20.1%	—
Can Fin Homes LimitedCANFINHOMECANFINHOME	₹9,471 Cr	₹47,728 Cr	₹4,292 Cr	₹3,953 Cr	92.1%	₹1,130 Cr	25.8%	—	19.7%	—
Aavas Financiers LimitedAAVASAAVAS	₹9,444 Cr	₹21,780 Cr	₹2,018 Cr	₹1,484 Cr	73.5%	₹491 Cr	24.3%	—	13.9%	—
India Shelter Finance Corporation LimitedINDIASHLTRINDIASHLTR	₹7,031 Cr	₹13,277 Cr	₹1,528 Cr	₹1,110 Cr	72.6%	₹503 Cr	32.9%	—	17%	—
Repco Home Finance LimitedREPCOHOMEREPCOHOME	₹2,114 Cr	₹14,320 Cr	₹1,819 Cr	₹1,612 Cr	89.3%	₹482 Cr	26.5%	—	12.7%	—
Gic Housing Finance LimitedGICHSGFINGICHSGFIN	₹716 Cr	₹9,767 Cr	₹1,084 Cr	₹895 Cr	79.1%	₹157 Cr	14.3%	—	7.6%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	7	11	16	19	35	59
Interest	2	4	5	6	11	28
Expenses	1	1	8	10	18	22
Financing profit	4	5	2	3	6	9
Financing margin %	54.8%	47.9%	14.9%	14.4%	18.3%	15.6%
Other income	0	1	0	1	2	3
Depreciation	—	—	0	0	0	1
Profit before tax	4	6	2	3	8	11
Tax	1	2	1	1	1	3
Tax %	31%	28.1%	28.9%	22.7%	13%	22.6%
PAT	3	4	2	2	7	9
EPS (₹)	2.4	3.6	1	1.5	1	1.1
EPS adjusted (₹)	—	—	0.3	0.4	0.9	1.1
	0%	0%	0%	13.4%	5.2%	6.6%
Annual report	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity capital	16	16	17	39	39
Reserves	37	38	48	68	94
	38	64	78	163	320
	1	7	11	17	37
Total equity & liabilities	91	125	153	286	490
	1	1	1	2	3
CWIP	—	—	0	0	2
Investments	4	4	9	7	8
	86	120	144	276	477
Total assets	91	125	153	286	490

₹ Cr	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	-14	-11	-9	-6	-111	-129
	-0	-0	-4	-7	-10	-14
	16	9	32	22	120	176
Net cash flow	2	-2	19	9	-1	33
Free cash flow	-14	-11	-10	-7	-114	-131
CFO / Operating profit %	-142.1%	—	-123.1%	-70.9%	-625.5%	-349%

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—
EBITDA margin %	80.3%	87.6%	46.9%	47.4%	50.2%	63.1%
EBIT margin %	80.3%	87.6%	46%	45.9%	49.2%	61.9%
PAT margin %	41.8%	38.7%	10%	12.7%	19.8%	15.2%
Working capital
Receivable days	—	—	—	—	—	—
Inventory days	—	—	0	0	0	0
Payable days	—	—	—	—	—	—
NWC days	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—
Debt to EBITDA	—	—	8.78	8.85	9.15	8.67
Debt to equity	—	—	1.2	1.22	1.53	2.41
Interest coverage	3.4	2.4	1.4	1.5	1.7	1.4
Asset turnover	—	—	0.13	0.12	0.12	0.12
Return ratios
Return on assets %	—	—	1.3%	1.6%	2.4%	1.8%
Return on capital employed %	—	—	—	—	—	—
Return on equity %	—	—	2.9%	3.7%	6.6%	6.7%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	20.62%	19.79%	19.62%	19.61%	18.85%	18.78%	18.78%	18.44%	18.36%	17.65%	17.59%	17.5%
FII	1.04%	0.51%	1.14%	1.16%	0.86%	0.54%	0%	0%	0%	0%	0%	0%
	0.22%	0%	0%	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	78.12%	79.7%	79.24%	79.15%	80.21%	80.6%	81.14%	81.48%	81.56%	82.27%	82.33%	82.42%
No. of shareholders	—	—	—	—	—	—	—	—	10,157	10,637	10,839	10,837

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Star Housing Finance Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Aug 2025Transcript AI Summary PPT REC

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

5

Final dividend19 Sept 2025 · ex-date₹0.1
Final dividend9 Sept 2024 · ex-date₹0.08
Final dividend3 Aug 2023 · ex-date₹0.05
Final dividend7 Jul 2022 · ex-date₹0.2
Dividend dividend15 Oct 2020 · ex-date₹0.1

1

Face value ₹10 → ₹516 Dec 2022 · ex-date

2

Bonus 1:116 Dec 2022 · ex-date
Bonus 1:17 Mar 2017 · ex-date

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

5 announcementsExport CSV

17 Sept 2026, 10:22 pmCompany Update

Intimation Of Approval Of Extension Of AGM

General PDF

16 Sept 2026, 6:36 pmAGM/EGM

Star Housing Finance Ltd - 539017 - Shareholder Meeting / Postal Ballot-Scrutinizer"s Report

Postal Ballot PDF

16 Sept 2026, 6:34 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Outcome of Postal_Ballot

Postal Ballot PDF

9 Sept 2026, 6:28 pmCompany Update

Announcement Under Regulation 30 - Updates

General PDF

9 Sept 2026, 6:26 pmCompany Update

Announcement under Regulation 30 (LODR)-Change in Registered Office Address

Change in Registered Office Address PDF

Date	Category	Subject	Filing
17 Sept 2026, 10:22 pm	Company Update General	Intimation Of Approval Of Extension Of AGM	PDF
16 Sept 2026, 6:36 pm	AGM/EGM Postal Ballot	Star Housing Finance Ltd - 539017 - Shareholder Meeting / Postal Ballot-Scrutinizer"s Report	PDF

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Ratio	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—
EBITDA margin %	80.3%	87.6%	46.9%	47.4%	50.2%	63.1%
EBIT margin %	80.3%	87.6%	46%	45.9%	49.2%	61.9%
PAT margin %	41.8%	38.7%	10%	12.7%	19.8%	15.2%
Working capital
Receivable days	—	—	—	—	—	—
Inventory days	—	—	0	0	0	0
Payable days	—	—	—	—	—	—
NWC days	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—
Debt to EBITDA	—	—	8.78	8.85	9.15	8.67
Debt to equity	—	—	1.2	1.22	1.53	2.41
Interest coverage	3.4	2.4	1.4	1.5	1.7	1.4
Asset turnover	—	—	0.13	0.12	0.12	0.12
Return ratios
Return on assets %	—	—	1.3%	1.6%	2.4%	1.8%
Return on capital employed %	—	—	—	—	—	—
Return on equity %	—	—	2.9%	3.7%	6.6%	6.7%

26 deals · 30 Aug 2021 – 24 Aug 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
24 Aug 2026	HINA RASTOGI	Bulk	BSE	Buy	5,72,080	₹5.22	₹0.30 Cr
24 Aug 2026	ANOOP SAXENA	Bulk	BSE	Sell	4,08,706	₹5.22	₹0.21 Cr
26 Dec 2024	NEXPACT LIMITED	Bulk	BSE	Sell	4,60,000	₹48.00	₹2.21 Cr
8 Aug 2024	SAPAN ANIL SHAH HUF	Bulk	BSE	Buy	10,00,000	₹45.52	₹4.55 Cr
7 Feb 2024	PERENNIAL EMERGING GROWTH FUND	Bulk	BSE	Buy	5,00,000	₹62.94	₹3.15 Cr
25 Sept 2023	ASHISH JAIN	Bulk	BSE	Buy	3,92,900	₹59.58	₹2.34 Cr
25 Sept 2023	AKME BUILD ESTATE LIMITED	Bulk	BSE	Sell	3,89,865	₹59.58	₹2.32 Cr
20 Sept 2023	AKME BUILD ESTATE LIMITED	Bulk	BSE	Sell	5,04,700	₹59.57	₹3.01 Cr
20 Sept 2023	KAVISH JAIN	Bulk	BSE	Buy	4,53,600	₹59.55	₹2.70 Cr
21 Mar 2023	GHANSHYAM GARG	Bulk	BSE	Sell	5,00,000	₹46.62	₹2.33 Cr

1–10 of 26

1 / 3

Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Star Housing Finance Ltd

About

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Events

5

1

2

Announcements

Not in the F&O segment

5

1

2

No fund holdings on record

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Compounded sales growth

Compounded profit growth

Return on equity

Star Housing Finance Ltd

About

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Ratios

Ratio timeline

Shareholding

Quarterly record

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Events

Dividends5

Stock splits1

Bonus issues2

Announcements

Ratio timeline

Not in the F&O segment

Quarterly record

Bulk & block deals

Board and management

Dividends5

Stock splits1

Bonus issues2

No fund holdings on record

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

5

1

2

5

1

2