Consolidated figures · ₹ crore
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,360 | 3,388 | 3,421 | 4,180 | 5,465 | 6,331 | 6,061 | 6,684 | 8,848 | 10,041 | 9,509 | |
| Interest | 947 | 1,169 | 1,030 | 1,345 | 1,832 | 2,219 | 2,011 | 2,188 | 2,866 | 3,575 | 3,786 |
| Expenses | 820 | 1,011 | 1,344 | 1,365 | 1,547 | 1,669 | 2,133 | 2,317 | 2,848 | 4,567 | 4,162 |
| Financing profit | 593 | 1,208 | 1,047 | 1,469 | 2,086 | 2,443 | 1,916 | 2,179 | 3,134 | 1,899 | 1,561 |
| Financing margin % | 25.1% | 35.7% | 30.6% | 35.2% | 38.2% | 38.6% | 31.6% | 32.6% | 35.4% | 18.9% | 16.4% |
| Other income | 11 | 21 | 58 | 63 | 86 | 44 | 65 | 66 | 72 | 34 | 15 |
| Depreciation | 56 | 63 | 68 | 75 | 164 | 171 | 198 | 204 | 246 | 267 | 307 |
| Profit before tax | 548 | 1,166 | 1,037 | 1,457 | 2,007 | 2,316 | 1,784 | 2,041 | 2,960 | 1,666 | 1,270 |
| Tax | 193 | 407 | 361 | 508 | 527 | 591 | 455 | 541 | 762 | 462 | 277 |
| Tax % | 35.2% | 34.9% | 34.8% | 34.9% | 26.3% | 25.5% | 25.5% | 26.5% | 25.8% | 27.7% | 21.8% |
| PAT | 355 | 758 | 676 | 949 | 1,480 | 1,725 | 1,329 | 1,500 | 2,197 | 1,204 | 993 |
| EPS (₹) | 4.2 | 9 | 8 | 11.3 | 17.5 | 20.4 | 15.7 | 17.7 | 26 | 14.2 | 11.7 |
| EPS adjusted (₹) | 4.2 | 9 | 8 | 11.2 | 17.4 | 20.4 | 15.7 | 17.7 | 25.9 | 14.4 | 10.7 |
| 53.6% | 16.7% | 24.9% | 19.1% | 15.7% | 6.1% | 19.1% | 16.9% | 12.7% | 28.1% | — | |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 168 | 168 | 168 | 169 | 169 | 169 | 169 | 169 | 169 | 169 | 188 |
| Reserves | 2,590 | 3,193 | 3,195 | 3,645 | 5,577 | 7,138 | 8,199 | 9,476 | 11,379 | 12,263 | 15,863 |
| Minority interest | — | — | 21 | 29 | 58 | 47 | 16 | 20 | 29 | 17 | 6 |
| 8,367 | 9,403 | 10,989 | 12,609 | 22,574 | 22,716 | 24,118 | 28,483 | 33,653 | 35,404 | 57,246 | |
| 1,714 | 2,387 | 610 | 578 | 1,157 | 1,267 | 1,305 | 1,356 | 1,517 | 1,352 | 1,256 | |
| Total equity & liabilities | 12,839 | 15,152 | 14,983 | 17,030 | 29,535 | 31,338 | 33,808 | 39,504 | 46,748 | 49,205 | 74,559 |
| 195 | 186 | 222 | 310 | 383 | 350 | 415 | 1,094 | 1,070 | 595 | 588 | |
| CWIP | — | 1 | 1 | 0 | 3 | 8 | 11 | 16 | 33 | 11 | 27 |
| Investments | 49 | 5 | 5 | 5 | 90 | 338 | 421 | 534 | 726 | 788 | 2,051 |
| 12,595 | 14,960 | 14,756 | 16,715 | 29,058 | 30,642 | 32,962 | 37,860 | 44,918 | 47,811 | 71,893 | |
| Total assets | 12,839 | 15,152 | 14,983 | 17,030 | 29,535 | 31,338 | 33,808 | 39,504 | 46,748 | 49,205 | 74,559 |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Gold loan and others | 8,274.41 | 2,105.99 | 65,927.05 | 52,341.59 | 13,585.46 | 15.5 |
| Micro Finance | 1,250.3 | -835.78 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -1,042 | -1,301 | -33 | -1,442 | -2,506 | -619 | -423 | -3,103 | -9,681 | 2,621 | -20,238 | |
| 72 | -45 | -148 | -760 | 34 | -186 | -193 | -616 | -320 | -1,588 | -1,632 | |
| 772 | 1,233 | 293 | 2,206 | 4,268 | 59 | 438 | 3,849 | 10,051 | -1,956 | 23,834 | |
| Net cash flow | -198 | -112 | 112 | 3 | 1,796 | -747 | -177 | 130 | 49 | -922 | 1,965 |
| Free cash flow | -1,122 | -1,355 | — | — | — | -672 | -438 | -3,103 | -9,817 | 2,477 | -20,438 |
| CFO / Operating profit % | -67.6% | -54.8% | -1.6% | -51.3% | -64% | -13.3% | -10.8% | -71.1% | -161.4% | 47.9% | -378.5% |
| 8,632.28 |
| 6,160.52 |
| 2,471.76 |
| -33.81 |
₹ crore by fiscal year