Financials · mywealthgrid

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Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	2,69,852	2,78,115	2,89,973	3,50,845	4,39,189	4,90,938	5,14,933
Interest	1,61,124	1,56,010	1,56,194	1,89,981	2,59,736	3,00,943	3,15,005
Expenses	1,76,570	1,96,532	1,70,613	2,04,303	2,32,650	2,52,043	2,78,781
Financing profit	-67,842	-74,426	-36,834	-43,439	-53,197	-62,049	-78,853
Financing margin %	-25.1%	-26.8%	-12.7%	-12.4%	-12.1%	-12.6%	-15.3%
Other income	92,377	1,05,855	1,17,000	1,22,534	1,55,386	1,72,406	1,94,684
Depreciation	—	—	23,009	3,696	3,849	3,991	4,830
Profit before tax	33,280	32,404	50,566	76,590	92,645	1,07,871	1,15,525
Tax	12,140	8,516	13,382	18,840	23,102	27,348	28,860
Tax %	36.5%	26.3%	26.5%	24.6%	24.9%	25.4%	25%
PAT	21,140	23,888	37,183	57,750	69,543	80,523	86,666
EPS (₹)	22.2	25.1	39.6	62.4	75.2	86.9	91.2
EPS adjusted (₹)	25.5	24.7	40.6	63.7	76.7	88.6	91.9
	0%	15.9%	17.9%	18.1%	18.2%	18.3%	19%
Gross NPA %	6.2%	5%	4%	—	—	—	—
Net NPA %	2.2%	1.5%	1%	—	—	—	—
Annual report	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	776	797	892	892	892	892	892	892	892	892	923
Reserves	1,79,816	2,16,395	2,29,429	2,33,603	2,50,168	2,74,669	3,04,696	3,58,039	4,29,665	5,04,170	6,13,976
Deposits	22,53,858	25,99,811	27,22,178	29,40,541	32,74,161	37,15,331	40,87,411	44,68,536	49,66,537	54,39,898	60,43,097
Borrowings	2,58,214	3,36,366	3,69,079	4,13,748	3,32,901	4,33,796	4,49,160	5,21,152	6,39,610	6,10,857	7,77,302
Other liabilities	2,78,233	2,91,753	2,94,853	2,99,683	3,39,371	4,20,930	5,18,725	6,05,800	6,97,075	7,58,367	8,86,270
Total equity & liabilities	29,70,898	34,45,122	36,16,433	38,88,467	41,97,492	48,45,619	53,60,884	59,54,418	67,33,779	73,14,185	83,21,569
Fixed assets	15,256	50,941	41,226	40,703	40,078	40,167	39,510	44,407	44,708	46,338	57,152
Investments	7,05,189	10,27,281	11,83,794	11,19,248	12,28,284	15,95,100	17,76,490	19,13,108	21,10,548	22,05,601	23,59,502
	22,50,453	23,66,900	23,91,413	27,28,516	29,29,130	32,10,351	35,44,884	39,96,903	45,78,522	50,62,247	59,04,914
Total assets	29,70,898	34,45,122	36,16,433	38,88,467	41,97,492	48,45,619	53,60,884	59,54,418	67,33,779	73,14,185	83,21,569

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	14,477	77,406	-96,508	29,556	23,929	89,919	57,695	-86,014	21,632	48,486	38,097
	-3,669	-2,832	11,066	-857	-3,324	-3,736	-3,619	-4,041	-4,252	-5,635	-691
	4,348	-4,196	5,547	448	5,430	7,143	-3,845	6,386	-9,896	-13,739	-3,427
Net cash flow	16,078	68,638	—	—	—	93,325	50,232	-83,668	7,484	29,112	33,979
Free cash flow	—	—	—	—	—	86,091	54,644	-90,685	17,457	42,849	29,734
CFO / Operating profit %	—	—	—	—	25.7%	110.2%	48.3%	-58.7%	10.5%	20.3%	16.1%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Retail Banking oprations- Other Retail Banking	2,61,602.85	41,512.07	32,20,589.2	19,08,797.4	13,11,791.8	3.16
Corporate/ Wholesale Banking operations	1,53,354.79