Consolidated figures · ₹ crore
| ₹ Cr | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| 9,098 | 12,204 | 16,240 | 15,968 | 17,173 | 22,728 | 30,325 | 36,502 | 40,549 | |
| Interest | 7,126 | 8,743 | 10,228 | 8,585 | 7,465 | 10,091 | 13,870 | 17,208 | 19,333 |
| Expenses | 1,797 | 6,091 | 10,080 | 9,118 | 12,130 | 13,068 | 17,631 | 23,431 | 26,104 |
| Financing profit | 176 | -2,630 | -4,068 | -1,735 | -2,422 | -431 | -1,176 | -4,137 | -4,889 |
| Financing margin % | 1.9% | -21.6% | -25.1% | -10.9% | -14.1% | -1.9% | -3.9% | -11.3% | -12.1% |
| Other income | 1,120 | 852 | 1,722 | 2,254 | 3,173 | 4,467 | 5,932 | 6,977 | 7,874 |
| Depreciation | — | — | — | — | 575 | 705 | 899 | 975 | 1,178 |
| Profit before tax | — | — | -2,346 | 519 | 175 | 3,331 | 3,857 | 1,864 | 1,807 |
| Tax | — | — | 498 | 36 | 43 | 846 | 915 | 374 | 196 |
| Tax % | — | — | 21.2% | 6.9% | 24.4% | 25.4% | 23.7% | 20.1% | 10.9% |
| PAT | 880 | -1,908 | -2,843 | 483 | 132 | 2,485 | 2,942 | 1,490 | 1,611 |
| EPS (₹) | 2.6 | -4.7 | -5.9 | 0.9 | 0.2 | 4 | 4.3 | 2 | 1.9 |
| EPS adjusted (₹) | 2.6 | -4 | -5.9 | 0.9 | 0.2 | 3.8 | 4.2 | 2 | 1.9 |
| 29% | — | — | 0% | 0% | 0% | 0% | 12.3% | 13.2% | |
| Annual report | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 3,399 | 3,404 | 4,782 | 4,810 | 5,676 | 6,218 | 6,618 | 7,070 | 7,322 | 8,602 |
| Reserves | 11,277 | 11,870 | 13,418 | 10,594 | 12,224 | 14,848 | 19,192 | 25,204 | 30,834 | 38,514 |
| Deposits | 40,098 | 48,039 | 70,354 | 65,079 | 88,536 | 1,05,540 | 1,44,470 | 2,00,570 | 2,52,010 | 2,94,312 |
| Borrowings | 50,262 | 57,287 | 69,983 | 57,397 | 45,786 | 52,963 | 57,212 | 50,936 | 38,984 | 36,633 |
| Other liabilities | 7,028 | 5,781 | 8,563 | 11,279 | 10,850 | 10,578 | 12,390 | 12,430 | 14,759 | 21,714 |
| Total equity & liabilities | 1,12,064 | 1,26,382 | 1,67,099 | 1,49,159 | 1,63,072 | 1,90,146 | 2,39,882 | 2,96,210 | 3,43,909 | 3,99,775 |
| Fixed assets | 799 | 800 | 974 | 1,073 | 1,296 | 1,387 | 2,133 | 2,675 | 2,736 | 2,626 |
| Investments | 50,164 | 60,904 | 58,245 | 45,174 | 45,182 | 45,935 | 60,913 | 74,500 | 80,505 | 85,646 |
| 61,101 | 64,677 | 1,07,880 | 1,02,911 | 1,16,594 | 1,42,824 | 1,76,836 | 2,19,035 | 2,60,667 | 3,11,503 | |
| Total assets | 1,12,064 | 1,26,382 | 1,67,099 | 1,49,159 | 1,63,072 | 1,90,146 | 2,39,882 | 2,96,210 | 3,43,909 | 3,99,775 |
| ₹ Cr | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| 14,128 | -5,978 | 17,364 | 10,927 | 14,042 | 2,679 | 3,563 | 11,543 | 14,465 | 6,817 | |
| -4,918 | -1,027 | -1,365 | -3,764 | -2,833 | -2,960 | -11,996 | -9,887 | -3,478 | -14,143 | |
| -6,974 | 6,742 | -12,220 | -12,539 | -9,598 | 10,211 | 6,509 | -2,954 | -8,673 | 4,972 | |
| Net cash flow | 2,236 | -263 | 3,779 | -5,376 | 1,610 | 9,929 | -1,924 | -1,298 | 2,314 | -2,355 |
| Free cash flow | 13,858 | -6,152 | 17,087 | 10,526 | 13,456 | 2,197 | 2,375 | 10,169 | 13,546 | 6,039 |
| CFO / Operating profit % | — | — | — | 177.4% | 205% | 53.1% | 36.9% | 90.9% | 110.7% | 47.2% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 53,883.4 | 234.28 | 2,33,311.47 | 2,34,331.02 | — | — |
| Treasury | 28,426.89 | 522.1 |
| 1,07,235.92 |
| 32,586.3 |
| 74,649.62 |
| 0.7 |
| Wholesale Banking | 11,165.81 | 1,089.86 | 56,436.04 | 84,242.04 | — | — |
| Other Banking Business | 1,026.74 | 486.96 | 80.38 | 66.74 | 13.64 | 3,570.09 |
| Unallocated | 165.07 | -526.2 | 2,710.83 | 1,144.73 | 1,566.1 | -33.6 |
₹ crore by fiscal year