Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 11,581 | 14,406 | 17,281 | 22,261 | 28,783 | 29,000 | 30,822 | 36,368 | 45,748 | 48,668 | 46,251 | |
| Interest | 7,064 | 8,343 | 9,783 | 13,415 | 16,724 | 15,472 | 15,822 | 18,776 | 25,132 | 29,636 | 28,268 |
| Expenses | 3,672 | 4,783 | 5,591 | 6,405 | 12,889 | 16,302 | 15,903 | 15,899 | 17,638 | 22,616 | 23,414 |
| Financing profit | 844 | 1,280 | 1,906 | 2,442 | -831 | -2,774 | -902 | 1,693 | 2,978 | -3,584 | -5,432 |
| Financing margin % | 7.3% | 8.9% | 11% | 11% | -2.9% | -9.6% | -2.9% | 4.7% | 6.5% | -7.4% | -11.7% |
| Other income | 3,297 | 4,171 | 4,750 | 5,647 | 6,951 | 6,559 | 7,397 | 8,166 | 9,388 | 7,684 | 7,217 |
| Depreciation | — | — | — | — | — | — | 321 | — | 425 | 485 | 516 |
| Profit before tax | — | — | — | — | 6,121 | 3,784 | 6,174 | 9,860 | 11,942 | 3,615 | 1,269 |
| Tax | — | — | — | — | 1,703 | 948 | 1,563 | 2,470 | 2,992 | 972 | 336 |
| Tax % | — | — | — | — | 27.8% | 25.1% | 25.3% | 25.1% | 25.1% | 26.9% | 26.5% |
| PAT | 2,286 | 2,868 | 3,606 | 3,301 | 4,418 | 2,836 | 4,611 | 7,390 | 8,950 | 2,643 | 933 |
| EPS (₹) | — | — | — | — | 63.8 | 38.8 | 59.6 | 95.3 | 115.2 | 33.9 | 12 |
| EPS adjusted (₹) | 38.4 | 48 | 60.1 | 54.8 | 63.7 | 36.7 | 59.5 | 95.2 | 115 | 33.9 | 12 |
| — | — | — | — | 0% | 12.9% | 14.3% | 14.7% | 14.3% | 0% | 12.5% | |
| Gross NPA % | — | — | — | — | 2.5% | 2.7% | 2.3% | 2% | 1.9% | 3.1% | 3.4% |
| Net NPA % | — | — | — | — | 0.9% | 0.7% | 0.6% | 0.6% | 0.6% | 1% | 1% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 595 | 598 | 600 | 603 | 694 | 773 | 775 | 776 | 778 | 779 | 779 |
| Reserves | 17,087 | 20,033 | 23,227 | 26,072 | 33,330 | 42,587 | 46,906 | 53,801 | 62,019 | 63,714 | 64,661 |
| Deposits | 93,000 | 1,26,572 | 1,51,639 | 1,94,868 | 2,02,040 | 2,56,205 | 2,93,681 | 3,36,438 | 3,84,793 | 4,11,078 | 4,00,174 |
| Borrowings | 22,156 | 22,454 | 38,289 | 47,321 | 60,754 | 51,323 | 47,323 | 49,011 | 47,611 | 53,704 | 42,789 |
| Other liabilities | 7,219 | 8,992 | 7,871 | 8,956 | 10,241 | 12,085 | 13,289 | 17,777 | 19,734 | 24,744 | 35,016 |
| Total equity & liabilities | 1,40,057 | 1,78,648 | 2,21,626 | 2,77,819 | 3,07,058 | 3,62,973 | 4,01,975 | 4,57,804 | 5,14,935 | 5,54,018 | 5,43,419 |
| Fixed assets | 1,255 | 1,335 | 1,339 | 1,710 | 1,820 | 1,809 | 1,849 | 1,993 | 2,198 | 2,356 | 2,438 |
| Investments | 31,214 | 36,702 | 50,077 | 59,266 | 59,980 | 69,695 | 70,971 | 83,116 | 1,06,527 | 1,14,497 | 1,25,047 |
| 1,07,587 | 1,40,611 | 1,70,211 | 2,16,843 | 2,45,258 | 2,91,469 | 3,29,155 | 3,72,695 | 4,06,211 | 4,37,166 | 4,15,934 | |
| Total assets | 1,40,057 | 1,78,648 | 2,21,626 | 2,77,819 | 3,07,058 | 3,62,973 | 4,01,975 | 4,57,804 | 5,14,935 | 5,54,018 | 5,43,419 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -2,927 | 11,569 | -20,700 | -6,389 | -12,039 | 44,646 | 16,600 | -12,438 | -16,843 | 18,113 | 1,045 | |
| -258 | -274 | -220 | -638 | -400 | -233 | -362 | -520 | -633 | -647 | -619 | |
| 2,517 | -2,768 | 15,505 | 8,590 | 12,733 | -4,096 | -4,302 | 1,115 | -2,242 | 4,876 | -10,912 | |
| Net cash flow | -667 | 8,516 | -5,412 | 1,568 | 315 | 40,317 | 11,936 | -11,763 | -19,718 | 22,341 | -10,486 |
| Free cash flow | — | 11,282 | -20,936 | -7,032 | -12,442 | 44,343 | 16,231 | -12,965 | -17,493 | 17,450 | 411 |
| CFO / Operating profit % | — | — | — | — | -75.8% | 351.6% | 111.3% | — | -59.9% | 69.5% | 4.6% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 36,088.99 | 5,662.33 | 2,36,518.57 | 2,20,588.42 | 15,930.15 | 35.54 |
| Corporate / Wholesale Banking | 10,835.58 | 1,697.79 |
| 1,14,785.39 |
| 1,83,479.02 |
| — |
| — |
| Treasury Operations | 10,449.2 | 2,354.05 | 1,57,665.37 | 43,200.05 | 1,14,465.32 | 2.06 |
| Other Banking Business | 24.14 | 4.13 | 0 | 0 | — | — |
₹ crore by fiscal year