Financials · mywealthgrid

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Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	20,402	22,324	25,131	29,935	33,474	32,820	33,740	42,151	56,237	65,669	69,781
Interest	11,123	11,458	12,467	15,187	15,901	12,967	11,553	14,411	22,567	28,275	29,620
Expenses	10,894	14,245	16,163	20,141	22,977	30,569	30,340	32,747	46,780	48,660	51,187
Financing profit	-1,615	-3,379	-3,499	-5,393	-5,404	-10,716	-8,152	-5,007	-13,111	-11,266	-11,026
Financing margin %	-7.9%	-15.1%	-13.9%	-18%	-16.1%	-32.7%	-24.2%	-11.9%	-23.3%	-17.2%	-15.8%
Other income	7,631	11,660	13,682	15,969	16,826	23,884	25,142	25,830	38,037	37,407	37,782
Depreciation	—	—	—	—	—	—	1,042	1,177	1,063	956	1,132
Profit before tax	—	—	—	10,660	11,408	13,256	16,106	19,791	24,100	29,169	26,100
Tax	—	—	—	3,456	2,815	3,265	4,016	4,866	5,887	7,043	6,812
Tax %	—	—	—	32.4%	24.7%	24.6%	24.9%	24.6%	24.4%	24.2%	26.1%
PAT	3,431	4,949	6,147	7,204	8,593	9,990	12,089	14,925	18,213	22,126	19,288
EPS (₹)	18.9	26.9	32.7	37.8	44.7	50.5	60.8	75	91.5	111.3	19.4
EPS adjusted (₹)	3.7	5.4	6.5	5	5.9	6.8	8.2	10.1	18.6	22.4	19.5
	2.6%	2.2%	2.1%	2.1%	0%	1.8%	1.8%	2%	2.2%	2.2%	3.4%
Gross NPA %	—	—	—	1.9%	2.2%	3.2%	2.4%	1.8%	1.4%	1.5%	1.2%
Net NPA %	—	—	—	0.7%	0.7%	1.2%	0.7%	0.4%	0.4%	0.4%	0.3%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	—	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	917	920	953	1,454	1,457	1,491	1,492	1,493	994	994	995
Reserves	32,443	37,570	49,533	56,825	65,678	83,346	95,642	1,10,761	1,28,898	1,56,401	1,80,118
Deposits	1,35,949	1,55,540	1,91,236	2,24,824	2,60,400	2,78,871	3,10,087	3,61,273	4,45,269	4,94,707	5,66,940
Borrowings	43,730	49,690	58,604	66,439	65,577	47,739	55,148	57,034	75,106	97,622	95,394
Other liabilities	27,764	32,467	37,395	45,628	50,062	67,426	84,129	89,869	1,17,400	1,30,050	1,59,906
Total equity & liabilities	2,40,804	2,76,188	3,37,720	3,95,171	4,43,173	4,78,873	5,46,498	6,20,430	7,67,667	8,79,774	10,03,353
Fixed assets	1,758	1,755	1,750	1,884	1,861	1,740	1,910	2,261	2,563	2,811	2,853
Investments	70,274	68,462	90,977	1,03,487	1,11,197	1,56,946	1,64,529	1,95,338	2,46,446	2,84,255	2,90,633
	1,68,772	2,05,971	2,44,994	2,89,801	3,30,115	3,20,187	3,80,059	4,22,831	5,18,659	5,92,709	7,09,867
Total assets	2,40,804	2,76,188	3,37,720	3,95,171	4,43,173	4,78,873	5,46,498	6,20,430	7,67,667	8,79,774	10,03,353

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	6,134	14,412	-10,392	1,822	46,619	4,881	8,418	-1,242	15,685	16,916	41,727
	-6,363	-2,972	-5,608	-3,383	-13,199	-11,116	-11,084	-10,550	-9,097	-25,272	-16,519
	-1,464	257	14,679	8,365	-735	-10,072	7,549	1,883	15,656	22,142	-2,538
Net cash flow	-1,693	11,692	-1,188	6,864	32,815	-16,307	4,883	-9,910	22,245	13,786	22,669
Free cash flow	5,885	14,092	-10,818	1,297	46,166	4,513	7,748	-2,229	14,558	15,703	40,669
CFO / Operating profit %	—	—	—	18.6%	444.1%	216.8%	247.5%	-13.2%	165.9%	99.5%	224.4%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Retail Banking	34,434.33	5,653.21	4,99,201.58	4,45,584.36	53,617.22	10.54
Corporate / Wholesale Banking	26,158.79	8,269.11