Financials · mywealthgrid

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Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	17,281	22,261	28,783	29,000	30,822	36,368	45,748	48,668	46,251
Interest	9,783	13,415	16,724	15,472	15,822	18,776	25,132	29,636	28,268
Expenses	5,591	6,405	12,835	16,099	15,624	11,346	17,569	22,664	23,437
Financing profit	1,906	2,441	-776	-2,571	-623	6,246	3,046	-3,632	-5,455
Financing margin %	11%	11%	-2.7%	-8.9%	-2%	17.2%	6.7%	-7.5%	-11.8%
Other income	4,750	5,647	6,953	6,501	7,408	8,173	9,396	7,690	7,229
Depreciation	—	—	—	—	352	—	463	532	564
Profit before tax	—	—	6,177	3,930	6,433	—	11,980	3,526	1,211
Tax	—	—	1,719	1,000	1,628	—	3,002	950	321
Tax %	—	—	27.8%	25.4%	25.3%	—	25.1%	27%	26.5%
PAT	3,606	3,300	4,458	2,930	4,805	7,443	8,977	2,576	889
EPS (₹)	—	—	64.3	40	62.1	—	115.5	33.1	11.4
EPS adjusted (₹)	60.1	54.8	64.3	37.9	62	95.9	115.4	33.1	11.4
	—	—	0%	12.5%	13.7%	—	14.3%	0%	13.1%
Gross NPA %	—	—	2.5%	2.7%	2.3%	—	1.9%	3.1%	3.4%
Net NPA %	—	—	0.9%	0.7%	0.6%	—	0.6%	1%	1%
Annual report	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	598	600	603	694	773	775	776	778	779	779
Reserves	20,034	23,228	26,073	33,371	42,722	47,236	54,184	62,326	64,057	64,961
Deposits	1,26,572	1,51,639	1,94,868	2,02,027	2,55,870	2,93,349	3,36,120	3,84,586	4,10,862	3,99,931
Borrowings	22,454	38,289	47,321	60,754	51,323	47,323	49,011	47,611	53,704	42,789
Other liabilities	8,992	7,871	8,956	10,383	12,215	13,284	17,745	19,793	24,706	34,934
Total equity & liabilities	1,78,650	2,21,628	2,77,821	3,07,229	3,62,903	4,01,967	4,57,837	5,15,094	5,54,107	5,43,394
Fixed assets	1,335	1,339	1,710	1,871	1,876	1,929	2,079	2,324	2,496	2,546
Investments	36,704	50,078	59,268	59,938	69,653	70,930	83,076	1,06,486	1,14,457	1,25,007
	1,40,611	1,70,211	2,16,843	2,45,419	2,91,374	3,29,109	3,72,682	4,06,283	4,37,154	4,15,841
Total assets	1,78,650	2,21,628	2,77,821	3,07,229	3,62,903	4,01,967	4,57,837	5,15,094	5,54,107	5,43,394

₹ Cr	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	11,569	-20,700	-6,389	-12,907	44,976	16,672	-12,442	-16,925	18,278	993
	-274	-220	-638	-416	-331	-406	-560	-711	-709	-634
	-2,768	15,505	8,590	12,733	-4,096	-4,302	1,115	-2,242	4,876	-10,912
Net cash flow	8,516	-5,412	1,568	-570	40,549	11,964	-11,808	-19,878	22,445	-10,553
Free cash flow	11,282	-20,936	-7,032	-13,328	44,635	16,258	-13,013	-17,655	17,547	301
CFO / Operating profit %	—	—	—	-80.9%	348.6%	109.7%	—	-60.1%	70.3%	4.4%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Retail Banking	36,100.99	5,687.45	2,36,533.37	2,20,264.18	16,269.19	34.96
Corporate / Wholesale Banking	10,835.58	1,697.79