Rec Limited (RECLTD) · mywealthgrid

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About

Rec Limited is a financial institution within the Financials sector with a market cap of ₹88,212 Cr. Quarterly revenues range ₹14,000–15,000 Cr, generating net profits of ₹3,300–4,400 Cr and a 19.96% ROE.

Face value: ₹10

Market cap

₹75,770 Cr

P/E

4.7×

P/B

0.9×

Dividend yield

6.3%

ROE

20%

ROCE

—

Debt / equity

6.05

OPM

95.7%

EPS (TTM)

₹60.9

Book value

₹323.0

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Operating margin of 95.67% is exceptionally high for a financial institution; verify the cost structure and whether this reflects the business model or masks underlying operational or credit risks
Stock has fallen 12.98% year-over-year despite consistent earnings (EPS 12.64–16.81 quarterly); investigate whether market concerns reflect weak earnings visibility, regulatory headwinds, or balance-sheet structure doubts
D/E ratio unavailable; confirm leverage position and exposure to interest-rate and refinancing risk
Net profit varies sharply from ₹3,362 Cr (Mar 2026) to ₹4,425 Cr (Sep 2025) despite flat revenue; identify what drives quarterly volatility and management's forward guidance

Generated analysis · source review pending

Growth drivers

ROE of 19.96% demonstrates capital efficiency; verify whether management plans to grow the equity base or reinvest earnings to compound returns at this rate
Quarterly net profits of ₹3,300–4,400 Cr support regular dividend payments; confirm whether capital allocation tilts toward reinvestment or mature-company dividend returns
Quarterly revenue holds steady around ₹14,000–15,000 Cr; investigate whether loan origination, asset growth or new segments could drive expansion
Operating margin of 95.67% leaves little room to absorb cost inflation; verify cost structure defensibility against competitive and inflationary pressures

Generated analysis · source review pending

2,528 historical price candles were omitted because the exchange source has not been verified.

₹287.8-1.6%1Y

Quick read

rule-based

Pros

+Strong return on equity of 21.2% (3-yr avg)
+Healthy operating margin of 95.7%
+Dividend yield of 6.3%
+Dividend payout of 29.9% of profit

Cons

−Heavily leveraged (debt/equity 6.1)
−Weak interest coverage of 1.6×

Research score

Structured signal from quality, growth, valuation and momentum.

55/100

Business quality: 41
Growth: 28
Valuation

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Part ofNIFTY MIDCAP 50 NIFTY MIDCAP 150 NIFTY 200 NIFTY MIDSMALLCAP 400 NIFTY 500

Screen this industry

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	24,013	24,195	23,054	29,930	35,553	39,269	39,478	47,505	56,367	59,584
Interest	14,282	13,462	13,860	18,991	21,489	22,051	23,733	29,948	34,131	36,238
Expenses	1,681	1,888	2,231	3,983	3,294	4,828	1,865	-360	2,161	2,579
Financing profit	8,050	8,845	6,964	6,955	10,770	12,390	13,880	17,917	20,075	20,767
Financing margin %	33.5%	36.6%	30.2%	23.2%	30.3%	31.6%	35.2%	37.7%	35.6%	34.9%
Other income	117	166	47	77	23	70	42	66	67	44
Depreciation	20	40	70	12	11	18	24	24	25	27
Exceptional items	—	—	—	0	0	0	0	0	0	-18
Profit before tax	8,147	8,972	6,941	7,030	10,780	12,431	13,898	17,960	20,117	20,766
Tax	2,455	2,659	2,252	2,058	2,401	2,395	2,731	3,814	4,233	4,458
Tax %	30.1%	29.6%	32.4%	29.3%	22.3%	19.3%	19.7%	21.2%	21%	21.5%
PAT	5,691	6,313	4,689	4,972	8,378	10,036	11,167	14,145	15,884	16,308
EPS (₹)	28.8	32	23.8	25.2	42.4	50.8	42.3	53.6	60.2	61.8
EPS adjusted (₹)	21.6	24	17.8	18.9	31.8	38.1	42.4	53.7	60.3	61.9
	59.3%	30.2%	38.5%	43.7%	30%	30.1%	29.8%	29.9%	29.9%	30%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	987	1,975	1,975	1,975	1,975	1,975	1,975	2,633	2,633	2,633	2,633
Reserves	27,906	31,696	28,835	32,571	33,422	41,231	48,781	55,487	66,717	75,743	82,421
Minority interest	—	—	—	—	—	558	558	—	—	—	—
	1,45,245	1,49,792	1,73,018	2,44,249	2,86,289	3,29,723	3,33,043	3,80,790	4,45,568	4,96,243	5,14,725
	32,807	26,782	921	19,659	25,345	27,380	26,503	26,592	33,273	39,883	40,378
Total equity & liabilities	2,06,945	2,10,245	2,04,749	2,98,454	3,47,030	4,00,867	4,10,860	4,65,503	5,48,191	6,14,502	6,40,158
	254	355	125	165	166	267	628	641	632	628	615
CWIP	77	164	61	197	288	336	6	3	24	76	128
Investments	2,352	2,617	2,829	2,283	2,127	1,724	2,190	3,170	5,352	6,674	9,831
	2,04,262	2,07,109	2,01,734	2,95,809	3,44,450	3,98,541	4,08,035	4,61,689	5,42,184	6,07,124	6,29,584
Total assets	2,06,945	2,10,245	2,04,749	2,98,454	3,47,030	4,00,867	4,10,860	4,65,503	5,48,191	6,14,502	6,40,158

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Ratios

Annual operating, return, leverage and working-capital ratios.

Consolidated Standalone

Consolidated figures

Ratio	Mar 2018	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	98.8%	—	—	—	—	—	—	—
EBITDA margin %	90.3%	86.7%	90.7%	87.7%	95.3%	100.8%	96.2%	95.7%
EBIT margin %	90%	86.7%	90.7%	87.7%	95.2%	100.7%	96.1%	95.6%
PAT margin %	20.3%	16.6%	23.6%	25.6%	28.3%	29.8%	28.2%	27.4%
Working capital
Receivable days	2	1	1	1	—	—	—	—
Inventory days	0	—	—	—	0	—	0	0
Payable days	57	4	7	3	—	—	—	—
NWC days	-55	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	8.31	11.03	10.22	9.67	10.12	9.31	9.15	9.03
Debt to equity	5.62	8.09	7.63	6.56	6.55	6.42	6.33	6.05
Interest coverage	1.5	1.4	1.5	1.6	1.6	1.6	1.6	1.6
Asset turnover	0.11	0.09	0.09	0.1	0.08	0.09	0.09	0.09
Return ratios
Return on assets %	2.3%	1.4%	2.1%	2.4%	2.4%	2.6%	2.6%	2.5%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	15.2%	14%	19.4%	19.8%	19.2%	20.4%	20.3%	19.2%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	52.63%	52.63%	52.63%	52.63%	52.63%	52.63%	52.63%	52.63%	52.63%	52.63%	52.63%	52.63%
	20.36%	20.6%	19.92%	20.43%	21.23%	21.73%	20.48%	19.16%	17.97%	16.46%	15.79%	15.76%
	14.1%	14.17%	15.44%	14.68%	14.25%	13.9%	14.79%	15.5%	15.86%	16.22%	16.35%	16.98%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0.05%	0.05%	0.05%	0.05%
	12.91%	12.6%	12.01%	12.26%	11.89%	11.74%	12.1%	12.71%	13.49%	14.64%	15.18%	14.58%
No. of shareholders	—	—	—	—	—	—	—	—	11,54,542	11,79,931	12,08,647	11,75,194

Promoter holding up 0 percentage points since Sep 2023.

46 deals · 23 Sept 2021 – 16 Sept 2025

Date	Client	Type	Venue	Side	Quantity	Price	Value
16 Sept 2025	GOLDMAN SACHS (SINGAPORE) PTE - ODI	Block	NSE	Sell	9,85,874	₹378.45	₹37.31 Cr
16 Sept 2025	GOLDMAN SACHS BANK EUROPE SE - ODI	Block	NSE	Buy	9,85,874	₹378.45	₹37.31 Cr
15 Sept 2025	GOLDMAN SACHS (SINGAPORE) PTE - ODI	Block	NSE	Sell	12,10,464	₹373.30	₹45.19 Cr
15 Sept 2025	GOLDMAN SACHS BANK EUROPE SE - ODI	Block	NSE	Buy	12,10,464	₹373.30	₹45.19 Cr
9 Sept 2025	GOLDMAN SACHS (SINGAPORE) PTE - ODI	Block	NSE	Sell	18,91,167	₹369.00	₹69.78 Cr
9 Sept 2025	GOLDMAN SACHS BANK EUROPE SE - ODI	Block	NSE	Buy	18,91,167	₹369.00	₹69.78 Cr
14 Jul 2025	THE MTBJ LTD. AS TRST FOR GOVRNMNT PENSION INVSTMNT FUND MTBJ400045828	Block	NSE	Sell	4,04,734	₹401.05	₹16.23 Cr
14 Jul 2025	THE MTBJ LTD. AS TRST FOR GOVERNMENT PENSION INVESTMENT FUND MTBJ400045849	Block	NSE	Buy	4,04,734	₹401.05	₹16.23 Cr
23 Jan 2025	UBS PRINCIPAL CAPITAL ASIA LIMITED	Block	NSE	Sell	2,51,392	₹466.50	₹11.73 Cr
23 Jan 2025	UBS AG	Block	NSE	Buy	2,51,392	₹466.50	₹11.73 Cr

1–10 of 46

1 / 5

Mr. Jitendra SrivastavaExecutive Director-Chairperson
Mr. Subrata AichChief Risk Officer
Mr. Thangarajan Subash Chandira BoshExecutive Director
Mr. Rajesh KumarExecutive Director
Mr. Shashank MisraNon-Executive - Nominee Director
Mr. Rajesh Kumar AgarwalNon-Executive - Nominee Director
Mr. Anil Kumar GuptaNon-Executive - Independent Director
Mrs. Kachiappan Ghayathri DeviNon-Executive - Independent Director
Mr. Anil Kumar GuptaNon - Executive Independent Director
Mrs. Kanchiappan Ghayathri DeviNon - Executive Independent Director
Smt. Poonam ChauhanNon - Executive Non -Independent Director

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F&O

Current futures and options contracts with compact option-chain pages.

End of day 30 Sept 2026 · underlying ₹299.0 · volume and open interest in contracts

3

Expiry	Close	Chg	% Chg	Settlement	Open interest	Change in OI	Volume	Lot size
27 Oct 2026	₹297.6	+3	+1%	₹297.6	32,251	-84	3,545	1575
23 Nov 2026	₹296.5	+2.6	+0.9%	₹296.5	1,965	+77	374	1575
29 Dec 2026	₹296.8	0	0%	₹303.7	48	+48	61	1575

Open the chart icon on a row for that contract's close over 103 stored sessions, with open interest as bars beneath it.

26

27 Oct 2026 23 Nov 2026 29 Dec 2026

Calls				Strike	Puts
OI	Chg OI	Volume	LTP	—	LTP	Volume	Chg OI	OI
0	0	0	₹0.0	240

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

Portfolio month

Schemes holding

across 16 fund houses

Held by these funds

4.59%

of the company's equity

All mutual funds

8.51%

shareholding pattern, Jun 2026

Portfolios as of

August 2026

compared with July 2026

92 schemes · 16 fund houses

		Shares
Growth Mid Cap FundNEW	Nippon India Mutual Fund	3.56 Cr	1,150.05	2.2%	1.351%	—
Portfolio of Kotak Mid Cap FundNEW	Kotak Mahindra Mutual Fund	2.18 Cr	703.29	0.99%	0.826%	—
SMALL CAP FUND	Nippon India Mutual Fund	1.15 Cr	372.16	0.45%	0.437%	-0
ELSS Tax Saver Fund	Nippon India Mutual Fund	62 L	200.45	1.36%	0.235%	-0
Nifty Next 50 Index Fund	ICICI Prudential Mutual Fund	49.72 L	160.75	1.59%	0.189%	+79,384
ELSS – Tax Saver Fund	ICICI Prudential Mutual Fund	46.06 L	148.92	1.04%	0.175%	-0
ETF NIFTY NEXT 50 JUNIOR BEES	Nippon India Mutual Fund	44.09 L	142.53	1.59%	0.167%	+1.42 L
Energy Opportunities Fund	SBI Mutual Fund	43.25 L	139.83	1.68%	0.164%	-0

1–8 of 92

1 / 12

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Loading documents…

Events

Upcoming dates and the company’s corporate-action history.

48

Final dividend14 Aug 2026 · ex-date₹1.55
Interim dividend31 Jul 2026 · ex-date₹4.25
Interim dividend20 Mar 2026 · ex-date₹3.2
Interim dividend6 Feb 2026 · ex-date₹4.6
Interim dividend27 Oct 2025 · ex-date₹4.6
Final dividend14 Aug 2025 · ex-date₹2.6
Interim dividend1 Aug 2025 · ex-date₹4.6
Interim dividend26 Mar 2025 · ex-date₹3.6
Interim dividend14 Feb 2025 · ex-date₹4.3
Interim dividend8 Nov 2024 · ex-date₹4
Interim dividend9 Aug 2024 · ex-date₹3.5
Final dividend28 Jun 2024 · ex-date₹5
Interim dividend28 Mar 2024 · ex-date₹4.5
Interim dividend13 Nov 2023 · ex-date₹3.5
Interim dividend14 Aug 2023 · ex-date₹3
Final dividend14 Jul 2023 · ex-date₹4.35
Interim dividend9 Feb 2023 · ex-date₹3.25
Interim dividend7 Nov 2022 · ex-date₹5
Final dividend12 Jul 2022 · ex-date₹4.8
Interim dividend15 Feb 2022 · ex-date₹6
Interim dividend11 Nov 2021 · ex-date₹2.5
Final dividend16 Sept 2021 · ex-date₹1.71
Interim dividend13 Aug 2021 · ex-date₹2
Interim dividend18 Mar 2021 · ex-date₹5
Interim dividend13 Nov 2020 · ex-date₹6
Interim dividend11 Feb 2020 · ex-date₹11
Interim dividend11 Mar 2019 · ex-date₹11
Final dividend17 Sept 2018 · ex-date₹1.75
Interim dividend15 Feb 2018 · ex-date₹7.4
Final dividend14 Sept 2017 · ex-date₹2.65
Interim dividend27 Feb 2017 · ex-date₹7
Final dividend22 Aug 2016 · ex-date₹5.1
Interim dividend17 Feb 2016 · ex-date₹12
Final dividend9 Sept 2015 · ex-date₹2.7
Interim dividend18 Feb 2015 · ex-date₹8
Final dividend2 Sept 2014 · ex-date₹1.75
Interim dividend20 Feb 2014 · ex-date₹7.75
Final dividend28 Aug 2013 · ex-date₹1.5
Interim dividend8 Feb 2013 · ex-date₹6.75
Final dividend4 Sept 2012 · ex-date₹2.5
Interim dividend30 Jan 2012 · ex-date₹5
Final dividend30 Aug 2011 · ex-date₹4
Interim dividend11 Feb 2011 · ex-date₹3.5
Final dividend24 Aug 2010 · ex-date₹3.5
Interim dividend4 Jan 2010 · ex-date₹3
Final dividend3 Sept 2009 · ex-date₹2.5
Interim dividend26 Feb 2009 · ex-date₹2
Dividend dividend8 Sept 2008 · ex-date₹3

1

Board meeting to consider results24 Jul 2026

2

Bonus 1:317 Aug 2022 · ex-date
Bonus 1:128 Sept 2016 · ex-date

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

67 announcementsExport CSV

29 Sept 2026, 3:30 pmInsider Trading / SAST

Closure of Trading Window

Closure of Trading Window PDF

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Ratio	Mar 2018	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	98.8%	—	—	—	—	—	—	—
EBITDA margin %	90.3%	86.7%	90.7%	87.7%	95.3%	100.8%	96.2%	95.7%
EBIT margin %	90%	86.7%	90.7%	87.7%	95.2%	100.7%	96.1%	95.6%
PAT margin %	20.3%	16.6%	23.6%	25.6%	28.3%	29.8%	28.2%	27.4%
Working capital
Receivable days	2	1	1	1	—	—	—	—
Inventory days	0	—	—	—	0	—	0	0
Payable days	57	4	7	3	—	—	—	—
NWC days	-55	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	8.31	11.03	10.22	9.67	10.12	9.31	9.15	9.03
Debt to equity	5.62	8.09	7.63	6.56	6.55	6.42	6.33	6.05
Interest coverage	1.5	1.4	1.5	1.6	1.6	1.6	1.6	1.6
Asset turnover	0.11	0.09	0.09	0.1	0.08	0.09	0.09	0.09
Return ratios
Return on assets %	2.3%	1.4%	2.1%	2.4%	2.4%	2.6%	2.6%	2.5%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	15.2%	14%	19.4%	19.8%	19.2%	20.4%	20.3%	19.2%

Calls	Strike	Puts
0	0	0	₹0.0	240

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Power Finance Corporation LimitedPFCPFC	₹1,04,943 Cr	₹11,17,447 Cr	₹1,15,431 Cr	₹1,12,436 Cr	97.2%	₹26,046 Cr	29.1%	—	20.7%	—
Indian Railway Finance Corporation LimitedIRFCIRFC	₹1,00,706 Cr	₹5,37,176 Cr	₹28,630 Cr	₹28,318 Cr	98.8%	₹7,191 Cr	25.7%	—	12.8%	—
Rec LimitedRECLTDRECLTD	₹75,770 Cr	₹5,90,496 Cr	₹59,169 Cr	₹56,360 Cr	95.7%	₹16,035 Cr	27.4%	—	20%	—
Housing & Urban Development Corporation LimitedHUDCOHUDCO	₹32,339 Cr	₹1,74,016 Cr	₹13,930 Cr	₹12,768 Cr	91.2%	₹4,255 Cr	30.7%	—	20.2%	—
Indian Renewable Energy Development Agency LimitedIREDAIREDA	₹31,182 Cr	₹1,09,028 Cr	₹8,612 Cr	₹7,501 Cr	87.3%	₹1,983 Cr	22.6%	—	15.6%	—
Ifci LimitedIFCIIFCI	₹17,551 Cr	₹21,074 Cr	₹1,986 Cr	₹964 Cr	47%	₹174 Cr	21%	—	2.1%	—
Tourism Finance Corporation Of India LimitedTFCILTDTFCILTD	₹6,426 Cr	₹7,698 Cr	₹232 Cr	₹204 Cr	90.2%	₹85 Cr	33.6%	—	9.9%	—
Gujarat State Financial CorporationGUJSTATFINGUJSTATFIN	₹84 Cr	₹745 Cr	₹0 Cr	₹0 Cr	—	₹-125 Cr	—	—	—	—

Date	Category	Subject	Filing
29 Sept 2026, 3:30 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
28 Sept 2026, 6:30 pm	Company Update General	Board Comments On Fine Levied By The Exchanges.	PDF
28 Sept 2026, 5:13 pm	Company Update General	Intimation Of Sale And Transfer Of Project Specific SPV/Subsidiary.	PDF
22 Sept 2026, 1:24 pm	Company Update Change in Directorate	Announcement under Regulation 30 (LODR)-Change in Directorate	PDF
10 Sept 2026, 6:50 pm	Company Update Change in Management	Announcement under Regulation 30 (LODR)-Change in Management	PDF
9 Sept 2026, 5:54 pm	Company Update General	Intimation Of Sale And Transfer Of Project Specific SPV/Subsidiary.	PDF
8 Sept 2026, 7:00 pm	Company Update Appointment of Statutory Auditor/s	Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s	PDF
8 Sept 2026, 5:38 pm	Insider Trading / SAST Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011	Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011	PDF

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-13,278	6,805	-32,510	-35,866	-32,442	-43,512	-3,910	-37,360	-57,723	-39,101	5,972
	-756	-101	46	457	-149	861	-287	-943	-1,831	-1,265	-3,308
	15,291	-3,947	28,244	35,543	33,926	42,113	3,159	38,123	59,588	40,034	-2,375
Net cash flow	1,257	2,757	-4,220	134	1,336	-538	-1,038	-180	34	-333	289
Free cash flow	-13,278	6,807	—	—	—	-43,513	-3,931	-37,377	-57,756	-39,182	5,896
CFO / Operating profit %	-59.5%	30.5%	-156.1%	—	-125%	-134.9%	-11.4%	-99.3%	-120.6%	-72.1%	10.5%

Rec Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Ratios

Shareholding

F&O

3

26

Fund holders

Documents

Announcements

Events

48

1

2

Announcements

48

1

2

3

26

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Compounded sales growth

Compounded profit growth

Return on equity

Rec Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Futures3

Option chain26

Fund holders

Documents

Announcements

Events

Dividends48

Board meetings1

Bonus issues2

Announcements

Dividends48

Board meetings1

Bonus issues2

Ratio timeline

Quarterly record

Bulk & block deals

Board and management

Futures3

Option chain26

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

3

26

48

1

2

48

1

2

3

26