Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| 4,508 | 6,301 | 8,514 | 8,215 | 8,176 | 9,130 | 12,394 | 14,039 | 14,336 | |
| Interest | 2,741 | 3,761 | 4,885 | 4,427 | 4,149 | 4,678 | 6,351 | 7,576 | 7,976 |
| Expenses | 1,868 | 2,683 | 4,787 | 5,156 | 6,318 | 5,564 | 7,619 | 9,382 | 9,208 |
| Financing profit | -102 | -143 | -1,157 | -1,369 | -2,292 | -1,113 | -1,576 | -2,919 | -2,848 |
| Financing margin % | -2.3% | -2.3% | -13.6% | -16.7% | -28% | -12.2% | -12.7% | -20.8% | -19.9% |
| Other income | 1,068 | 1,442 | 1,910 | 2,058 | 2,341 | 2,489 | 3,043 | 3,806 | 4,121 |
| Depreciation | — | — | — | — | 164 | 196 | 215 | 219 | 234 |
| Profit before tax | 967 | 1,299 | 753 | 689 | -115 | 1,181 | 1,252 | 668 | 1,040 |
| Tax | 331 | 432 | 247 | 181 | -40 | 298 | 84 | -27 | 217 |
| Tax % | 34.3% | 33.3% | 32.8% | 26.3% | -35.1% | 25.2% | 6.7% | -4.1% | 20.9% |
| PAT | 635 | 867 | 506 | 508 | -75 | 883 | 1,168 | 695 | 822 |
| EPS (₹) | 15.8 | 20.5 | 11.2 | 9.4 | -1.3 | 14.7 | 19.4 | 11.5 | 13.4 |
| EPS adjusted (₹) | 15.1 | 20.3 | 9.9 | 8.5 | -1.3 | 14.7 | 19.3 | 11.4 | 13.3 |
| 13.3% | 13.2% | 13.4% | 0% | — | 10.2% | 7.7% | 8.7% | 7.5% | |
| Gross NPA % | 1.4% | 1.4% | 3.6% | 4.3% | 4.4% | 3.4% | 2.7% | 2.6% | 1.5% |
| Net NPA % | 0.8% | 0.7% | 2.1% | 2.1% | 1.3% | 1.1% | 0.7% | 0.3% | 0.4% |
| Annual report | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 325 | 375 | 420 | 427 | 509 | 598 | 600 | 600 | 605 | 608 | 618 |
| Reserves | 2,665 | 3,960 | 6,264 | 7,121 | 10,074 | 12,065 | 12,019 | 12,977 | 14,191 | 14,999 | 15,987 |
| Deposits | 24,349 | 34,588 | 43,902 | 58,394 | 57,812 | 73,121 | 79,007 | 84,887 | 1,03,494 | 1,10,944 | 1,39,018 |
| Borrowings | 10,536 | 7,980 | 9,261 | 11,832 | 17,007 | 11,226 | 11,093 | 13,331 | 14,184 | 13,734 | 16,794 |
| Other liabilities | 1,287 | 1,771 | 2,003 | 2,585 | 3,576 | 3,641 | 3,491 | 4,082 | 5,958 | 6,441 | 8,268 |
| Total equity & liabilities | 39,161 | 48,675 | 61,851 | 80,359 | 88,978 | 1,00,651 | 1,06,209 | 1,15,876 | 1,38,432 | 1,46,725 | 1,80,685 |
| Fixed assets | 177 | 259 | 334 | 402 | 470 | 466 | 548 | 574 | 532 | 577 | 566 |
| Investments | 14,436 | 13,482 | 15,448 | 16,840 | 18,150 | 23,230 | 22,274 | 28,875 | 29,576 | 32,165 | 32,078 |
| 24,548 | 34,934 | 46,069 | 63,116 | 70,358 | 76,954 | 83,386 | 86,427 | 1,08,324 | 1,13,984 | 1,48,041 | |
| Total assets | 39,161 | 48,675 | 61,851 | 80,359 | 88,978 | 1,00,651 | 1,06,209 | 1,15,876 | 1,38,432 | 1,46,725 | 1,80,685 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| 7,597 | 6,449 | -11,044 | 4,935 | -842 | 7,611 | |
| -157 | -246 | -223 | -172 | -263 | -223 | |
| -4,207 | -114 | 2,239 | 842 | -503 | 3,159 | |
| Net cash flow | 3,233 | 6,090 | -9,028 | 5,605 | -1,608 | 10,548 |
| Free cash flow | 7,436 | 6,198 | -11,274 | 4,753 | -1,111 | 7,379 |
| CFO / Operating profit % | 248.4% | 347.2% | -309.7% | 103.3% | -18.1% | 148.4% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 16,503.68 | -461.57 | 60,567.37 | 80,114.53 | — | — |
| Treasury | 10,096.8 | 370.14 |
| 59,351.07 |
| 24,425.58 |
| 34,925.49 |
| 1.06 |
| Corporate / Wholesale Banking | 7,500.95 | 818.41 | 56,178.42 | 59,526.39 | — | — |
| Other Banking Operations | 312.21 | 312.21 | 54.48 | 7.94 | 46.54 | 670.84 |
| Capital and Reserves | 0 | 0 | 0 | 16,604.9 | — | — |
₹ crore by fiscal year