Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1,63,998 | 1,75,518 | 2,20,499 | 2,42,869 | 2,57,324 | 2,65,151 | 2,75,457 | 3,32,103 | 4,15,131 | 4,62,489 | 4,82,797 | |
| Interest | 1,06,803 | 1,13,659 | 1,45,646 | 1,54,520 | 1,59,239 | 1,54,441 | 1,54,750 | 1,87,263 | 2,55,255 | 2,95,524 | 3,09,677 |
| Expenses | 41,782 | 46,473 | 1,34,983 | 1,23,516 | 1,18,244 | 1,26,665 | 89,656 | 1,10,953 | 1,19,323 | 1,29,848 | 1,36,817 |
| Financing profit | 15,412 | 15,387 | -60,129 | -35,167 | -20,159 | -15,955 | 31,052 | 33,887 | 40,553 | 37,117 | 36,303 |
| Financing margin % | 9.4% | 8.8% | -27.3% | -14.5% | -7.8% | -6% | 11.3% | 10.2% | 9.8% | 8% | 7.5% |
| Other income | 27,845 | 35,461 | 39,165 | 35,214 | 39,006 | 41,957 | 40,564 | 36,616 | 51,682 | 61,683 | 68,850 |
| Depreciation | — | — | — | — | — | — | 20,776 | 3,297 | 3,352 | 3,529 | 4,270 |
| Profit before tax | — | — | -15,528 | 1,607 | 25,063 | 27,541 | 43,422 | 67,206 | 81,783 | 95,271 | 1,05,477 |
| Tax | — | — | -8,981 | 745 | 10,575 | 7,131 | 11,746 | 16,973 | 20,706 | 24,371 | 25,445 |
| Tax % | — | — | -57.8% | 46.4% | 42.2% | 25.9% | 27.1% | 25.3% | 25.3% | 25.6% | 24.1% |
| PAT | 9,951 | 10,484 | -6,547 | 862 | 14,488 | 20,410 | 31,676 | 50,232 | 61,077 | 70,901 | 80,032 |
| EPS (₹) | 13 | 13.4 | -7.5 | 1 | 16.2 | 22.9 | 35.5 | 56.3 | 68.4 | 79.4 | 87.6 |
| EPS adjusted (₹) | 12.8 | 13.2 | -7.3 | 1 | 16.2 | 22.9 | 35.5 | 56.3 | 68.4 | 79.4 | 86.7 |
| 20% | 19.4% | — | 0% | 0% | 17.5% | 20% | 20.1% | 20% | 20% | 19.8% | |
| Gross NPA % | — | — | 10.9% | 7.5% | 6.2% | 5% | 4% | 2.8% | 2.2% | 1.8% | 1.5% |
| Net NPA % | — | — | 5.7% | 3% | 2.2% | 1.5% | 1% | 0.7% | 0.6% | 0.5% | 0.4% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 776 | 797 | 892 | 892 | 892 | 892 | 892 | 892 | 892 | 892 | 923 |
| Reserves | 1,43,498 | 1,87,489 | 2,18,236 | 2,20,021 | 2,31,115 | 2,52,983 | 2,79,196 | 3,26,716 | 3,76,354 | 4,40,270 | 5,43,519 |
| Deposits | 17,30,722 | 20,44,751 | 27,06,343 | 29,11,386 | 32,41,621 | 36,81,277 | 40,51,534 | 44,23,778 | 49,16,077 | 53,82,190 | 59,75,642 |
| Borrowings | 2,24,191 | 3,17,694 | 3,62,142 | 4,03,017 | 3,14,656 | 4,17,298 | 4,26,043 | 4,93,135 | 5,97,561 | 5,63,573 | 7,31,254 |
| Other liabilities | 1,59,876 | 1,55,235 | 1,67,138 | 1,45,597 | 1,63,110 | 1,81,980 | 2,29,932 | 2,72,457 | 2,88,810 | 2,89,129 | 3,71,674 |
| Total equity & liabilities | 22,59,063 | 27,05,966 | 34,54,752 | 36,80,914 | 39,51,394 | 45,34,430 | 49,87,597 | 55,16,979 | 61,79,694 | 66,76,053 | 76,23,012 |
| Fixed assets | 10,389 | 42,919 | 39,992 | 39,198 | 38,439 | 38,419 | 37,708 | 42,382 | 42,617 | 44,108 | 54,790 |
| Investments | 4,77,097 | 7,65,990 | 10,60,987 | 9,67,022 | 10,46,955 | 13,51,705 | 14,81,445 | 15,70,366 | 16,71,340 | 16,90,573 | 18,01,254 |
| 17,71,576 | 18,97,058 | 23,53,773 | 26,74,695 | 28,66,000 | 31,44,305 | 34,68,444 | 39,04,231 | 44,65,737 | 49,41,373 | 57,66,968 | |
| Total assets | 22,59,063 | 27,05,966 | 34,54,752 | 36,80,914 | 39,51,394 | 45,34,430 | 49,87,597 | 55,16,979 | 61,79,694 | 66,76,053 | 76,23,012 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 14,077 | 11,060 | -85,425 | 34,628 | 25,688 | 89,866 | 58,415 | -91,352 | 19,022 | 45,860 | 31,894 | |
| -3,669 | -3,148 | 879 | -3,959 | -2,977 | -3,354 | -2,613 | -3,297 | -3,053 | -2,012 | 6,717 | |
| 4,348 | -1,780 | 4,291 | -1,088 | 3,352 | 5,633 | -5,178 | 5,202 | -13,855 | -16,327 | -2,802 | |
| Net cash flow | — | — | — | — | — | 92,144 | 50,625 | -89,447 | 2,114 | 27,521 | 35,809 |
| Free cash flow | — | — | — | — | — | 86,529 | 55,895 | -95,418 | 15,517 | 40,748 | 24,453 |
| CFO / Operating profit % | — | — | — | 29% | 18.5% | 64.9% | 31.4% | -41.3% | 6.4% | 13.8% | 9.2% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking oprations- Other Retail Banking | 2,60,480.47 | 40,905.82 | 32,11,202.6 | 18,81,021.6 | 13,30,181 | 3.08 |
| Corporate/ Wholesale Banking operations | 1,49,102.41 |
| 31,262.64 |
| 22,64,501.84 |
| 20,22,716.81 |
| 2,41,785.03 |
| 12.93 |
| Treasury operations | 1,35,516.03 | 20,346.43 | 20,41,663.15 | 18,24,066.77 | 2,17,596.38 | 9.35 |
| Retail Banking oprations- Digital Banking | 4,125.43 | 18,250.88 | 31,791.06 | 11,27,336.27 | — | — |
| Unallocated | 2,423.11 | 0 | 0 | 0 | — | — |
| Exceptional Items | 0 | 4,593.22 | 0 | 0 | — | — |
₹ crore by fiscal year