Sakthi Finance Ltd (SAKTHIFIN)

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Sakthi Finance Ltd (SAKTHIFIN) · mywealthgrid

About

Sakthi Finance operates as a small-scale investment company within India's financials sector, with ₹178.9 Cr market capital and 68.8% operating margins. The company generates consistent profitability and pays regular annual dividends, though recent quarters show contraction in revenue and net profit.

Face value: ₹10

Market cap

₹160 Cr

P/E

13.4×

P/B

0.7×

Dividend yield

6.5%

ROE

7.4%

ROCE

—

Debt / equity

5.38

OPM

69.2%

EPS (TTM)

₹1.8

Book value

₹33.7

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Profitability declining: net profit fell from ₹3.77 Cr (Sep 2017) to ₹2.33 Cr (Mar 2019); operating margins compressed from 75.15% to 66.75%; verify what is driving this deterioration and if it is cyclical or structural
High financial leverage with D/E ratio 3.6; for an investment company, verify portfolio asset quality, concentration risk, and credit cycle exposure
ROE is not disclosed, preventing assessment of actual shareholder returns; verify if returns are competitive within the sector
Stock down 38.61% in 1y; verify if this reflects company-specific deterioration or broader finance sector headwinds

Generated analysis · source review pending

Growth drivers

Revenue declined from ₹44.88 Cr (Mar 2018) to ₹43.03 Cr (Mar 2019) but margins at 68.8% provide leverage; if AUM stabilizes and grows, profit would expand faster than revenue; verify what drove the decline
Operating margins at 68.8% persist despite revenue contraction; verify if cost structure is primarily fixed (enabling margin expansion at higher revenue) or proportionally variable
Consistent profitability and annual dividend payments continue, indicating underlying cash generation; verify if retained capital is deployed toward AUM expansion or new products
Debt-to-equity of 3.6 reflects existing leverage; verify capital deployment strategy and whether management plans growth investments in portfolio or new product lines

Generated analysis · source review pending

2,174 historical price candles were omitted because the exchange source has not been verified.

₹24.7-2.1%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 69.2%
+Dividend yield of 6.5%
+Dividend payout of 86.5% of profit
+High promoter holding of 67% with no pledge

Cons

−Low return on equity of 6.1% (3-yr avg)
−Modest revenue growth of 4.6% a year over the last 5 years
−Heavily leveraged (debt/equity 5.4)
−Weak interest coverage of 1.2×

Research score

Structured signal from quality, growth, valuation and momentum.

45/100

Business quality: 28
Growth

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Jio Financial Services LimitedJIOFINJIOFIN	₹1,40,316 Cr	₹1,62,084 Cr	₹4,905 Cr	₹3,264 Cr	65.6%	₹2,066 Cr	44.4%	—	1.2%	—
Aditya Birla Capital LimitedABCAPITALABCAPITAL	₹1,02,546 Cr	₹2,81,426 Cr	₹48,186 Cr	₹17,803 Cr	36.7%	₹4,104 Cr	8.5%	—	11.6%	—
Tata Investment Corporation LimitedTATAINVESTTATAINVEST	₹31,122 Cr	₹31,122 Cr	₹404 Cr	₹361 Cr	89.4%	₹431 Cr	109.2%	—	1.4%	—
Cholamandalam Financial Holdings LimitedCHOLAHLDNGCHOLAHLDNG	₹25,721 Cr	₹2,36,121 Cr	₹40,993 Cr	₹22,781 Cr	55.1%	₹2,669 Cr	14%	—	17.5%	—
Tvs Holdings LimitedTVSHLTDTVSHLTD	₹24,010 Cr	₹60,166 Cr	₹62,488 Cr	₹9,940 Cr	15.8%	₹1,970 Cr	5.8%	—	30.4%	—
Maharashtra Scooters LimitedMAHSCOOTERMAHSCOOTER	₹14,113 Cr	₹14,113 Cr	₹289 Cr	₹285 Cr	98.7%	₹279 Cr	99.3%	—	1.1%	—
Jsw Holdings LimitedJSWHLJSWHL	₹12,496 Cr	₹12,496 Cr	₹184 Cr	₹168 Cr	92.2%	₹137 Cr	81.7%	—	0.5%	—
Religare Enterprises LimitedRELIGARERELIGARE	₹7,663 Cr	₹8,064 Cr	₹8,941 Cr	₹60 Cr	1.6%	₹50 Cr	0.9%	—	3.2%	—
Pilani Investment And Industries Corporation LimitedPILANIINVSPILANIINVS	₹4,320 Cr	₹6,712 Cr	₹248 Cr	₹216 Cr	88.5%	₹-12 Cr	11%	—	0.2%	—
Nalwa Sons Investments LimitedNSILNSIL	₹2,633 Cr	₹2,636 Cr	₹98 Cr	₹77 Cr	74.8%	₹55 Cr	56.1%	—	0.3%	—
Kalyani Investment Company LimitedKICLKICL	₹2,065 Cr	₹2,065 Cr	₹78 Cr	₹65 Cr	82.2%	₹41 Cr	47.1%	—	0.4%	—
El Cid Investments LimitedELCIDINELCIDIN	₹2,043 Cr	—	₹134 Cr	₹127 Cr	94.5%	₹109 Cr	81%	—	1.2%	—

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	168	168	166	165	170	171	181	192	207
Interest	103	103	100	99	101	104	108	109	116
Expenses	46	43	48	48	50	50	56	60	64
Financing profit	19	22	18	18	19	17	18	23	27
Financing margin %	11.4%	12.9%	11.1%	10.8%	11%	9.8%	9.8%	11.8%	13.2%
Other income	4	3	3	2	0	0	0	0	0
Depreciation	3	3	—	4	5	4	5	5	6
Profit before tax	20	21	19	17	14	13	13	17	21
Tax	8	4	5	5	3	3	3	5	6
Tax %	38.6%	20.6%	26.1%	28.6%	20.2%	26.4%	26.3%	28.1%	26.9%
PAT	13	17	14	12	11	9	10	12	16
EPS (₹)	2.5	—	2.7	2.2	2.2	1.5	1.5	2	2.4
EPS adjusted (₹)	2.1	2.8	2.2	2.4	1.7	1.4	1.5	1.9	2.4
	39.8%	—	36.5%	45.9%	27.4%	41.4%	39.5%	35.4%	32.9%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity capital	61	61	61	50	65	65	65	65	65
Reserves	95	103	108	107	122	127	133	142	154
	688	730	646	675	717	1,026	1,052	1,074	1,175
	236	185	278	246	316	22	20	20	31
Total equity & liabilities	1,080	1,079	1,094	1,078	1,220	1,240	1,269	1,301	1,425
	65	65	4	67	64	73	61	71	68
CWIP	1	0	1	—	—	0	—	0	0
Investments	23	27	27	26	27	27	25	13	14
	990	987	1,062	985	1,129	1,141	1,183	1,217	1,343
Total assets	1,080	1,079	1,094	1,078	1,220	1,240	1,269	1,301	1,425

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	74.5%	71.3%	70.7%	70.4%	70.6%	69.3%	68.8%	69.2%
EBIT margin %	72.6%	71.3%	68.5%	67.6%	68.1%	66.5%	65.9%	66.4%
PAT margin %	10%	8.3%	7.2%	6.6%	5.4%	5.3%	6.5%	7.6%
Working capital
Receivable days	3	3	2	5	4	—	—	—
Inventory days	—	—	—	—	0	0	0	0
Payable days	—	—	—	1	0	—	—	—
NWC days	—	—	—	—	4	—	—	—
Leverage
Current ratio	3.07	2.14	—	—	—	—	—	—
Debt to EBITDA	5.84	5.46	5.78	5.99	8.48	8.38	8.14	8.22
Debt to equity	4.46	3.82	4.29	3.85	5.34	5.31	5.19	5.38
Interest coverage	1.2	1.2	1.2	1.1	1.1	1.1	1.2	1.2
Asset turnover	0.16	0.15	0.15	0.14	0.14	0.14	0.15	0.15
Return ratios
Return on assets %	1.6%	1.3%	1.1%	0.9%	0.7%	0.7%	1%	1.1%
Return on capital employed %	18.3%	17.4%	—	—	—	—	—	—
Return on equity %	10.2%	8.1%	7.6%	6%	4.8%	4.8%	6%	7.2%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%
FII	0.09%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
DII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	32.89%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%
No. of shareholders	—	—	—	—	—	—	—	—	10,398	10,164	10,367	10,468

Promoter holding up 0 percentage points since Sep 2023.

Mr. Mahalingam ManickamNon-Executive - Non Independent Director-Chairperson related to Promoter
Mr. Balasubramaniam MahalingamExecutive Director-MD
Mr. Srinivaasan MahalingamNon-Executive - Non Independent Director
Mr. Sundaraswamy VeluswamyNon-Executive - Non Independent Director
Mr. Advait KurlekarNon-Executive - Independent Director
Mr. Korukkai Visweswaran RamachandranNon-Executive - Independent Director
Mrs. Balakrishnan SusheelaNon-Executive - Independent Director
Mr. Shivram SethuramanNon-Executive - Independent Director
Mr. Shanmugasundaram ChandrasekharNon-Executive - Non Independent Director
Mr. Saurabh JainNon-Executive - Independent Director
Mr. S Venkatesh

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Sakthi Finance Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Credit ratings

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

16

Dividend dividend18 Sept 2026 · ex-date₹0.8
Final dividend19 Sept 2025 · ex-date₹0.8
Final dividend3 Sept 2024 · ex-date₹0.8
Dividend dividend14 Sept 2023 · ex-date₹0.7
Dividend dividend20 Sept 2022 · ex-date₹0.6
Dividend dividend22 Sept 2021 · ex-date₹0.6
Dividend dividend17 Sept 2020 · ex-date₹0.6
Dividend dividend13 Sept 2019 · ex-date₹1
Dividend dividend14 Sept 2018 · ex-date₹1
Dividend dividend15 Sept 2017 · ex-date₹1
Dividend dividend15 Sept 2016 · ex-date₹1
Dividend dividend18 Sept 2015 · ex-date₹1
Dividend dividend22 Sept 2014 · ex-date₹1
Dividend dividend17 Sept 2013 · ex-date₹1
Dividend dividend17 Sept 2012 · ex-date₹1
Dividend dividend19 Sept 2011 · ex-date₹1

1

Board meeting to consider results14 Aug 2026

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

101 announcementsExport CSV

28 Sept 2026, 3:12 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

AGM PDF

3 Sept 2026, 2:17 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

1 Sept 2026, 6:06 pmAGM/EGM

Shareholder Meeting - Weblink Letter To Equity Shareholders, Preference Shareholders And Listed NCD Holders

AGM PDF

1 Sept 2026, 5:53 pmAGM/EGM

Shareholding Meeting - 69Th AGM Sep 26, 2026

AGM PDF

1 Sept 2026, 5:18 pmOthers

Reg. 34 (1) Annual Report.

Reg. 34 (1) Annual Report PDF

24 Aug 2026, 12:22 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

15 Aug 2026, 4:26 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

14 Aug 2026, 7:23 pmCorp. Action

Fixation Of Record Date For Dividend Payment And E-Voting

Record Date PDF

Date	Category	Subject	Filing
28 Sept 2026, 3:12 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report	PDF
3 Sept 2026, 2:17 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication

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Ratio	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	74.5%	71.3%	70.7%	70.4%	70.6%	69.3%	68.8%	69.2%
EBIT margin %	72.6%	71.3%	68.5%	67.6%	68.1%	66.5%	65.9%	66.4%
PAT margin %	10%	8.3%	7.2%	6.6%	5.4%	5.3%	6.5%	7.6%
Working capital
Receivable days	3	3	2	5	4	—	—	—
Inventory days	—	—	—	—	0	0	0	0
Payable days	—	—	—	1	0	—	—	—
NWC days	—	—	—	—	4	—	—	—
Leverage
Current ratio	3.07	2.14	—	—	—	—	—	—
Debt to EBITDA	5.84	5.46	5.78	5.99	8.48	8.38	8.14	8.22
Debt to equity	4.46	3.82	4.29	3.85	5.34	5.31	5.19	5.38
Interest coverage	1.2	1.2	1.2	1.1	1.1	1.1	1.2	1.2
Asset turnover	0.16	0.15	0.15	0.14	0.14	0.14	0.15	0.15
Return ratios
Return on assets %	1.6%	1.3%	1.1%	0.9%	0.7%	0.7%	1%	1.1%
Return on capital employed %	18.3%	17.4%	—	—	—	—	—	—
Return on equity %	10.2%	8.1%	7.6%	6%	4.8%	4.8%	6%	7.2%

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	-102	-25	92	-18	-136	6	2	-2	-28	22
	-9	2	5	4	5	2	-7	20	-28	-14
	8	27	-90	9	109	-6	5	-3	100	-57
Net cash flow	-104	4	7	-4	-22	3	1	16	45	-49
Free cash flow	—	—	—	-20	-137	5	-1	-2	-32	16
CFO / Operating profit %	-83.5%	-20%	77.7%	-15.4%	-113.5%	5.3%	1.7%	-1.2%	-19.6%	—

Sakthi Finance Ltd

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Credit ratings

Events

16

1

Announcements

16

1

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Credit ratings

Compounded sales growth

Compounded profit growth

Return on equity

Sakthi Finance Ltd

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Ratios

Ratio timeline

Shareholding

Quarterly record

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Credit ratings

Events

Dividends16

Board meetings1

Announcements

Dividends16

Board meetings1

Ratio timeline

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Credit ratings

Quarterly record

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

16

1

16

1