Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 6,475 | 6,232 | 6,222 | 7,220 | 8,299 | 9,014 | 8,918 | |
| Interest | 4,444 | 4,049 | 3,731 | 4,035 | 5,000 | 5,703 | 5,799 |
| Expenses | 1,635 | 3,066 | 2,558 | 1,970 | 2,983 | 2,854 | 2,757 |
| Financing profit | 395 | -883 | -67 | 1,215 | 316 | 457 | 362 |
| Financing margin % | 6.1% | -14.2% | -1.1% | 16.8% | 3.8% | 5.1% | 4.1% |
| Other income | 1,262 | 1,495 | 954 | 993 | 1,319 | 1,270 | 1,403 |
| Depreciation | — | — | 193 | — | 72 | 85 | 107 |
| Profit before tax | — | 612 | 694 | — | 1,563 | 1,641 | 1,658 |
| Tax | — | 129 | 186 | — | 256 | 368 | 348 |
| Tax % | — | 21.1% | 26.8% | — | 16.4% | 22.4% | 21% |
| PAT | 432 | 482 | 508 | 1,180 | 1,307 | 1,273 | 1,311 |
| EPS (₹) | 13.9 | 15.5 | 16.4 | 37.9 | 39.8 | 33.7 | 34.7 |
| EPS adjusted (₹) | 13.9 | 15.5 | 16.3 | 37.8 | 34.6 | 33.7 | 34.7 |
| 0% | 11.6% | 24.4% | 13.2% | 13.8% | 14.8% | 14.4% | |
| Gross NPA % | — | 4.9% | 3.9% | — | 3.5% | 3.1% | 2.8% |
| Net NPA % | — | 3.2% | 2.4% | — | 1.6% | 1.3% | 1% |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | — |
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | 311 | 311 | 311 | 312 | 377 | 378 | 378 |
| Reserves | 5,660 | 6,331 | 6,783 | 7,900 | 10,470 | 11,707 | 12,846 |
| Deposits | 71,785 | 75,654 | 80,387 | 87,368 | 98,057 | 1,04,806 | 1,08,777 |
| Borrowings | 4,065 | 1,765 | 2,314 | 1,563 | 4,400 | 1,941 | 5,329 |
| Other liabilities | 1,493 | 1,519 | 2,245 | 1,914 | 2,779 | 2,129 | 2,025 |
| Total equity & liabilities | 83,313 | 85,581 | 92,040 | 99,057 | 1,16,083 | 1,20,960 | 1,29,355 |
| Fixed assets | 826 | 838 | 818 | 875 | 915 | 991 | 1,060 |
| Investments | 17,545 | 21,635 | 22,040 | 23,325 | 24,300 | 24,535 | 26,737 |
| 64,942 | 63,108 | 69,182 | 74,857 | 90,868 | 95,435 | 1,01,558 | |
| Total assets | 83,313 | 85,581 | 92,040 | 99,057 | 1,16,083 | 1,20,960 | 1,29,355 |
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| -90 | 3,368 | -467 | 1,830 | 483 | 210 | 1,100 | |
| -56 | -87 | -56 | -88 | -111 | -691 | -88 | |
| -545 | -885 | -355 | -19 | 1,461 | 412 | -1,260 | |
| Net cash flow | -690 | 2,396 | -879 | 1,723 | 1,833 | -69 | -248 |
| Free cash flow | -147 | 3,281 | -524 | 1,741 | 371 | 47 | 1,011 |
| CFO / Operating profit % | — | 106.4% | -12.8% | — | 9.1% | 3.4% | 17.9% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 4,547.8 | 853.82 | 50,108.36 | 44,966.83 | 5,141.53 | 16.61 |
| Corporate Banking | 3,433.09 | 770.45 |
| 40,321.53 |
| 36,215.05 |
| 4,106.48 |
| 18.76 |
| Treasury Operations | 1,918.29 | 263.5 | 34,929.83 | 31,366.26 | 3,563.57 | 7.39 |
| Other Banking Operations | 318.57 | 90.17 | 38.48 | 34.54 | 3.94 | 2,288.58 |
| Unallocated | 102.99 | -319.59 | 3,957 | 3,548.3 | 408.7 | -78.2 |
₹ crore by fiscal year