Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 13,053 | 12,062 | 11,096 | 10,850 | 11,495 | 11,869 | 13,019 | 15,898 | 20,495 | 24,947 | 29,282 | |
| Interest | 9,174 | 8,887 | 7,707 | 7,116 | 7,217 | 6,971 | 6,975 | 8,158 | 10,673 | 13,282 | 15,618 |
| Expenses | 4,480 | 6,826 | 8,162 | 10,410 | 6,188 | 6,292 | 6,741 | 6,576 | 8,460 | 9,397 | 9,348 |
| Financing profit | -602 | -3,651 | -4,772 | -6,677 | -1,910 | -1,394 | -697 | 1,165 | 1,362 | 2,268 | 4,316 |
| Financing margin % | -4.6% | -30.3% | -43% | -61.5% | -16.6% | -11.8% | -5.4% | 7.3% | 6.6% | 9.1% | 14.7% |
| Other income | 1,019 | 1,508 | 1,506 | 1,547 | 1,649 | 2,625 | 2,652 | 2,280 | 2,998 | 3,454 | 3,541 |
| Depreciation | — | — | — | — | — | — | — | — | — | — | — |
| Profit before tax | 418 | -2,143 | -3,266 | -5,129 | -260 | 1,231 | 1,956 | 3,445 | 4,359 | 5,722 | 7,857 |
| Tax | 317 | -771 | -2,120 | -345 | -649 | 681 | 804 | 843 | 304 | 203 | 838 |
| Tax % | 75.9% | -36% | -64.9% | -6.7% | -249.2% | 55.3% | 41.1% | 24.5% | 7% | 3.5% | 10.7% |
| PAT | 101 | -1,373 | -1,146 | -4,784 | 389 | 550 | 1,152 | 2,602 | 4,055 | 5,520 | 7,019 |
| EPS (₹) | — | — | -9.2 | -14.3 | 0.7 | 0.9 | 1.7 | 3.9 | 5.8 | 7.5 | 9.1 |
| EPS adjusted (₹) | — | — | — | — | — | 0.8 | 1.7 | 3.9 | 5.7 | 7.2 | 9.1 |
| — | — | — | — | 0% | 0% | 29.1% | 33.6% | 24.2% | 20.1% | 24.1% | |
| Gross NPA % | 9.3% | 16.9% | 19.5% | 16.4% | 12.8% | 7.2% | 3.9% | 2.5% | 1.9% | 1.7% | 1.5% |
| Net NPA % | 6.4% | 11.8% | 11.2% | 5.5% | 4.8% | 2.5% | 1% | 0.3% | 0.2% | 0.2% | 0.1% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 6,560 | 6,731 | 6,731 | 7,081 | 7,692 | 7,692 |
| Reserves | 5,573 | 7,491 | 8,880 | 12,593 | 20,798 | 25,416 |
| Deposits | 1,74,006 | 2,02,294 | 2,34,083 | 2,70,747 | 3,07,143 | 3,50,564 |
| Borrowings | 4,239 | 7,747 | 10,766 | 7,719 | 23,853 | 35,234 |
| Other liabilities | 6,287 | 6,349 | 7,193 | 8,998 | 9,658 | 8,457 |
| Total equity & liabilities | 1,96,665 | 2,30,611 | 2,67,651 | 3,07,138 | 3,69,142 | 4,27,363 |
| Fixed assets | 1,674 | 2,242 | 2,157 | 2,210 | 2,916 | 2,962 |
| Investments | 68,112 | 68,590 | 68,867 | 68,274 | 82,005 | 1,01,480 |
| 1,26,879 | 1,59,780 | 1,96,628 | 2,36,654 | 2,84,222 | 3,22,921 | |
| Total assets | 1,96,665 | 2,30,611 | 2,67,651 | 3,07,138 | 3,69,142 | 4,27,363 |
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| 6,898 | -1,438 | 11,597 | 7,649 | -10,989 | |
| -302 | -177 | -275 | -516 | -853 | |
| 378 | 228 | 461 | 4,750 | -2,607 | |
| Net cash flow | 6,974 | -1,387 | 11,783 | 11,883 | -14,449 |
| Free cash flow | 6,589 | -1,762 | 11,318 | 7,129 | -11,410 |
| CFO / Operating profit % | 109.9% | -15.4% | 96.4% | 49.2% | -55.1% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking Operations | 14,552.99 | 3,164.14 | 1,50,320.71 | 1,34,191.9 | 16,128.81 | 19.62 |
| Corporate / Wholesale Banking Operations | 11,085.68 | 3,093.85 |
| 1,41,849.39 |
| 1,30,054.93 |
| 11,794.46 |
| 26.23 |
| Treasury Operations | 6,979.46 | 1,495.88 | 1,20,753.58 | 1,18,794.53 | 1,959.05 | 76.36 |
| Other Banking Operations | 204.4 | 103.5 | 11,774.39 | 11,213.55 | 560.84 | 18.45 |
| Capital & Reserves & Surplus | 0 | 0 | 0 | 33,107.82 | — | — |
| Unallocated | 0 | 0 | 2,664.66 | 0 | 2,664.66 | 0 |
₹ crore by fiscal year