Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 11,496 | 11,869 | 13,019 | 15,899 | 20,495 | 24,948 | 29,282 | |
| Interest | 7,216 | 6,970 | 6,974 | 8,157 | 10,672 | 13,281 | 15,616 |
| Expenses | 6,189 | 6,292 | 6,742 | 6,577 | 8,461 | 9,398 | 9,348 |
| Financing profit | -1,910 | -1,394 | -697 | 1,165 | 1,362 | 2,269 | 4,317 |
| Financing margin % | -16.6% | -11.8% | -5.4% | 7.3% | 6.7% | 9.1% | 14.7% |
| Other income | 1,650 | 2,627 | 2,653 | 2,281 | 2,999 | 3,455 | 3,542 |
| Depreciation | — | — | — | — | — | — | — |
| Profit before tax | -250 | 1,253 | 1,958 | 3,446 | 4,377 | 5,745 | 7,855 |
| Tax | -649 | 681 | 804 | 843 | 305 | 203 | 839 |
| Tax % | -259.6% | 54.4% | 41.1% | 24.5% | 7% | 3.5% | 10.7% |
| PAT | 399 | 571 | 1,153 | 2,603 | 4,072 | 5,542 | 7,017 |
| EPS (₹) | 0.7 | 0.9 | 1.7 | 3.9 | 5.8 | 7.5 | 9.1 |
| EPS adjusted (₹) | — | 0.9 | 1.7 | 3.9 | 5.8 | 7.2 | 9.1 |
| 0% | 0% | 28.9% | 33.6% | 24.1% | 20.1% | 24.1% | |
| Gross NPA % | 12.8% | 7.2% | 3.9% | 2.5% | 1.9% | 1.7% | 1.5% |
| Net NPA % | 4.8% | 2.5% | 1% | 0.3% | 0.2% | 0.2% | 0.1% |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 6,560 | 6,731 | 6,731 | 7,081 | 7,692 | 7,692 |
| Reserves | 5,748 | 7,668 | 9,060 | 12,789 | 21,016 | 25,533 |
| Deposits | 1,73,989 | 2,02,275 | 2,34,064 | 2,70,726 | 3,07,120 | 3,50,538 |
| Borrowings | 4,239 | 7,747 | 10,766 | 7,719 | 23,853 | 35,234 |
| Other liabilities | 6,299 | 6,363 | 7,207 | 9,013 | 9,673 | 8,475 |
| Total equity & liabilities | 1,96,835 | 2,30,783 | 2,67,827 | 3,07,329 | 3,69,354 | 4,27,471 |
| Fixed assets | 1,674 | 2,242 | 2,157 | 2,210 | 2,916 | 2,962 |
| Investments | 68,281 | 68,762 | 69,042 | 68,465 | 82,216 | 1,01,588 |
| 1,26,880 | 1,59,780 | 1,96,628 | 2,36,655 | 2,84,222 | 3,22,922 | |
| Total assets | 1,96,835 | 2,30,783 | 2,67,827 | 3,07,329 | 3,69,354 | 4,27,471 |
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| 6,896 | -1,440 | 11,581 | 7,628 | -11,336 | |
| -300 | -175 | -260 | -495 | -506 | |
| 378 | 228 | 461 | 4,750 | -2,607 | |
| Net cash flow | 6,974 | -1,387 | 11,783 | 11,883 | -14,449 |
| Free cash flow | 6,587 | -1,764 | 11,302 | 7,108 | -11,758 |
| CFO / Operating profit % | 109.9% | -15.5% | 96.2% | 49.1% | -56.9% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking Operations | 14,552.99 | 3,164.95 | 1,50,320.71 | 1,34,191.9 | 16,128.81 | 19.62 |
| Corporate / Wholesale Banking Operations | 11,085.68 | 3,094.47 |
| 1,41,849.39 |
| 1,30,054.93 |
| 11,794.46 |
| 26.24 |
| Treasury Operations | 6,979.46 | 1,495.88 | 1,20,753.58 | 1,18,794.53 | 1,959.05 | 76.36 |
| Other Banking Operations | 201.81 | 100.11 | 11,882.68 | 11,205.4 | 677.28 | 14.78 |
| Capital & Reserves & Surplus | 0 | 0 | 0 | 33,224.26 | — | — |
| Unallocated | 0 | 0 | 2,664.66 | 0 | 2,664.66 | 0 |
₹ crore by fiscal year