Financials · mywealthgrid

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Annual Quarterly

Consolidated Standalone

Standalone figures · ₹ crore

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	16,384	17,699	19,749	23,943	26,930	26,840	27,039	34,251	45,799	52,920	55,564
Interest	9,484	9,573	10,217	12,684	13,430	11,501	10,221	12,699	19,806	24,578	25,554
Expenses	5,472	5,619	6,426	8,477	11,067	11,496	10,918	13,256	17,276	20,705	22,229
Financing profit	1,429	2,508	3,106	2,782	2,433	3,844	5,900	8,296	8,717	7,636	7,781
Financing margin %	8.7%	14.2%	15.7%	11.6%	9%	14.3%	21.8%	24.2%	19%	14.4%	14%
Other income	2,612	3,477	4,052	4,604	5,372	5,459	6,354	7,083	10,273	11,418	11,623
Depreciation	—	—	—	—	—	—	893	988	976	991	819
Profit before tax	—	—	—	7,386	7,805	9,303	11,361	14,391	18,014	21,584	18,586
Tax	—	—	—	2,520	1,857	2,338	2,789	3,452	4,232	5,134	4,578
Tax %	—	—	—	34.1%	23.8%	25.1%	24.5%	24%	23.5%	23.8%	24.6%
PAT	2,090	3,412	4,084	4,865	5,947	6,965	8,573	10,939	13,782	16,450	14,008
EPS (₹)	11.4	18.6	21.5	25.5	30.9	35.2	43	54.9	69.2	82.7	14.1
EPS adjusted (₹)	2.3	3.7	4.3	3.4	4.1	4.7	5.7	7.3	13.9	16.6	14.1
	4.4%	3.2%	3.2%	3.1%	0%	2.6%	2.6%	2.7%	2.9%	3%	4.6%
Gross NPA %	—	—	—	2.1%	2.3%	3.3%	2.3%	1.8%	1.4%	1.4%	1.2%
Net NPA %	—	—	—	0.8%	0.7%	1.2%	0.6%	0.4%	0.3%	0.3%	0.3%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	—	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	917	920	953	1,454	1,457	1,491	1,492	1,493	994	994	995
Reserves	23,042	26,696	36,529	41,444	47,559	62,236	70,964	81,967	95,646	1,16,246	1,34,204
Deposits	1,38,643	1,57,426	1,92,643	2,25,880	2,62,821	2,80,100	3,11,684	3,63,096	4,48,954	4,99,055	5,72,456
Borrowings	20,975	21,095	25,154	32,248	37,993	23,651	25,967	23,416	28,368	48,443	32,475
Other liabilities	8,682	8,453	9,654	11,145	10,423	16,011	19,321	19,890	26,396	28,886	42,873
Total equity & liabilities	1,92,260	2,14,590	2,64,933	3,12,172	3,60,252	3,83,489	4,29,428	4,89,862	6,00,357	6,93,624	7,83,003
Fixed assets	1,552	1,538	1,527	1,652	1,623	1,535	1,644	1,920	2,155	2,359	2,388
Investments	51,260	45,074	64,562	71,189	75,052	1,05,099	1,00,580	1,21,404	1,55,404	1,81,907	1,72,535
	1,39,448	1,67,978	1,98,844	2,39,331	2,83,577	2,76,854	3,27,204	3,66,538	4,42,798	5,09,358	6,08,079
Total assets	1,92,260	2,14,590	2,64,933	3,12,172	3,60,252	3,83,489	4,29,428	4,89,862	6,00,357	6,93,624	7,83,003

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	5,025	13,223	-10,275	-3,388	30,159	-5,298	2,161	-8,369	13,901	12,806	37,211
	-8,662	-5,268	-2,516	798	-7,454	-1,769	-1,335	491	2,022	-19,556	-2,722
	2,024	6,055	9,837	7,633	5,883	-6,586	2,456	-2,542	4,314	19,723	-16,278
Net cash flow	4,696	13,989	-2,952	5,055	28,617	-13,653	3,282	-10,420	20,237	12,973	18,212
Free cash flow	4,699	12,818	-10,618	-3,808	29,813	-5,592	1,654	-9,139	13,016	11,868	36,392
CFO / Operating profit %	—	—	—	-21.9%	190.1%	-34.5%	13.4%	-39.9%	48.7%	39.8%	111.6%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Retail Banking	34,434.33	5,653.21	4,99,201.58	4,45,584.36	53,617.22	10.54
Corporate/ Wholesale Banking	26,158.79	8,269.11