Financials · mywealthgrid

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	8,533	8,930	11,948	15,867	15,968	17,173	22,728	30,323	36,501	40,549
Interest	6,515	7,132	8,749	10,232	8,588	7,467	10,092	13,872	17,210	19,334
Expenses	1,561	2,119	—	9,736	9,158	12,187	13,140	17,711	23,454	26,095
Financing profit	457	-321	—	-4,101	-1,778	-2,481	-505	-1,260	-4,162	-4,880
Financing margin %	5.4%	-3.6%	—	-25.8%	-11.1%	-14.5%	-2.2%	-4.2%	-11.4%	-12%
Other income	1,014	1,118	852	1,722	2,254	3,222	4,467	6,002	7,022	7,873
Depreciation	—	—	—	—	—	566	695	886	960	1,161
Profit before tax	1,471	1,027	—	-2,379	476	175	3,267	3,855	1,900	1,833
Tax	451	168	—	486	24	30	830	899	375	196
Tax %	30.7%	16.4%	—	20.4%	4.9%	16.9%	25.4%	23.3%	19.8%	10.7%
PAT	1,020	859	-1,944	-2,864	452	145	2,437	2,957	1,525	1,636
EPS (₹)	—	2.5	-4.8	-6	0.8	0.2	3.9	4.3	2.1	1.9
EPS adjusted (₹)	3	2.5	-4.1	-6	0.8	0.2	3.7	4.2	2.1	1.9
	—	29.6%	—	—	0%	0%	0%	0%	12%	13%
Gross NPA %	3%	3.3%	—	2.6%	4.2%	3.7%	2.5%	1.9%	1.9%	1.6%
Net NPA %	1.1%	1.7%	—	0.9%	1.9%	1.5%	0.9%	0.6%	0.5%	0.5%
Annual report	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	3,393	3,399	3,404	4,782	4,810	5,676	6,218	6,618	7,070	7,322	8,602
Reserves	10,237	11,278	11,852	13,378	10,533	12,132	14,770	19,066	25,091	30,756	38,462
Deposits	0	40,208	48,198	70,479	65,108	88,688	1,05,634	1,44,637	2,00,576	2,52,065	2,94,475
Borrowings	0	50,262	57,287	69,983	57,397	45,786	52,963	57,212	50,936	38,975	36,621
Other liabilities	60,341	7,012	5,778	8,563	11,353	10,862	10,597	12,408	12,442	14,701	21,621
Total equity & liabilities	73,970	1,12,160	1,26,520	1,67,185	1,49,200	1,63,144	1,90,182	2,39,942	2,96,115	3,43,819	3,99,780
Fixed assets	0	787	784	950	1,038	1,266	1,361	2,090	2,619	2,663	2,557
Investments	0	50,472	61,202	58,475	45,405	45,412	46,145	61,124	74,710	80,716	85,966
	73,970	60,901	64,535	1,07,759	1,02,758	1,16,466	1,42,676	1,76,728	2,18,785	2,60,440	3,11,257
Total assets	73,970	1,12,160	1,26,520	1,67,185	1,49,200	1,63,144	1,90,182	2,39,942	2,96,115	3,43,819	3,99,780

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-13,034	14,247	-5,941	17,293	10,966	14,061	2,604	3,600	11,328	14,395	6,915
	7,171	-5,074	-1,008	-1,282	-3,790	-2,826	-2,884	-11,969	-9,792	-3,399	-14,241
	7,475	-6,974	6,744	-12,207	-12,539	-9,598	10,211	6,509	-2,954	-8,682	4,969
Net cash flow	1,612	2,198	-205	3,804	—	1,637	9,930	-1,860	-1,418	2,313	-2,357
Free cash flow	-13,213	13,991	-6,106	17,033	10,538	13,484	2,128	2,439	9,979	13,509	6,151
CFO / Operating profit %	—	—	—	—	178.8%	206.5%	52.2%	37.6%	89.8%	110.3%	47.8%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Retail Banking	53,883.12	260.09	2,33,066.19	2,34,388.44	—	—
Treasury	28,426.89	522.1

Idfc First Bank Limited

Segment results

Compounded sales growth

Compounded profit growth

Return on equity

Other Banking Business · revenue

Idfc First Bank Limited

Profit & loss

Balance sheet

Cash flow

Segment results

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

Other Banking Business · revenue