Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 4,992 | 5,185 | 5,424 | 5,906 | 6,475 | 6,232 | 6,222 | 7,220 | 8,299 | 9,014 | 8,918 | |
| Interest | 3,689 | 3,695 | 3,566 | 4,001 | 4,444 | 4,049 | 3,731 | 4,035 | 5,000 | 5,703 | 5,799 |
| Expenses | 991 | 1,304 | 1,339 | 2,299 | 2,904 | 3,066 | 2,557 | 2,737 | 2,983 | 2,854 | 2,757 |
| Financing profit | 312 | 186 | 519 | -394 | -874 | -883 | -66 | 448 | 316 | 456 | 362 |
| Financing margin % | 6.2% | 3.6% | 9.6% | -6.7% | -13.5% | -14.2% | -1.1% | 6.2% | 3.8% | 5.1% | 4.1% |
| Other income | 543 | 809 | 954 | 1,002 | 1,396 | 1,495 | 954 | 993 | 1,319 | 1,270 | 1,403 |
| Depreciation | — | — | — | — | — | — | 193 | — | 72 | 85 | 106 |
| Profit before tax | — | — | — | 608 | 522 | 612 | 695 | 1,441 | 1,563 | 1,641 | 1,658 |
| Tax | — | — | — | 131 | 90 | 129 | 186 | 261 | 256 | 368 | 348 |
| Tax % | — | — | — | 21.5% | 17.3% | 21.1% | 26.8% | 18.1% | 16.4% | 22.4% | 21% |
| PAT | 415 | 452 | 326 | 477 | 432 | 483 | 509 | 1,180 | 1,306 | 1,272 | 1,311 |
| EPS (₹) | 19.7 | 19.4 | 11.5 | 16.9 | 13.9 | 15.5 | 16.4 | 37.9 | 39.8 | 33.7 | 34.7 |
| EPS adjusted (₹) | 20 | 14.6 | 10.5 | 15.4 | 13.9 | 15.5 | 16.4 | 37.8 | 34.6 | 33.7 | 34.7 |
| 25.4% | 20.6% | 26% | 20.7% | 0% | 11.6% | 24.4% | 13.2% | 13.8% | 14.8% | 14.4% | |
| Gross NPA % | — | — | — | 4.4% | 4.8% | 4.9% | 3.9% | 3.7% | 3.5% | 3.1% | 2.8% |
| Net NPA % | — | — | — | 3% | 3.1% | 3.2% | 2.4% | 1.7% | 1.6% | 1.3% | 1% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | — |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 188 | 283 | 283 | 283 | 311 | 311 | 311 | 312 | 377 | 378 | 378 |
| Reserves | 3,502 | 4,860 | 5,128 | 5,503 | 5,660 | 6,331 | 6,784 | 7,901 | 10,471 | 11,707 | 12,846 |
| Deposits | 50,488 | 56,733 | 62,871 | 68,452 | 71,785 | 75,655 | 80,387 | 87,368 | 98,058 | 1,04,807 | 1,08,779 |
| Borrowings | 1,051 | 833 | 816 | 3,326 | 4,065 | 1,765 | 2,314 | 1,563 | 4,400 | 1,941 | 5,329 |
| Other liabilities | 1,270 | 1,418 | 1,276 | 1,483 | 1,493 | 1,519 | 2,245 | 1,914 | 2,779 | 2,128 | 2,024 |
| Total equity & liabilities | 56,500 | 64,127 | 70,374 | 79,046 | 83,313 | 85,581 | 92,041 | 99,058 | 1,16,085 | 1,20,962 | 1,29,357 |
| Fixed assets | 307 | 721 | 762 | 775 | 826 | 838 | 818 | 875 | 915 | 991 | 1,060 |
| Investments | 16,257 | 20,220 | 15,444 | 16,185 | 17,545 | 21,635 | 22,041 | 23,326 | 24,302 | 24,537 | 26,739 |
| 39,937 | 43,186 | 54,168 | 62,086 | 64,942 | 63,108 | 69,181 | 74,857 | 90,868 | 95,435 | 1,01,558 | |
| Total assets | 56,500 | 64,127 | 70,374 | 79,046 | 83,313 | 85,581 | 92,041 | 99,058 | 1,16,085 | 1,20,962 | 1,29,357 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 636 | -184 | 721 | -2,231 | -90 | 3,369 | -467 | 1,830 | 483 | 210 | 1,100 | |
| -58 | -40 | -91 | -68 | -56 | -87 | -56 | -87 | -111 | -691 | -88 | |
| -147 | 453 | -303 | 2,307 | -545 | -885 | -355 | -20 | 1,461 | 412 | -1,260 | |
| Net cash flow | 431 | 229 | 327 | 9 | -690 | 2,396 | -879 | 1,723 | 1,833 | -69 | -248 |
| Free cash flow | 577 | -225 | 629 | -2,300 | -147 | 3,281 | -524 | 1,741 | 372 | 47 | 1,011 |
| CFO / Operating profit % | — | — | — | -61.9% | -2.5% | 106.4% | -12.8% | — | 9.1% | 3.4% | 17.9% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 4,547.8 | 853.68 | 50,108.36 | 44,966.8 | 5,141.56 | 16.6 |
| Corporate Banking | 3,433.09 | 770.35 |
| 40,321.53 |
| 36,215.02 |
| 4,106.51 |
| 18.76 |
| Treasury Operations | 1,918.25 | 263.43 | 34,931.58 | 31,367.81 | 3,563.77 | 7.39 |
| Other Banking Operations | 318.59 | 90.18 | 38.48 | 34.54 | 3.94 | 2,288.83 |
| Unallocated | 102.99 | -319.54 | 3,956.65 | 3,547.98 | 408.67 | -78.19 |
₹ crore by fiscal year