Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 8,779 | 8,561 | 8,445 | 9,550 | 12,394 | 14,041 | 14,337 | |
| Interest | 4,885 | 4,425 | 4,148 | 4,679 | 6,350 | 7,576 | 7,975 |
| Expenses | 5,065 | 5,473 | 6,674 | 5,944 | 7,520 | 9,312 | 9,136 |
| Financing profit | -1,171 | -1,336 | -2,378 | -1,073 | -1,477 | -2,847 | -2,774 |
| Financing margin % | -13.3% | -15.6% | -28.2% | -11.2% | -11.9% | -20.3% | -19.4% |
| Other income | 1,918 | 2,048 | 2,352 | 2,507 | 3,060 | 3,778 | 4,127 |
| Depreciation | — | — | 180 | 213 | 235 | 236 | 247 |
| Profit before tax | 747 | 712 | -207 | 1,221 | 1,349 | 696 | 1,106 |
| Tax | 247 | 183 | -40 | 302 | 89 | -21 | 227 |
| Tax % | 33.1% | 25.6% | -19.5% | 24.7% | 6.6% | -3.1% | 20.5% |
| PAT | 500 | 529 | -166 | 920 | 1,260 | 717 | 879 |
| EPS (₹) | 11 | 9.8 | -2.8 | 15.3 | 20.9 | 11.8 | 14.3 |
| EPS adjusted (₹) | 9.8 | 8.9 | -2.8 | 15.3 | 20.8 | 11.8 | 14.2 |
| 13.6% | 0% | — | 9.8% | 7.2% | 8.5% | 7% | |
| Gross NPA % | 3.6% | 4.3% | 4.4% | — | — | — | — |
| Net NPA % | 2.1% | 2.1% | 1.3% | — | — | — | — |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 375 | 420 | 427 | 509 | 598 | 600 | 600 | 605 | 608 | 618 |
| Reserves | 3,961 | 6,261 | 7,108 | 10,056 | 12,068 | 11,931 | 12,926 | 14,232 | 15,062 | 16,106 |
| Deposits | 34,588 | 43,883 | 58,358 | 57,812 | 73,055 | 79,006 | 84,875 | 1,03,470 | 1,10,933 | 1,38,959 |
| Borrowings | 7,980 | 9,261 | 11,832 | 17,007 | 11,226 | 11,098 | 13,332 | 14,185 | 13,735 | 16,796 |
| Other liabilities | 1,771 | 2,052 | 2,673 | 3,600 | 3,672 | 3,528 | 4,074 | 5,961 | 6,435 | 8,267 |
| Total equity & liabilities | 48,676 | 61,877 | 80,398 | 88,983 | 1,00,619 | 1,06,163 | 1,15,806 | 1,38,454 | 1,46,772 | 1,80,747 |
| Fixed assets | 259 | 340 | 416 | 492 | 495 | 578 | 598 | 558 | 604 | 582 |
| Investments | 13,482 | 15,397 | 16,745 | 18,055 | 23,085 | 22,129 | 28,730 | 29,478 | 32,103 | 32,059 |
| 34,934 | 46,141 | 63,237 | 70,436 | 77,038 | 83,455 | 86,477 | 1,08,418 | 1,14,065 | 1,48,107 | |
| Total assets | 48,676 | 61,877 | 80,398 | 88,983 | 1,00,619 | 1,06,163 | 1,15,806 | 1,38,454 | 1,46,772 | 1,80,747 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| 7,631 | 6,449 | -11,031 | 4,955 | -824 | 7,612 | |
| -174 | -264 | -234 | -193 | -281 | -225 | |
| -4,207 | -109 | 2,235 | 843 | -503 | 3,160 | |
| Net cash flow | 3,251 | 6,076 | -9,030 | 5,604 | -1,608 | 10,547 |
| Free cash flow | 7,452 | 6,178 | -11,276 | 4,751 | -1,112 | 7,378 |
| CFO / Operating profit % | 247.1% | 364.3% | -305.9% | 101.7% | -17.4% | 146.4% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 16,510.66 | -395.11 | 60,629.48 | 80,057.3 | — | — |
| Treasury | 10,096.8 | 370.14 |
| 59,351.07 |
| 24,425.58 |
| 34,925.49 |
| 1.06 |
| Corporate / Wholesale Banking | 7,500.95 | 818.41 | 56,178.42 | 59,526.39 | — | — |
| Other Banking Operations | 312.21 | 312.21 | 54.48 | 7.94 | 46.54 | 670.84 |
| Capital and Reserves | 0 | 0 | 0 | 16,724.24 | — | — |
₹ crore by fiscal year